# Citizens Cash Flow Essentials™ — Business Banking > Digital business banking and payment platform for cash flow management and decision-making. (iPhone/iPad app by Citizens Bank, N.A..) - Source: https://appshunter.io/ios/app/citizens-cash-flow-essentials/id1642802239 (this page in markdown: same URL + `.md`) - Developer: [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) - Category: Finance, Business - Price: Free - Rating: 4.00/5 from 5 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 20 MB - Languages: English - Released: 2023-05-09 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/citizens-cash-flow-essentials/id1642802239/reviews.md ## What is Citizens Cash Flow Essentials™? Citizens Cash Flow Essentials™ is a digital simple, online and mobile banking platform and payment suite. It provides access to real-time information, seamless payment functionality and practical tools to help customers meet daily cash flow requirements and make well-informed business decisions. Services offered through Citizens Cash Flow Essentials™ may consist of, but are not limited to, the following: real-time payments, domestic ACH credit payments, wire origination, Citizens business loan payments and draws, unlimited mobile check deposits, stop payments, internal account transfers, bill pay, and reporting. ## Key features - Real-time financial information - Seamless payment functionality - ACH credit payments - Wire origination - Mobile check deposits - Bill pay and reporting ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/citizens-cash-flow-essentials/id1642802239/reviews.md ### 5/5 — Easy to run my business on the go *2024-02-08* I like being able to manage my payments on the go. Very convenient for approving wires wherever I am. The invoicing tool is a great feature, super easy and does all the work for me. ### 5/5 — Best cash management app!! *2024-02-06* This is such an easy to use app! Makes doing business on the go an easy and convenient experience! ## Frequently asked questions about Citizens Cash Flow Essentials™ ### What services does Citizens Cash Flow Essentials offer? Citizens Cash Flow Essentials offers a range of services including real-time payments, domestic ACH credit payments, wire origination, loan payments and draws, unlimited mobile check deposits, stop payments, internal account transfers, bill pay, and reporting. ### Is Citizens Cash Flow Essentials free to use? Yes, Citizens Cash Flow Essentials is available for free. The app is supported by Citizens Bank, N.A. and does not have any associated costs for download or basic usage. ### What devices is Citizens Cash Flow Essentials compatible with? Citizens Cash Flow Essentials is compatible with iPhone, iPad, and iPod devices. It is designed for users within the Apple ecosystem. ### How often is Citizens Cash Flow Essentials updated? The app was last updated on July 16, 2024, with version 2.8.3. This indicates a commitment to regular updates and improvements for users. ### What is the security like for Citizens Cash Flow Essentials? As a business banking platform, Citizens Cash Flow Essentials is expected to adhere to industry-standard security protocols to protect user data and financial transactions. Specific security features are not detailed in the provided description. ### What is the user rating for Citizens Cash Flow Essentials? Citizens Cash Flow Essentials has a rating of 4.0 stars based on 5 ratings. This suggests generally positive user experiences. ### Does Citizens Cash Flow Essentials have ads? No, Citizens Cash Flow Essentials does not contain advertisements. The app is free to use and does not rely on ad revenue. ### What is the age rating for Citizens Cash Flow Essentials? The app has an age rating of 4+, making it suitable for a wide range of users. This rating typically indicates that the content is appropriate for most audiences. ## Version history (last 3 releases) ### 2.8.3 — 2024-07-16 Revised T&C Agreement ### 2.8.2 — 2024-05-24 Feature Bug fixes ### 2.8.1 — 2023-05-09 No release notes. ## Apps similar to Citizens Cash Flow Essentials™ | App | Rating | Price | Category | | --- | --- | --- | --- | | [Accept Payments by Autobooks](https://appshunter.io/ios/app/accept-payments-by-autobooks/id6450017717) | 4.1 (21) | Free | Finance | | [Citizens Bank Mobile App](https://appshunter.io/ios/app/citizens-bank-mobile-app/id885967542) | 4.6 (722) | Free | Finance | | [Citizens Smart](https://appshunter.io/ios/app/citizens-smart/id881860234) | 3.6 (30) | Free | Finance | | [Citizens Bank (IN)](https://appshunter.io/ios/app/citizens-bank-in/id541694670) | 2.4 (25) | Free | Finance | | [CentreSuite Mobile](https://appshunter.io/ios/app/centresuite-mobile/id1527337168) | 4.5 (1,154) | Free | Finance | | [Citizens Bank Mobile](https://appshunter.io/ios/app/citizens-bank-mobile/id540105822) | 2.8 (33) | Free | Finance | ## More apps by Citizens Bank, N.A. - [Citizens Bank Mobile Banking](https://appshunter.io/ios/app/citizens-bank-mobile-banking/id388082488) - [accessDEPOSIT® Mobile](https://appshunter.io/ios/app/accessdeposit-mobile/id1179433373) - [accessOPTIMA® Mobile](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255) - [Citizens Access](https://appshunter.io/ios/app/citizens-access/id1588115413) - [Citizens Pay](https://appshunter.io/ios/app/citizens-pay/id1641778457) All apps by Citizens Bank, N.A.: https://appshunter.io/developer/388082491 ## Related topics [cash flow essentials](https://appshunter.io/ios/topics/cash-flow-essentials) · [citizens business bank](https://appshunter.io/ios/topics/citizens-business-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*