# Cigna & CMB — Formerly known as Perfect Life > Online insurance and health management services with smart advice and policy analysis. (iPhone/iPad app by CIGNA & CMB Life Insurance Company Limited.) - Source: https://appshunter.io/ios/app/cigna-and-cmb/id985070086 (this page in markdown: same URL + `.md`) - Developer: [CIGNA & CMB Life Insurance Company Limited](https://appshunter.io/developer/985070085) - Category: Finance, Health & Fitness - Price: Free - Rating: 1.78/5 from 9 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 182 MB - Languages: English, Chinese - Released: 2019-03-14 - Data updated: 2026-08-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cigna-and-cmb/id985070086/reviews.md ## What is Cigna & CMB? 【Cigna & CMB】，Formerly known as 【Perfect Life】 招商信诺APP（原“完美人生”），是招商信诺人寿保险有限公司官方APP，为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术，客户能够在平台上获得专业的投保建议，可视化的保单与保障分析，并收获个性化的健康管理服务！ 【保单服务】 可快速查询保单详情、保障责任及相关权益，随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析，为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女，全家风险保障一目了然，帮助完成家庭保障规划。 【健康管理】 关心你，不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life. ## Key features - Online insurance services - Health management services - Smart insurance advisor - Policy and coverage analysis - Personalized health services - Family policy management ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/cigna-and-cmb/id985070086/reviews.md ### 1/5 — Cigna & CMB *2024-10-13* This is a horrible app, and the only way to submit a claim. I feel like I’m held hostage by the experience every time I submit a claim. It almost always takes 4 or 5 times trying to submit a claim. ### 5/5 — Best app and better than American app!!! China 1 *2023-06-15* This app is so cool and has perfect English. If you don’t know how to change it to English you are probably razist or not very smart. If that’s the case GEt OUT oF ChINA peasant foreigners!!!! But fr fr call that 400 number on the card ask them to help you be patient because USA has lower life expectancy than China now. So you don’t have long to live. Spend the little time you have alive not being angry and take care of your high blood pressure McDonald’s American diet you capitalist pig! But fr fr this app is easy just call the number 9/11 never forget 🫡🇺🇸🦅 ### 1/5 — Hard to use. *2022-12-02* In Chinese. PDF instructions sent by CIGNA do not match the app. ### 2/5 — Please allow the user to switch language in app *2022-08-21* Please allow the user to switch language in app, so far I can’t find this option ### 1/5 — A garbage-like insurance company *2021-01-06* A garbage-like insurance company ## Frequently asked questions about Cigna & CMB ### What is Cigna & CMB? Cigna & CMB is the official app from China Merchants Life Insurance Co., Ltd., formerly known as Perfect Life. It provides efficient online insurance and health management services. ### What kind of insurance services does Cigna & CMB offer? Cigna & CMB allows users to quickly query policy details, coverage responsibilities, and related rights. Users can also make policy changes, loan repayments, and receive dividends or survival payments. ### How does Cigna & CMB help with health management? The app offers video consultations, health assessments, and health records to provide customized health services. It aims to proactively care for users' well-being. ### Can I manage my family's insurance policies with Cigna & CMB? Yes, Cigna & CMB supports family policy management. It provides a clear overview of risk coverage for parents, spouses, and children, aiding in family protection planning. ### What are the technical features of Cigna & CMB? Cigna & CMB utilizes innovative technologies such as intelligent insurance advisors, Tianji View, and health assessments to offer professional advice and visualized policy analysis. ### Is Cigna & CMB available on multiple devices? Based on the provided data, Cigna & CMB is supported on iPhone and iPod devices. ### How often is Cigna & CMB updated? The latest version of Cigna & CMB is 7.22.26, and it was last updated on March 19, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### Does Cigna & CMB have ads? No, Cigna & CMB does not contain advertisements. The app is free to download and use without any ad interruptions. ## Version history (last 5 releases) ### 7.35.17 — 2026-08-03 1、多项保单服务优化，提升使用体验。 2、已知问题修复。 ### 7.34.6 — 2026-07-15 1、团险理赔页新增在线客服悬浮入口，问题咨询更便捷； 2、优化团险保单数据展示，增加脱敏处理，信息安全更有保障。 ### 7.33.9 — 2026-07-06 1、团险理赔页新增在线客服悬浮入口，问题咨询更便捷； 2、优化团险保单数据展示，增加脱敏处理，信息安全更有保障。 ### V7.31.9 — 2026-06-29 1、公司理赔服务升级，给客户提供更好的客户体验 2、保单服务升级，给客户提供更好的客户体验 ### 7.29.2 — 2026-06-08 公司会员体系升级，给客户提供更好的客户体验。 ## Apps similar to Cigna & CMB | App | Rating | Price | Category | | --- | --- | --- | --- | | [好福利](https://appshunter.io/ios/app/id785058601) | 4.8 (845) | Free | Finance | | [太平洋保险](https://appshunter.io/ios/app/id956403465) | 1.0 (13) | Free | Finance | | [平安健康保险-买保险，就上平安健康保险APP](https://appshunter.io/ios/app/app/id1159233677) | 1.6 (19) | Free | Finance | | [泰康泰生活](https://appshunter.io/ios/app/id1333900848) | 2.9 (18) | Free | Finance | | [友邦友享](https://appshunter.io/ios/app/id1207516706) | 4.4 (150) | Free | Finance | | [我家阳光](https://appshunter.io/ios/app/id1213626761) | 5.0 (3) | Free | Finance | ## Related topics [cigma](https://appshunter.io/ios/topics/cigma) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*