# CINQ by Coinstar

> Digital wallet for cash, coins, crypto, and debit card management. (iPhone/iPad app by Coinstar Asset Holdings, LLC.)

- Source: https://appshunter.io/ios/app/cinq-by-coinstar/id6504752524 (this page in markdown: same URL + `.md`)
- Developer: [Coinstar Asset Holdings, LLC](https://appshunter.io/developer/1753681355)
- Category: Finance, Business
- Price: Free
- Rating: 3.50/5 from 95 App Store ratings · 52 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.0 · 118 MB
- Languages: American English
- Released: 2024-07-29
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cinq-by-coinstar/id6504752524/reviews.md

## What is CINQ by Coinstar?

As a multi-functional digital wallet, CINQ by Coinstar makes it easy to turn cash or coins into funds you can spend, hold, or move as you please. 

Whether you’re swiping your debit card at checkout, using tap to pay on your phone, or venturing into crypto, CINQ by Coinstar puts freedom, transparency, and control into your hands. 

And with 24/7 customer support from real humans – our team is always here to make sure your money moves when you say so.

Reloadable Debit Card
Meet your new coin-to-digital reloadable prepaid debit card, from the global leader in coin transformation. Fees Apply.

With the CINQ by Coinstar™ Debit Card, you can:
•	Spend anywhere MasterCard® is accepted — in-store, online, or abroad.
•	Convert coins & cash — Conveniently transfer coins and cash to your card at 10,000+ participating Coinstar® kiosks across the country, in stores you already shop at. 
•	Load your way — Add funds in-app with ACH transfers from your bank or set up free direct deposit and transfer all or a portion of your paycheck on payday.(1)
•	Access your money with ease — see your balance update in real time after you load cash or coins and track every transaction in the app.
•	Tap, dip, swipe, or go digital — use your free physical card or add your virtual card to Apple Pay®.
•	No surprises, more control – No monthly fees, no purchase transaction fees, no direct deposit fees, no in-network ATM fees.(2)



Crypto Wallet
Prefer to go digital with crypto? CINQ by Coinstar makes it seamless with your crypto wallet powered by Zero Hash:
•	Buy, sell, and transfer top cryptocurrencies directly in the app.
•	Use cash at Coinstar kiosks to fund your crypto purchases in minutes.
•	Track your holdings and transactions in one secure crypto wallet.
•	Choose from 30+ crypto assets in the app and over 25+ assets on the kiosk, including Bitcoin, Ethereum, Litecoin, Dogecoin, and more.



Fast, Simple Setup
Getting started takes just minutes with your phone number, email, and date of birth. There’s no credit check required, and you’ll get access to your virtual debit card or cryptocurrency wallet as soon as you finish identity verification.


Talk to a real person. Anytime.
Questions or issues? CINQ by Coinstar has real humans ready to help, 24 hours a day, 7 days a week.


Your cash, coins, and crypto — upgraded.
Download CINQ by Coinstar today and discover the simple, flexible way to manage your money from the kiosks you trust to the wallet you’ll love. Built for both the cash-first and digital worlds.



Disclosure(s)
Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. To view our privacy notices, terms of use and disclosures, visit https://cinq.trusthub.com.

(1) Subject to employer payroll policies. Not all employers support deposits into multiple accounts. 

(2) At Allpoint Network ATMs only. Out-of-network ATM withdrawal, over the counter withdrawal and balance inquiry fees may apply.

Coinstar is not a bank. Coinstar is a financial technology company. The Coinstar Debit Card is issued by Lead Bank, Member FDIC, pursuant to licensing by Mastercard® International Inc. Fees apply. See Terms (https://cinq.trusthub.com/terms-of-service) and Cardholder Agreement (https://cinq.trusthub.com/CHA) for more details. 

Funds in your prepaid card account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Coinstar’s failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage (https://www.fdic.gov/deposit/deposits/prepaid.html).

## Key features

- Convert cash and coins to digital funds
- Reloadable prepaid debit card
- Buy, sell, and transfer cryptocurrencies
- Load funds at Coinstar kiosks
- Virtual and physical debit card options
- 24/7 human customer support

## What do users think of CINQ by Coinstar?

Overall sentiment: negative

**Pros**

- 👍 Easy to use and navigate
- 🚀 Fast transfers and transactions
- 💡 Expansion of features
- 💳 Debit card and crypto wallet integration
- 💰 Easy to load money onto card
- ✅ Quick registration process
- ✨ Nice design
- 🏪 Convenient Coinstar locations
- 📈 Great rates
- 💸 Low fees

**Cons**

- ❌ High fees (20-25%, no cap)
- 🐛 App bugs and glitches
- 🚫 Login issues (loops back to sign in)
- ⚠️ Transactions not processing, money taken
- ⏳ Long refund/resolution times (3-5 business days, 10-15 business days for checks)
- 📉 Misleading fee information
- ❓ Customer support unhelpful/unresponsive
- 🔒 Account locked due to verification issues
- 🚫 Inability to withdraw or send funds
- 📉 Verification process broken/errors
- 😠 Frustrating customer service experience
- 💸 High spread fees (15%)
- 🚫 Money held without access
- 🚫 App should be removed from app store

**Commonly reported bugs**

- App loops back to sign in page
- QR code scan not working (blank white box)
- Transactions not processing after money is taken
- Identity verification failing repeatedly
- Account locked after verification attempts
- Cannot access or send funds
- App not allowing login after verification
- Verification shows approved but account not upgraded
- Error when trying to send funds
- Verification not showing as complete after initial verification
- Cannot upgrade account, country suggestions not appearing
- Email not editable during verification
- Cannot onboard at this time for verification
- Link to confirm email not sent
- App spins when trying to add name and address
- Error code during identity verification

**Most requested features**

- Improve identity verification process
- Faster customer support response times
- Clearer fee structure disclosure
- Option to credit account instantly instead of refund checks

## Recent user reviews (10 of 52)

All indexed reviews: https://appshunter.io/ios/app/cinq-by-coinstar/id6504752524/reviews.md

### 1/5 — KYC is unreliable, can’t even use app

*2026-07-18*

I tried three times and it even gave a green checkmark saying that I was good to go, but it still did not verify me. It could have at least said what was wrong with my application or tell me what error I had

### 1/5 — Nothing but issues

*2026-06-18*

Used Coinstar for years and I’ve had nothing but issues trying to get gift cards. I’ve gone to 5 different places in my town and after $31 it rejects all my coins back. I’ve called the company countless times and still having issues. Then they tell me they stopped doing gift cards and to get this app that won’t verify to create. I feel they don’t take care of their equipment or their customers

**Developer response:** We are very sorry to hear your experience was less than satisfactory. Our teams would like to review this further with you. Would you please send us an email to ccrelations@Coinstar.com with an overview of your recent experience so we can get started ?

### 5/5 — Loving This Digital Wallet

*2026-04-23*

I really like how easy this is to use. You can even get your direct deposit early!

**Developer response:** Thank you for using CINQ by Coinstar and for the feedback!

### 1/5 — App not working

*2026-04-18, version 1.17.1*

App doesn’t work .. sign in and just loops back to sign in page..

### 1/5 — Stay away from this!

*2026-03-31*

Back again because for the 5th time I've had my money taken only for the transaction not to process.  The 4 prior times they resolved the issue by the time I was off the phone with customer service. This time they said could take 3-5 business days which is obsurd.  No real reason given and the fact that they don't just credit the account is bogus.  
  Hold on though because I called the next day to say how unhappy i was about all this he told me he had "Good news!" That they verified I deposited the money so they'd be issuing a refund but hold on again it's coming via paper check lololol. I'm not done yet tho when asked how long this process is gonna take he told me 10-15 BUSINESS DAYS!!!!   I'm a near daily user and the amount of money I've paid in fees (22-25% despite it not telling you this at all and there's no cap on that BTW) means absolutely nothing.  I have no choice to buy crypto physically anywhere else as I live on an island and it's the one place I can buy despite that I will NEVER use this again and I can't strongly recommend staying away from them all together because if it can happen this many times to one person it'll happen to everybody.

**Developer response:** We are very sorry to hear about the troubles you have had with your recent transaction. We would like to take a look to see how we can better assist. Would you please send us your ticket number via email to ccrelations@coinstar.com so we can get started ?

### 2/5 — QR code scan not working

*2026-01-22, version 1.0.15*

After the recent update, I just get a blank white box where the camera to scan the QR code should be, which makes this entire system essentially useless

### 1/5 — Horrible! Just ate my money

*2026-01-09*

Aside from the obvious problem of how much money they take for the service, 20% without a cap I deposited $80 before a message says there's a problem and to contact customer service so I do and the result is in 3-5 biz I will be contact me.  
 I understand things happen but that is so absurd I need to wait that long to get my money back.  Can't they credit my account in like seconds??

**Developer response:** We are very sorry to hear about the troubles you have had with your recent transaction. We would like to take a look to see how we can better assist. Would you please send us your ticket number via email to ccrelations@coinstar.com so we can get started ?

### 5/5 — Mobile app

*2025-12-21*

So far so good, I really love the expansion of features. I love the debit card cash account and crypto hot wallet and exchange account all in one app, can’t wait to get started buying and spending cryptocurrency, thanks.

### 5/5 — Easy money management!

*2025-11-17*

Really loving their new product. It allows me to easily load money on to a card where I can use it instantly, super handy especially with some businesses not accepting cash as much.

**Developer response:** Thank you so much for taking the time to provide your thoughts! Glad you are having a great experience!

### 1/5 — Can’t login, support can’t help- don’t tie your $ up here

*2025-11-11*

Pass on this app, it’s buggy. Support doesn’t have any answers, no eta on a fix, and no authority to fix anything or offer any solutions for customers. All agents were overseas contractors and getting to the right department took 3 transfers. Absolute dreadful service.

**Developer response:** We are very sorry to hear about the trouble you had with the app! We completely understand the frustration and value your feedback. Since the 11th, we’ve resolved this app issue. Your satisfaction means a lot to us, and we would appreciate another chance to provide exceptional service.

## Frequently asked questions about CINQ by Coinstar

### What does CINQ by Coinstar do?

CINQ by Coinstar functions as a multi-functional digital wallet. It allows you to convert physical cash and coins into digital funds that can be spent, held, or transferred. The app also provides a reloadable debit card and a crypto wallet for managing digital assets.

### What are the key features of CINQ by Coinstar?

Key features include the ability to convert coins and cash at over 10,000 Coinstar kiosks, a reloadable prepaid debit card accepted anywhere MasterCard is, and a crypto wallet powered by Zero Hash for buying, selling, and transferring over 30 cryptocurrencies. It also offers 24/7 customer support.

### How much does CINQ by Coinstar cost?

The app itself is free to download and use. There are no monthly fees, purchase transaction fees, direct deposit fees, or in-network ATM fees for the debit card. However, fees may apply for certain transactions, such as converting coins and cash at kiosks.

### Is CINQ by Coinstar compatible with my device?

The application is designed for mobile devices. While specific operating system requirements are not detailed, it is generally compatible with modern smartphones that can download and run applications from app stores.

### What are common use cases for CINQ by Coinstar?

Common use cases include easily spending loose change by converting it to funds on a debit card, managing cryptocurrency investments directly from your phone, and having a secure digital wallet for everyday transactions. It's ideal for those who prefer a blend of cash and digital financial management.

## Version history (last 5 releases)

### 1.23.0 — 2026-08-20

New features to improve your CINQ by Coinstar experience: 
• Login Experience – Sign in with your email and password instead of a one-time SMS code.
• Other Improvements – General behind-the-scenes tweaks to provide a better, smoother app experience.
• Heads up! Following a future update, we will only support iOS 18 or higher. Keep your device updated to enjoy our latest features.

### 1.22.0 — 2026-07-24

New features to improve your CINQ by Coinstar experience:
• General behind-the-scenes tweaks to provide a better, smoother app experience.
• Heads up! Following a future update, we will only support iOS 18 or higher.
Keep your device updated to enjoy our latest features.

### 1.21.0 — 2026-06-25

New features to improve your CINQ by Coinstar experience:
• Smoother Onboarding – We streamlined the sign-up process for new app users
• Monthly Statements – Automated account statements sent monthly to your email
• Other Improvements – General behind-the-scenes tweaks to provide a better, smoother app experience.

### 1.20.0 — 2026-06-16

New features to improve your CINQ by Coinstar experience:
• Smoother Onboarding – We streamlined the sign-up process for new app users
• Monthly Statements – Automated account statements sent monthly to your email
• Other Improvements – General behind-the-scenes tweaks to provide a better, smoother app experience.

### 1.19.0 — 2026-05-27

New features to improve your CINQ by Coinstar experience:
• Smoother Onboarding – We streamlined the sign-up process for new app users
• Monthly Statements – Automated account statements sent monthly to your
email
• Other Improvements – General behind-the-scenes tweaks to provide a better,
smoother app experience.

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## Related topics

[cinq by coinstar](https://appshunter.io/ios/topics/cinq-by-coinstar) · [cinq](https://appshunter.io/ios/topics/cinq) · [coinstar](https://appshunter.io/ios/topics/coinstar)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
