# Citizens Bank LC Mobile

> Mobile banking app for managing accounts, payments, deposits, and card services. (iPhone/iPad app by Citizens Bank of Las Cruces.)

- Source: https://appshunter.io/ios/app/citizens-bank-lc-mobile/id1632352779 (this page in markdown: same URL + `.md`)
- Developer: [Citizens Bank of Las Cruces](https://appshunter.io/developer/463480575)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,618 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 173 MB
- Languages: American English, European Spanish
- Released: 2022-08-22
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/citizens-bank-lc-mobile/id1632352779/reviews.md

## What is Citizens Bank LC Mobile?

Citizens Bank LC Mobile is offered at no charge*. It is fast, secure and convenient. Here’s what you can do with Citizens Bank LC Mobile:
·     Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
·     Set up alerts so you know when your balance drops below a certain amount
·     Make payments, where you’re paying a company or a friend
·     Transfer money between your accounts
·     Deposit checks in a snap by taking a picture of the front and back
·     Reorder your debit card or turn it off if you’ve misplaced it
·     View and save your monthly statements
·     Find branches and ATM’s near you

Secure your account with a personal passcode or biometric on supported devices.

*There is no fee from Citizens Bank of Las Cruces. Connectivity and usage rates may apply. Contact your wireless service provider for more details. 

For more information on mobile banking/mobile deposit, visit:  https://www.citizenslc.com/mobile-banking

NOTE: Prior to logging into Citizens Bank LC Mobile, you will need to visit our website at:  https://www.citizenslc.com, then login and create your password. You can then download the Citizens Bank LC Mobile app and be ready to start mobile banking. By downloading and using our Citizens Bank LC Mobile app, you consent to our MOBILE BANKING AGREEMENT AND DISCLOSURE, ONLINE BANKING ADDENDUM, MOBILE DEPOSIT SERVICE AGREEMENT and all other account disclosures pertaining to your existing accounts.

## Key features

- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View and save statements
- Find ATMs and branches

## What do users think of Citizens Bank LC Mobile?

Overall sentiment: positive

**Pros**

- 🚀 Simple and easy to use
- 🔒 Good security login features
- 👍 Personalized features
- 👍 Convenient check deposits
- 👍 Good with fraud alerts
- 👍 Reliable and efficient
- 👍 Convenient and easy to use
- 👍 Great customer service

**Cons**

- 🐛 Unclear transfer process
- 🔒 Limited access to own money

**Commonly reported bugs**

- Unable to close or delete messages
- Incompatible with older devices

**Most requested features**

- Improve user interface for creating accounts
- Provide running balance in transaction register

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/citizens-bank-lc-mobile/id1632352779/reviews.md

### 1/5 — Mobile deposit

*2026-06-22*

When a check is printed with the line for mobile deposit only and I select the box your not very intelligent AI should process the check

### 5/5 — easy peasy

*2026-04-19*

Easiest mobile deposit system EVER!!!
Thank you!

### 2/5 — Picture analysis is horrible

*2026-03-24*

The app always seems to have issues with mobile deposit. Only if you put two lines that fails if it’s just really important reading your writing.

### 5/5 — First rate

*2026-02-02*

Seamless online banking

### 4/5 — Great Banking App

*2026-01-18*

Love this app compared to other online banking apps. It’s simple and easy to use, personalized features, easy to make check deposits, good security login features for when you go to another app, it asks for the pin instead of inputting your whole password, good with fraud alerts, but not too many notifications for unnecessary information. Thanks guys! I live in a different state now, but stay with this bank parity because of this online system.

### 5/5 — Great banking app

*2025-12-24*

Simple, reliable, efficient

### 5/5 — I need to make an external transfer

*2025-10-18*

On Wednesday I set up my transfer “destination” account information & received an instruction to enter the two amounts transacted in the “destination” bank account.  Those amounts arrived in the “destination” bank account on Friday.  This morning I entered to amounts in my phone app & they were accepted with a big “TA DA” your  “destination” account has been verified.

I then attempted to schedule to transfer. Where? How?  Not clear.  So I logged onto the website & after some valuable security steps to ensure my laptop was mine etc.  I tried to create & schedule (by this time, CRITICAL). the necessary time transfer of my funds only to be told by the website active dashboard + that the “destination” account as not valid @ the test numbers sent were wrong.  I’m very upset.  That’s not the state of a confident & happy customer.

### 5/5 — Amazing app and bank

*2025-08-19*

It is amazing for kids and adults.

### 1/5 — Little access to my own money

*2025-04-15*

I hate that this bank gives you so little access to your own money. I can only externally transfer $100 a day. That’s the most pointless thing I’ve ever heard. Then I can only withdraw $600 from the atm.

### 5/5 — 👍👍

*2025-02-27*

Awesome!!!!

## Frequently asked questions about Citizens Bank LC Mobile

### What can I do with the Citizens Bank LC Mobile app?

The app allows you to keep transactions organized with tags, notes, and photos. You can set up balance alerts, make payments, transfer money between accounts, deposit checks by taking pictures, reorder or turn off your debit card, view and save monthly statements, and find nearby branches and ATMs.

### Is there a fee to use the Citizens Bank LC Mobile app?

The app is offered at no charge by Citizens Bank of Las Cruces. However, connectivity and usage rates may apply, so it's recommended to contact your wireless service provider for more details.

### How do I set up an account for the mobile app?

Before logging into the app, you will need to visit the Citizens Bank LC website, log in, and create your password. Once your password is set up, you can download the app and begin mobile banking.

### What security features are available on the app?

The app offers security features such as the ability to secure your account with a personal passcode. On supported devices, you can also utilize biometric authentication for enhanced security.

### What are the benefits of using this mobile banking app?

The app provides a fast, secure, and convenient way to manage your finances. Key benefits include easy transaction organization, proactive balance alerts, simplified payments and transfers, quick check deposits, and immediate control over your debit card.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-15

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.1 — 2026-06-13

Version 3.35.1
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

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## More apps by Citizens Bank of Las Cruces

- [Citizens Bank LC Video Banking](https://appshunter.io/ios/app/citizens-bank-lc-video-banking/id1563781585)
- [Citizens Bank LC mRDC](https://appshunter.io/ios/app/citizens-bank-lc-mrdc/id6483539601)

All apps by Citizens Bank of Las Cruces: https://appshunter.io/developer/463480575

## Related topics

[citizens bank las cruces](https://appshunter.io/ios/topics/citizens-bank-las-cruces) · [citizens bank of las cruces](https://appshunter.io/ios/topics/citizens-bank-of-las-cruces) · [citizens state bank of ouray](https://appshunter.io/ios/topics/citizens-state-bank-of-ouray) · [citizens independent bank](https://appshunter.io/ios/topics/citizens-independent-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*