# Citizens Independent Bank

> Personal banking app for managing accounts, payments, and deposits. (iPhone/iPad app by Citizens Independent Bank.)

- Source: https://appshunter.io/ios/app/citizens-independent-bank/id6443387170 (this page in markdown: same URL + `.md`)
- Developer: [Citizens Independent Bank](https://appshunter.io/developer/423645113)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 354 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2022-11-06
- Data updated: 2026-08-28
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/citizens-independent-bank/id6443387170/reviews.md

## What is Citizens Independent Bank?

Citizens Independent Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what you can do with Citizens Independent Bank:
-Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
-Set up alerts so you know when your balance drops below a certain amount
-Make payments, whether you’re paying a company or a friend
-Transfer money between your accounts
-Deposit checks in a snap by taking a picture of the front and back
-Reorder your debit card or turn it off if you’ve misplaced it
-View and save your monthly statements
-Find branches and ATMs near you

Secure your account with a 4-digit passcode or biometric on supported devices.

## Key features

- Organize transactions with tags, notes, and photos
- Set custom balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Mobile check deposit
- Debit card management (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/citizens-independent-bank/id6443387170/reviews.md

### 5/5 — Easy to Use

*2026-06-05*

Love it!

**Developer response:** Thank you for your review and for choosing CIB! We're glad you're loving it.

### 5/5 — Functional

*2026-05-17*

Reflects the limited scope of CIB’s digital tools.

**Developer response:** Thank you for taking the time to share your thoughts with us.

### 5/5 — Basic Banking Perfection

*2026-02-11*

I love CIB … They are the antiestablishment 1979 throwback just bank that’s focused on being a community bank.  They do it well, they don’t nickel and dime me for things I don’t want or need.   They don’t charge me atm fees. 

They are incredibly comparable to the BIG “BAD” MEGA BANKS on interest rates for money market funds and certificates of deposit.  

They’re also competitive on loans and mortgages, sometimes they beat credit unions interest rates for some loan products.  

Mostly I love them because you’re never more than 2 phone menus from a human and I’ve never stood in line for more than 5 minutes or wasted an afternoon stuck in a drive thru waiting.   

As for the app, does everything you need a mobile banking app to do.  Card management, transfers, virtual deposits, ACH, ETF, and automatic scheduled payments, fraud detection and advanced security options.  

It’s a clean simple design puts most information and functionality is now more than 3 clicks away. And swiping isn’t even a thing.. oldsters like me and those of us who don’t have ADHD definitely appreciate that. 

They are an outstanding bank and the level of service and support are so 20th century you’ll wonder why things in the 21st century have to be so complicated.  

It’s true… things really were better back in the day.

**Developer response:** Thank you for the kind words and for banking with CIB!

### 5/5 — Functional

*2025-12-05*

This is the most featureless bank app I have used in the last decade.

**Developer response:** Thank you for taking the time to share your thoughts with us.

### 1/5 — MD

*2025-07-22*

Terrible Mobile deposit

**Developer response:** We are sorry to hear you have had issues with Mobile Deposit. Please call us at 952-915-8525 for assistance.

### 3/5 — Awesome little bank

*2023-06-19*

My family and I have been banking here for decades. Best service and secure banking services available.

## Frequently asked questions about Citizens Independent Bank

### What can I do with the Citizens Independent Bank app?

The app allows you to manage your finances by organizing transactions with tags and notes, setting balance alerts, making payments, transferring money between accounts, depositing checks remotely, managing your debit card, viewing statements, and locating branches and ATMs.

### How secure is the Citizens Independent Bank app?

The app offers robust security features, including the ability to secure your account with a 4-digit passcode or biometric authentication on supported devices. This helps protect your financial information.

### Is the Citizens Independent Bank app free to use?

The application itself is free to download and use. However, as indicated, it does contain advertisements.

### What are the main benefits of using this banking app?

The primary benefits include convenience and control over your finances. You can perform many banking tasks from your mobile device, such as depositing checks, paying bills, and monitoring your account activity, all while benefiting from enhanced security features.

### Can I deposit checks using the app?

Yes, the app features a convenient mobile check deposit function. You can deposit checks by simply taking a picture of the front and back of the check directly through the application.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.34.0 — 2026-05-18

Version 3.34.0
• Bug fixes and performance improvements

## Apps similar to Citizens Independent Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [The Citizens Bank Co Mobile](https://appshunter.io/ios/app/the-citizens-bank-co-mobile/id6740920677) | 4.8 (275) | Free | Finance |
| [Citizens Bank-WI](https://appshunter.io/ios/app/citizens-bank-wi/id1534898212) | 4.8 (1,810) | Free | Finance |
| [Wellworth Bank Mobile](https://appshunter.io/ios/app/wellworth-bank-mobile/id1540327737) | 4.8 (2,869) | Free | Finance |
| [Planters and Citizens Bank](https://appshunter.io/ios/app/planters-and-citizens-bank/id1579924825) | 4.9 (214) | Free | Finance |
| [Citizens Bank &Trust LebanonKY](https://appshunter.io/ios/app/citizens-bank-and-trust-lebanonky/id1667401715) | 4.9 (311) | Free | Finance |
| [Citizens Farmers Bank](https://appshunter.io/ios/app/citizens-farmers-bank/id1591056705) | 4.9 (377) | Free | Finance |

## More apps by Citizens Independent Bank

- [CIB mRDC for Business](https://appshunter.io/ios/app/cib-mrdc-for-business/id6449473838)

All apps by Citizens Independent Bank: https://appshunter.io/developer/423645113

## Related topics

[citizens independent bank](https://appshunter.io/ios/topics/citizens-independent-bank)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
