# ChronoPay — Plan Bills. Stress Less.

> Plan Bills. Stress Less. (iPhone/iPad app by John Steinmetz.)

- Source: https://appshunter.io/ios/app/chronopay/id6759935896 (this page in markdown: same URL + `.md`)
- Developer: [John Steinmetz](https://appshunter.io/developer/1881750415)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 23 MB
- Languages: American English
- Released: 2026-03-04
- Data updated: 2026-08-15
- User reviews in markdown: https://appshunter.io/ios/app/chronopay/id6759935896/reviews.md

## What is ChronoPay?

Stop reacting to bills. Start mastering them.

This isn’t just another bill tracker. It’s a smarter way to plan, predict, and stay ahead.

With powerful forecasting, intelligent payment timing, and a real-time Bill Stress Score, you always know exactly where you stand.

No surprises. No scrambling. No late fees.

SMART BILL PLANNING WITH PROCESSING TIME

Most apps assume payments happen instantly. Real life doesn’t.

Add a custom processing time to any bill and guarantee your payment arrives exactly when it needs to. Perfect for slow payers, mailed payments, or services that take days to process. Plan ahead with confidence and never miss a due date again.

YOUR BILL STRESS SCORE

One quick glance tells you everything.

The Bill Stress Score instantly evaluates your current bill situation and upcoming income. Know whether you’re comfortably covered or if action is needed. No spreadsheets. No guesswork. Just clarity.

90 DAY FORECASTING

See what’s coming before it happens.

Track income, upcoming bills, and projected balances across the next 90 days. Watch your balance trend evolve and make smarter decisions with real financial visibility.

SHARED HOUSEHOLD

Money is easier when it’s shared.

Invite your partner and manage expenses together in real time. Add bills, update payments, and stay aligned without endless messages or confusion.

SUBSCRIPTIONS, ORGANIZED

Streaming services. Memberships. Recurring charges.

All subscriptions live in their own dedicated space so you can review, edit, and manage them anytime. See totals instantly and stay in control of recurring spending.

CUSTOM BILL ICONS

Make your finances visual.

Upload custom icons for bills and subscriptions to personalize your dashboard and make navigation faster and more intuitive.

SMART NOTIFICATIONS

Only get notified about what matters to you.

Choose exactly what you want alerts for and what you don’t. Upcoming bills, due soon reminders, income alerts, and more. Powerful and customizable.

PRIVACY FIRST. ALWAYS.

Your financial data belongs to you.

• No third-party servers
• No selling data
• No tracking your finances
• No accounts required

All syncing and backups are powered exclusively by Apple CloudKit and iCloud. Your information stays securely within Apple’s ecosystem and under your control.

Designed for simplicity. Built for clarity. Powered by privacy.

Download today and take control of your financial flow!

Terms of Use: https://steinmetzlabs.com/apps/chronopay/terms.html
Privacy Policy: https://steinmetzlabs.com/apps/chronopay/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| ChronoPay Pro - Yearly Subscription | $9.99 | per year |
| ChronoPay Pro-Monthly Subscription | $0.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| ChronoPay Pro - One Time Purchase | $14.99 | one-time |



## Version history (last 5 releases)

### 2.2.1 — 2026-08-10

Bug Fixes & Improvements

### 2.2 — 2026-07-09

Bug Fixes & Improvements

### 2.1 — 2026-06-21

Bug Fixes & Improvements

### 2.0 — 2026-06-07

Bug Fixes & Improvements

### 1.9 — 2026-05-24

Bug Fixes and Improvements
New Budget Function

## More apps by John Steinmetz

- [ShotSchedule](https://appshunter.io/ios/app/shotschedule/id6760272276)
- [Feastmode](https://appshunter.io/ios/app/feastmode/id6760792778)
- [Shipnotes](https://appshunter.io/ios/app/shipnotes/id6769789546)
- [CaddieOS](https://appshunter.io/ios/app/caddieos/id6770080289)
- [NeatLock](https://appshunter.io/ios/app/neatlock/id6772580532)

All apps by John Steinmetz: https://appshunter.io/developer/1881750415

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*