# Cirkkle — Empowering communities to save

> Empowering communities to save (iPhone/iPad app by Cirkkle.)

- Source: https://appshunter.io/ios/app/cirkkle/id6740536188 (this page in markdown: same URL + `.md`)
- Developer: [Cirkkle](https://appshunter.io/developer/1692899970)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 12.4 · 80 MB
- Languages: American English
- Released: 2025-01-17
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/cirkkle/id6740536188/reviews.md

## What is Cirkkle?

Cirkkle is the digital tontine (savings circle) built for the African diaspora in France.
Save with people you trust—simply, transparently, and securely—without the hassle of chasing payments or managing spreadsheets.

What you can do

- Create or join a tontine in minutes (family, friends, associations, community groups)
- Contribute and receive automatically through your Cirkkle Wallet
- Track everything in real time: members’ status, payments, payout turns, and history
- Reduce disputes with clear rules and full traceability
- Get automatic reminders before each due date to avoid late payments

Why the diaspora uses Cirkkle

- Trust: verified identities and stronger protection against scams
- Simplicity: no more spreadsheets, screenshots, or endless follow-ups
- Transparency: everyone sees the same information at the same time
- Community: collective saving to support projects in France and back home in Africa

What it’s for

Emergency savings, back-to-school expenses, weddings, travel, housing, family projects, community support…
A tontine is structured saving—keep the “as it’s always been” spirit, with modern tools.

Security & compliance

Identity verification and anti-fraud checks
Transaction monitoring and full activity history
Human support (questions or need help? We actually reply)


## Version history (last 5 releases)

### 1.4.0 — 2026-08-10

Double Hands
Fee updates
Bug fixes
UX/UI improvements

### 1.3.12 — 2026-04-28

Drafts, renewals, and a deal you don't want to miss

- 50% off Premium circles — limited time only, don't sleep on it
- Never lose your progress — circle creation is now saved as a draft if you leave the app midway, so you can pick up right where you left off
- Once your circle completes, you can now renew it and start a brand new round without setting everything up from scratch

### 1.3.11 — 2026-03-18

Smarter member selection, and a smoother start for everyone

- You can now see at a glance which contacts have reached their maximum number of circles — a small badge appears next to their name so you can plan your circle without any unwanted surprises mid-setup
- We've tweaked our onboarding to provide a smoother experience for new users joining the platform

### 1.3.10 — 2026-03-06

Stability fixes and a smoother road to your first circle

- Your app will no longer crash when browsing a circle page before your account is verified

- Creating a circle is now smoother from start to finish — no more getting stuck halfway, and finding contacts works as it should

### 1.3.9 — 2026-03-02

A smoother, clearer experience

- More reliable circle creation: improved stability when adding members, with better performance on entry-level devices.

- Easier profile verification: a clearer document upload screen so you can update your details and complete verification more easily.

- More transparent auto-contributions: a new alert if your wallet needs to be funded before an automatic contribution runs, helping avoid any interruption.

## Apps similar to Cirkkle

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Maman Tontine](https://appshunter.io/ios/app/maman-tontine/id6741247993) | 4.8 (6) | Free | Finance |
| [MaTontine \| Digital Savings](https://appshunter.io/ios/app/matontine-digital-savings/id1636616436) | — | Free | Finance |
| [Daret : Save Together Easily](https://appshunter.io/ios/app/daret-save-together-easily/id6751736492) | 4.5 (2) | Free | Finance |
| [Tontiin](https://appshunter.io/ios/app/tontiin/id6741754426) | — | Free | Finance |
| [LB Banque](https://appshunter.io/ios/app/lb-banque/id6743096056) | 5.0 (1) | Free | Finance |
| [Tontine](https://appshunter.io/ios/app/tontine/id1598016366) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*