# Citadel Money — Zero-based budget for couples

> Zero-based budget for couples (iPhone/iPad app by Rick Yost.)

- Source: https://appshunter.io/ios/app/citadel-money/id6781861463 (this page in markdown: same URL + `.md`)
- Developer: [Rick Yost](https://appshunter.io/developer/1384293049)
- Category: Finance, Education
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 53 MB
- Languages: American English
- Released: 2026-11-02
- Data updated: 2026-11-12

## What is Citadel Money?

Citadel Money is a zero-based budget for couples who want one shared plan, and it works just as well on your own.

Give every dollar a job before the month begins, record what you spend as it happens, and always know what is left. Your partner sees the same plan and the same numbers at the same moment.

THREE QUESTIONS, ANSWERED ON EVERY SCREEN
• How much is coming in? Enter each paycheck and any other income you expect. Nothing is guessed for you.
• Where is it going? Assign every dollar to a category, a fund or a debt until there is nothing left to assign.
• What is actually left? Planned, spent and remaining update on the item, the group and the month.

ON YOUR PHONE
• Command Center: this month at a glance, and what is safe to spend.
• The Battle Plan: adjust planned amounts, due days and notes, and review the plan together.
• Quick add: record a purchase in seconds, even with no signal. It sends itself when you are back online.
• Review inbox: assign each new transaction, exclude what does not belong, and apply your rules in one tap.
• Transactions: edit, delete and restore, with 30 days to change your mind.
• Accounts: balances, linked banks, and a sync whenever you want fresh numbers.
• Cash flow and net worth: what is coming, what is going, and what you own and owe.
• The Citadel Map: seven phases from a first budget to lasting security, each with measurable criteria, so you always know what comes next.
• Reminders you choose: bills coming due, a category going past its plan, an unfinished plan, next month's plan, and your Money Dates.

PRIVATE BY DESIGN
• An app lock with Face ID or your passcode, on from the start.
• Two-factor sign-in, and sign out everywhere if a phone goes missing.
• No ads and no tracking.
• Citadel Money never moves money, places trades or gives financial advice.
• Delete your account from the app at any time.

ONE ACCOUNT, PHONE AND WEB
Citadel Money uses the same account and household as Citadel Money on the web. Set up your household, invite your partner and connect your bank there, then plan and track from wherever you are. Some features depend on your household's plan.

Privacy Policy: https://app.citadel-map.com/legal/privacy
Terms of Use: https://app.citadel-map.com/legal/terms

## Is Citadel Money safe?

Not enough ratings yet to assess Citadel Money.

## Is Citadel Money legit?

Citadel Money appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Citadel Money is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 2.0.0 — 2026-11-02

No release notes.

## More apps by Rick Yost

- [Sparta Meditation](https://appshunter.io/ios/app/sparta-meditation/id1384293050)
- [Dead Reckoning Navigation](https://appshunter.io/ios/app/dead-reckoning-navigation/id1389586701)
- [YostNotes: AI Notes & Audio](https://appshunter.io/ios/app/yostnotes-ai-notes-and-audio/id6770078808)
- [TitanLog: Gym Workout Tracker](https://appshunter.io/ios/app/titanlog-gym-workout-tracker/id6770126949)
- [The Gateway Project](https://appshunter.io/ios/app/the-gateway-project/id6770171826)
- [Coherent Mind](https://appshunter.io/ios/app/coherent-mind/id6770175275)

All apps by Rick Yost: https://appshunter.io/developer/1384293049

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-12.*