# Citizens Bank & Trust FL

> Personal financial management app aggregating accounts and offering transaction tools. (iPhone/iPad app by Citizens Bank and Trust.)

- Source: https://appshunter.io/ios/app/citizens-bank-and-trust-fl/id1562870921 (this page in markdown: same URL + `.md`)
- Developer: [Citizens Bank and Trust](https://appshunter.io/developer/493547733)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 2,284 App Store ratings · 24 written reviews indexed
- Age rating: 12+
- Requires: iOS 18.4 · 171 MB
- Languages: American English, European Spanish
- Released: 2021-07-11
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/citizens-bank-and-trust-fl/id1562870921/reviews.md

## What is Citizens Bank & Trust FL?

Citizens Bank & Trust FL is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It's fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here's what else you can do with Citizens Bank & Trust FL:

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you're paying a company or a friend
Pay with Zelle®
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
Reorder your debit card or turn it off if you've misplaced it
View and save your monthly statements
Find branches and ATMs near you
Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.

To use the Citizens Bank & Trust FL app, you must be enrolled as a Citizens Bank & Trust FL digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.To use the Citizens Bank & Trust FL app, you must be enrolled as a Citizens Bank & Trust FL digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Account aggregation
- Transaction organization with tags and photos
- Balance alerts
- Bill and person payments
- Mobile check deposit
- Debit card management
- Branch and ATM locator

## What do users think of Citizens Bank & Trust FL?

Overall sentiment: neutral

**Pros**

- 👍 Pleasant and professional staff
- 👍 Excellent customer service
- 🚀 Easy online banking
- 👍 Friendly and efficient staff

**Cons**

- 🐛 Unable to access mobile banking
- 🐛 App not working on iPad
- 🐛 Password issues
- 🐛 Difficult to navigate and pay bills online

**Commonly reported bugs**

- Mobile banking not working after ISO update
- App not compatible with older devices

**Most requested features**

- Print full address on bill payments
- Ability to categorize expenses

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/citizens-bank-and-trust-fl/id1562870921/reviews.md

### 5/5 — Jim spivey

*2025-12-16, version 3.30.0*

I mainly deal with the Auburndale office and their staff is the most pleasant and professional to work with. I really enjoy working with this bank.

### 1/5 — Can NO LONGER access mobile. 😡

*2025-10-30, version 3.17.0*

I, NOW, can no longer access my mobile banking because of an ISO update staing 17 or later. This is incredibly frustrating. I just want to chk my account and now have to be burden of driving to the bank.

### 1/5 — New app

*2025-10-30, version 3.17.0*

Doesn’t work can’t get into my account on my I pad.my iPad is updated and I don’t have 17 so you have locked me out of my accounts. Thanks for your new rotten app.

### 5/5 — A truly great Bank

*2025-08-26, version 3.26.1*

I have been with this bank for 3 years and it’s the best bank i have used in years, nice people and excellent service, you can’t ask for better than that.

### 5/5 — Password

*2025-01-24, version 3.19.1*

Quit changing password

### 5/5 — Great Banking Experience

*2024-12-13, version 3.18.0*

Citizens Bank offers the best customer service over all others! Highly recommended for your personal and business needs!

### 5/5 — Best Customer Service.

*2024-11-29, version 3.18.0*

Everyone is always kind and Welcoming .😇

### 1/5 — 👎

*2024-09-18, version 3.16.0*

This app let me starve because of service updates

### 5/5 — Easy online banking

*2024-06-21, version 3.13.0*

I’ve enjoyed dealing with this bank. Everything makes perfectly good sense. Thank you for the great treatment. I appreciate it.

### 1/5 — iPhone 7plus

*2024-04-05, version 3.5.0*

Not working on my iPhone 7

## Frequently asked questions about Citizens Bank & Trust FL

### What does the Citizens Bank & Trust FL app do?

This app acts as your personal financial advocate, allowing you to view all your financial accounts, including those from other banks and credit unions, in one consolidated view. It provides tools to manage your finances efficiently, track transactions, make payments, and deposit checks.

### What are the key features of the Citizens Bank & Trust FL app?

Key features include aggregating all your financial accounts, organizing transactions with tags and photos, setting up balance alerts, making payments (bills and to friends), transferring money, depositing checks via photo, managing your debit card, viewing statements, and finding branches/ATMs.

### Is the Citizens Bank & Trust FL app free to use?

Yes, the app is free to download and use. However, to access its features, you must be enrolled as a Citizens Bank & Trust FL digital banking user. There are no in-app purchases mentioned.

### How do I log in to the Citizens Bank & Trust FL app?

If you are already enrolled in Citizens Bank & Trust FL's Internet Banking, you can simply download the app, launch it, and log in using the same Internet Banking credentials. The app also supports secure login with a 4-digit passcode and fingerprint or face reader on compatible devices.

### What are common use cases for the Citizens Bank & Trust FL app?

Common use cases include getting a complete overview of your financial health by linking accounts from different institutions, easily paying bills or friends, depositing checks without visiting a branch, and quickly reordering or disabling a lost debit card.

## Version history (last 5 releases)

### 3.36.0 — 2026-07-22

Version 3.36.0
• Bug fixes and performance improvements

### 3.30.2 — 2026-01-24

Version 3.30.2
• Bug fixes and performance improvements

### 3.30.0 — 2025-12-13

Version 3.30.0
• Bug fixes and performance improvements

### 3.29.0 — 2025-11-15

Version 3.29.0
• Bug fixes and performance improvements

### 3.28.0 — 2025-10-22

Version 3.28.0
• Bug fixes and performance improvements

## Apps similar to Citizens Bank & Trust FL

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Security Federal Bank App](https://appshunter.io/ios/app/security-federal-bank-app/id1479424762) | 4.8 (2,752) | Free | Finance |
| [Citizens Bank & Trust Company](https://appshunter.io/ios/app/citizens-bank-and-trust-company/id1583275873) | 4.8 (1,160) | Free | Finance |
| [Citizens Bank and Trust](https://appshunter.io/ios/app/citizens-bank-and-trust/id1609625789) | 4.9 (1,577) | Free | Finance |
| [O2 Digital Banking](https://appshunter.io/ios/app/o2-digital-banking/id1500046724) | 4.7 (11,275) | Free | Finance |
| [The Citizens Bank Now](https://appshunter.io/ios/app/the-citizens-bank-now/id1542631300) | 4.9 (2,316) | Free | Finance |
| [BayFirst National Bank](https://appshunter.io/ios/app/bayfirst-national-bank/id1496009258) | 4.8 (1,726) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*