# CitizenWealth — Send money. Save together.

> Send money. Save together. (iPhone/iPad app by FLOATPAYS PTY LTD.)

- Source: https://appshunter.io/ios/app/citizenwealth/id6759051012 (this page in markdown: same URL + `.md`)
- Developer: [FLOATPAYS PTY LTD](https://appshunter.io/developer/1484607148)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 48 MB
- Languages: English
- Released: 2026-04-16
- Data updated: 2026-07-07
- User reviews in markdown: https://appshunter.io/ios/app/citizenwealth/id6759051012/reviews.md

## What is CitizenWealth?

Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home.

CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app.

HOLD THE WORLD'S STRONGEST CURRENCIES
•	Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians. 
•	Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees.

SAVE TOGETHER — ACROSS ANY BORDER
Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types:
•	Rotating Payout — the classic structure, now in stable currencies
•	Shared Goal — pool funds for property, education, or business
•	Emergency Fund — a community safety net with transparent payouts
•	Investment Club — grow together and save towards investing for something big

Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones.

SEND MONEY HOME FROM 1%                                                                                               
•	Transfer funds to 20+ countries across 12+ African corridors. 
•	Recipients get paid in local currency via bank transfer or mobile money. 
•	No hidden fees. 
•	Zero recipient fees. 
•	Real-time tracking from send to receive.  

EARN REWARDS ON YOUR SAVINGS                                                                                          
•	Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly. 
•	No lock-up. 
•	No minimum balance.
•	Current reward rates and eligibility are shown in the app before you opt in.        

BUILT ON TRUST, NOT PROMISES
•	Fund segregation — your money is never lent or invested without consent
•	Every fee visible before you confirm — no surprises

TWO SIMPLE PLANS
•	Basic (free): Full access to wallets, savings clubs, and transfers.
•	Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support.

WHO IT’S FOR
•	Diaspora families sending money home and saving together across borders
•	Savings club organizers tired of spreadsheets and WhatsApp disputes
•	Freelancers and remote workers earning in USD, GBP, or EUR
•	Anyone who wants their savings to hold value — not lose it

 Terms of Use (EULA):  https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
 Privacy Policy: https://citizenwealth.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| CitizenWealth Pro | $9.99 | per month |



## Version history (last 5 releases)

### 1.1.16 — 2026-05-16

Smoother bank transfers
  - Your payment progress now follows you across the app — switch                                                       
    tabs, check your wallet, and pick up where you left off      
  - See your local amount, USD destination, and elapsed time
    side-by-side while you're at your bank                  
  - Cancel and minimise actions are now clearly accessible                                                              
  - Several stability fixes around in-flight payment tracking

### 1.1.4 — 2026-05-01

Bug fixes and improvements:                                                                                           
  • The Pro subscription card now shows the price in your local App Store currency.

### 1.1.1 — 2026-04-24

Resumable savings-club setup — start creating a club, leave, and pick up right where you left off.
Native Apple subscription management — upgrade, change, or cancel Pro directly from your device settings.           
Hardened sign-in and sign-out on shared devices.                                                                    
Tighter session-recording privacy — account balances and sensitive screens are fully masked in diagnostic replays.  
Stronger multi-factor protection when linking a new device.                                                         
Fixes and polish across the withdraw, dashboard, and savings-club flows.                                            
                                                                                                                        
  Thanks for saving and sending with CitizenWealth. Feedback? https://citizenwealth.app/contact

### 1.0.1 — 2026-04-22

Now able to create a rotating savings club and an emergency fund as part of the savings club product!

### 1.0 — 2026-04-16

No release notes.

## More apps by FLOATPAYS PTY LTD

- [Moneyclub: Savings & Stokvel](https://appshunter.io/ios/app/moneyclub-savings-and-stokvel/id1488315695)

All apps by FLOATPAYS PTY LTD: https://appshunter.io/developer/1484607148

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*
