# Ciento: AI Budget & Expenses — Track spending by voice & chat

> Track spending by voice & chat (iPhone/iPad app by Guillermo Zorrilla.)

- Source: https://appshunter.io/ios/app/ciento-ai-budget-and-expenses/id6753021067 (this page in markdown: same URL + `.md`)
- Developer: [Guillermo Zorrilla](https://appshunter.io/developer/1842195363)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 92 MB
- Languages: American English, European Spanish
- Released: 2026-05-17
- Data updated: 2026-08-09
- User reviews in markdown: https://appshunter.io/ios/app/ciento-ai-budget-and-expenses/id6753021067/reviews.md

## What is Ciento?

Ciento is the AI money app that replaces spreadsheets and manual trackers. Set a budget, reach a savings goal, or just understand where your money really goes. No bank login required — our AI does the typing for you.

NEW: Your AI chat now remembers. Start a fresh thread for every topic, pick up old conversations months later, and tap  "Ask a follow-up" on any AI insight to keep digging. Works the same way on WhatsApp and Telegram

LOG EXPENSES ANY WAY YOU WANT
• Voice — say "I just spent 15 on coffee" and it's logged and categorized
• Receipt — snap a photo; Ciento extracts merchant, amount, and category
• Chat — type a message, log a transaction, or ask your AI anything about your spending
• Shortcuts — trigger "Log a transaction" with Siri or an Apple Shortcut
• Import — bring in history with CSV or PDF statement import
• Telegram and WhatsApp — message Ciento from the apps you already use

MAKE YOUR MONEY WORK
• AI insights — personalized tips to cut waste and improve cash flow
• Budgets and savings goals — daily progress, milestones, gentle accountability
• Shared wallets — collaborate with a partner, family, or roommates
• Custom wallets and categories — one for travel, one for business, one for life
• Visual analytics — clean charts, calendars, and reports that actually get read

TRUST AND PRIVACY
Ciento never asks for your bank login. Your data is encrypted in transit and at rest. Analytics are opt-in and turned off by default in regions with strict privacy rules (EU, UK, Canada).

AVAILABLE IN
English and Spanish.

CIENTO PREMIUM
Unlock everything with a subscription:
• Unlimited wallets and custom categories
• Shared wallets with family, partners, and friends
• CSV and PDF statement import
• Apple Shortcuts for one-tap logging
• 400,000 AI tokens per month (20x the free plan) for chat, receipts, and categorization
• Priority support

SUBSCRIPTION DETAILS
Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Payment is charged to your Apple ID at confirmation of purchase.

Privacy Policy: https://www.cientolabs.com/privacy-policy
Terms of Use: https://www.cientolabs.com/terms-of-service

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Yearly | $49.99 | per year |
| Premium Monthly | $5.99 | per month |



## Version history (last 5 releases)

### 26.08.08 — 2026-08-09

App is not fully available in Spanish

### 26.07.29 — 2026-07-29

Spent Today widget
Add the Spent Today widget to your Home Screen and see how much you've
spent today at a glance, without opening the app.

Better VoiceOver support
Buttons, charts, forms and chat controls throughout the app are now
properly labelled and announce what they do.

### 26.07.08 — 2026-07-15

• Bug fixes and stability improvements

### 26.06.03 — 2026-06-09

• Improved Spanish translations across the entire app
• Category summaries now display in your language
• Calendar follows your device language
• Bug fixes and stability improvements

### 1.2.2 — 2026-05-25

Chat got a lot smarter.
  • Multiple conversations — start a fresh chat for every topic. Each one remembers its own context.
  • Resume any past chat — pick up a conversation from yesterday or last month. History stays put.
  • WhatsApp and Telegram memory — Ciento now remembers earlier messages on those channels too, so follow-ups feel natural
  instead of starting from zero.
  • "Ask a follow-up" on any AI insight — tap the button on any AI Hub result (rebalance, affordability check, subscription
  audit, …) and the chat opens already primed with the analysis. Keep digging without re-explaining.

  Plus polish: cleaner result cards, faster AI Hub sheet dismiss, and a stack of small fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*