# Circlepay - Savings and Ajo > Digital platform for collaborative savings and personal financial goals. (iPhone/iPad app by CIRCLE TECHNOLOGIES LIMITED.) - Source: https://appshunter.io/ios/app/circlepay-savings-and-ajo/id6751502864 (this page in markdown: same URL + `.md`) - Developer: [CIRCLE TECHNOLOGIES LIMITED](https://appshunter.io/developer/1835425921) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 37 MB - Languages: American English - Released: 2025-10-04 - Data updated: 2026-07-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/circlepay-savings-and-ajo/id6751502864/reviews.md ## What is Circlepay? Welcome to CirclePay, where we're making collaborative savings an inevitable reality for everyone. We've taken the timeless tradition of Ajo and Osusu and launched it into the digital age, creating a platform that is secure, smart, and deeply rooted in community. The Mission: Digitize Trust. The wisdom of our ancestors, who saved collectively with faith, is now protected by a digital fortress. We've eliminated the risks of cash, the stress of manual ledgers, and the anxiety of broken promises. CirclePay digitizes the trust that has always been at the heart of our traditions, making it unbreakable. Unlock the Future of Your Savings: • Digital Circles: Seamlessly create and manage private and public savings circles. Our intuitive interface handles all the logistics, from payment scheduling to automated payouts. • Personal Vaults: Need to save for yourself? Our Personal Vault is your private financial fortress, perfect for short-term goals or long-term dreams. • Circle-Boost: A community-first feature for social fundraising. Whether it’s for a small business or a school project, Circle-Boost lets you raise money with transparency and impact. • Organizational Vault: A secure savings space. Set goals, lock your funds, and watch your savings grow with a locked vault for disciplined, goal-oriented saving. • Automated & Stress-Free: Say goodbye to chasing members for contributions. Our app sends automatic reminders and manages payouts with a clear, immutable digital ledger. • Unbreakable Trust: We are built on a foundation of trust. Our platform uses advanced encryption and multi-factor authentication to protect your money, ensuring every transaction is secure and transparent • Security Beyond Banking: With PCI-DSS compliance, advanced encryption, and multi-factor authentication, your money and your data are protected by the highest standards of digital security. Join the CirclePay revolution today and become a part of a community that is building a new narrative of growth, prosperity, and shared success. ## Key features - Digital savings circles - Personal savings vaults - Community fundraising (Circle-Boost) - Automated contributions and payouts - Secure digital ledger - Advanced security measures ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/circlepay-savings-and-ajo/id6751502864/reviews.md ### 5/5 — Sleek! *2025-10-16* CirclePay’s user interface is seamless, especially the onboarding/sign up process. Figuring out how to use it was a breeze. My current favorite thing is how fast and smooth the transaction process is. It’s super easy and fast to move funds in and out of my wallet. Nice one, CirclePay👏🏾! ## Frequently asked questions about Circlepay ### What is Circlepay? Circlepay is a finance app that digitizes traditional collaborative savings methods like Ajo and Osusu. It provides a secure platform for creating and managing savings circles, personal vaults, and community fundraising initiatives. ### Is Circlepay secure? Yes, Circlepay is built on a foundation of trust with advanced encryption and multi-factor authentication. It is PCI-DSS compliant, ensuring the highest standards of digital security for your money and data. ### How does Circlepay handle contributions and payouts? The app automates contributions and payouts within savings circles. It sends automatic reminders to members and manages all transactions through a clear, immutable digital ledger, reducing stress and chasing payments. ### Can I save for myself with Circlepay? Yes, Circlepay offers 'Personal Vaults' for individual savings. This feature is designed for users who want to save for their own short-term goals or long-term dreams in a private financial fortress. ### What is Circle-Boost? Circle-Boost is a community-first feature for social fundraising. It allows users to raise money transparently for projects like small businesses or school initiatives, leveraging the power of community support. ### What devices does Circlepay support? Circlepay is currently supported on iPhone and iPod devices, as indicated by the app store data. ### How often is Circlepay updated? The latest version of Circlepay is 1.1.10, and it was last updated on December 26, 2025. This suggests a relatively active development cycle for the app. ### Does Circlepay have ads? No, Circlepay does not contain advertisements. The app is free to download and use without any ad interruptions. ## Version history (last 5 releases) ### 1.1.10 — 2025-12-26 bug fixes & user notifications ### 1.1.9 — 2025-12-17 improved user experience ### 1.1.8 — 2025-12-14 bug fixes ### 1.1.7 — 2025-12-09 updated kyc and bug fixes ### 1.1.4 — 2025-11-29 improved referral system management and bug fixes ## Apps similar to Circlepay | App | Rating | Price | Category | | --- | --- | --- | --- | | [MoMo PSB](https://appshunter.io/ios/app/momo-psb/id6466779764) | 4.5 (4,667) | Free | Finance | | [Moniepoint Business Banking](https://appshunter.io/ios/app/moniepoint-business-banking/id1661134941) | 4.6 (14,331) | Free | Finance | | [Moniepoint Personal Banking](https://appshunter.io/ios/app/moniepoint-personal-banking/id6452756675) | 4.6 (28,129) | Free | Finance | | [Monibac](https://appshunter.io/ios/app/monibac/id1670621261) | 2.7 (61) | Free | Finance | | [Grey: Inclusive Global Banking](https://appshunter.io/ios/app/grey-inclusive-global-banking/id1611983085) | 4.6 (5,730) | Free | Finance | | [STRIKE: Buy & Hold Bitcoin](https://appshunter.io/ios/app/strike-buy-and-hold-bitcoin/id1488724463) | 4.8 (27,866) | Free | Finance | ## Related topics [circle pay](https://appshunter.io/ios/topics/circle-pay) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-03.*