# Citizens Federal S & L > Mobile banking for personal and real estate financial services. (iPhone/iPad app by Citizens Federal Savings and Loan Association.) - Source: https://appshunter.io/ios/app/citizens-federal-s-and-l/id1280463099 (this page in markdown: same URL + `.md`) - Developer: [Citizens Federal Savings and Loan Association](https://appshunter.io/developer/1280463098) - Category: Finance - Price: Free - Rating: 4.72/5 from 102 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 99 MB - Languages: English - Released: 2017-09-25 - Data updated: 2026-09-04 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/citizens-federal-s-and-l/id1280463099/reviews.md ## What is Citizens Federal S & L? Citizens Federal Savings and Loan Association, Bellefontaine, OH 43311, Phone 937-593-0015, FAX 937-593-6577, www.citizensfederalsl.com, Small Enough to Know You, Large Enough to Serve You — Since 1885. We specialize in 1 to 4 family real estate lending in Logan and surrounding counties. Additional products and services: Checking, Savings, Certificate of Deposit, Individual Retirement Accounts, Health Savings Accounts, Mobile Banking, Online Banking, Bill Pay, Image Check Deposits, Funds Transfers, Lock Boxes, Fixed and Adjustable Mortgage Rates, Home Equity Loans. ## Key features - Mobile Banking - Online Banking - Bill Pay - Image Check Deposits - Funds Transfers - Real Estate Lending - Account Management ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/citizens-federal-s-and-l/id1280463099/reviews.md ### 1/5 — Can no longer use the app *2021-02-07, version 20.2.60* My phone is not jailbroken yet my banking app won’t let me in to protect me from my jailbroke phone :( ### 1/5 — How to? *2019-08-28, version 19.1.30* You can’t create a login so how are you supposed to login? Should stay with bank books because this app makes no sense ## Frequently asked questions about Citizens Federal S & L ### Does Citizens Federal S&L have ads? Yes, Citizens Federal S&L contains advertisements. This is common for free financial apps that offer services without direct user fees. ### What banking services does Citizens Federal S&L offer? Citizens Federal S&L offers checking, savings, certificates of deposit, retirement accounts, and health savings accounts. They also specialize in 1 to 4 family real estate lending. ### How secure is Citizens Federal S&L? While specific security protocols are not detailed, mobile banking apps typically employ encryption and multi-factor authentication to protect user data. Users should always use strong, unique passwords. ### What devices support Citizens Federal S&L? Citizens Federal S&L is available on iPhone, iPad, and iPod. The app is designed for iOS devices. ### How often is Citizens Federal S&L updated? The latest version is 25.2.100, and the app was last updated on February 18, 2026. This indicates a recent and active development cycle. ### What is the user sentiment for Citizens Federal S&L? Citizens Federal S&L has a high rating of 4.7 stars from 93 ratings, suggesting positive user sentiment and satisfaction with the app's services. ### Can I deposit checks with Citizens Federal S&L? Yes, the app supports image check deposits, allowing you to deposit checks remotely through your mobile device. ### What types of loans does Citizens Federal S&L provide? Citizens Federal S&L specializes in 1 to 4 family real estate lending, offering fixed and adjustable mortgage rates, as well as home equity loans. ## Version history (last 5 releases) ### 26.1.20 — 2026-06-10 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.2.100 — 2026-02-18 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.30 — 2025-07-09 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 24.2.61 — 2025-03-12 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 23.2.10 — 2024-01-03 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ## Apps similar to Citizens Federal S & L | App | Rating | Price | Category | | --- | --- | --- | --- | | [Park National Bank](https://appshunter.io/ios/app/park-national-bank/id636934705) | 4.7 (16,529) | Free | Finance | | [Quest FCU Mobile](https://appshunter.io/ios/app/quest-fcu-mobile/id1117950173) | 4.2 (17) | Free | Finance | | [MB Mobile Banking App](https://appshunter.io/ios/app/mb-mobile-banking-app/id867234995) | 4.7 (609) | Free | Finance | | [Richwood Bank Mobile Banking](https://appshunter.io/ios/app/richwood-bank-mobile-banking/id1658613858) | 4.7 (268) | Free | Finance | | [The Bancorp Mobile](https://appshunter.io/ios/app/the-bancorp-mobile/id735345905) | 4.1 (17) | Free | Finance | | [Citizens Federal Savings Bank](https://appshunter.io/ios/app/citizens-federal-savings-bank/id1462426114) | 4.8 (120) | Free | Finance | ## More apps by Citizens Federal Savings and Loan Association - [Citizens Federal S & L Plus](https://appshunter.io/ios/app/citizens-federal-s-and-l-plus/id1478338026) - [Citizens Federal S & L BIZ](https://appshunter.io/ios/app/citizens-federal-s-and-l-biz/id1671835788) All apps by Citizens Federal Savings and Loan Association: https://appshunter.io/developer/1280463098 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*