# Citus Digital First Card > Visual spending tracker with cash rewards and payment scheduling. (iPhone/iPad app by CITUS CORPORATION.) - Source: https://appshunter.io/ios/app/citus-digital-first-card/id1558443852 (this page in markdown: same URL + `.md`) - Developer: [CITUS CORPORATION](https://appshunter.io/developer/1558443854) - Category: Finance - Price: Free - Rating: 2.91/5 from 11 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 138 MB - Languages: English - Released: 2021-05-04 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/citus-digital-first-card/id1558443852/reviews.md ## What is Citus Digital First Card? See yourself whole Fun, floating bubbles will help you understand where your money goes. Tap to expand a category and learn dive deeper. You never had a more complete picture of your finances. ******* Identify Patterns Your transactions are here for you to make a sense out of. Large icons with logos help you quickly identify a merchant. Slice and dice into days and weeks to see any pattern. ******* Earn Unlimited Cash Rewards* Start each month with, 1% cash back on all your purchases up to $499. Spend between $500-$999 and earn 1.25%. Earn an unlimited 1.5%** on all your purchases once you reach $1000 in spend that month. Apply the rewards toward your balance at any time. ******* Analyze Context Get the picture, map and logo of your merchant for context. Analyze impact of a purchase in a category as well as track spend on that merchant throughout history. If you added a tip, you’ll see a red heart next to it. Analyzing spend pattern for more context has never been more fun. ******* Schedule Payments Set up autopay and don’t worry about late fees or additional interest charges. Turn the payment dial and see exactly how much you need to pay for minimum, statement and full balance payment. Get notified before the payment is due. ******* Visa Traditional Benefits included***. No foreign transaction fees. Absolutely no annual fees. *Review the Cardholder Agreement Terms and Conditions for comprehensive information on the Citus Digital First Card **Cash back redemptions are applied as statement credits against the balance on the Citus Digital First Card. Cash back redemptions cannot exceed your card balance. Purchases do not include items returned for credit, or interest and account fees. ***For a comprehensive list and description of the Visa Traditional Benefits, please visit this page https://usa.visa.com/pay-with-visa/cards/visa-credit-cards/visa-traditional-credit-cards.html. Deserve is a trademark of Deserve, Inc. All Deserve credit cards are issued by Celtic Bank, an Utah-chartered Industrial Bank, Member FDIC.” ## Key features - Interactive spending visualization - Transaction pattern identification - Unlimited cash back rewards - Scheduled payment options - Merchant logo and map context - Visa Traditional Benefits ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/citus-digital-first-card/id1558443852/reviews.md ### 1/5 — Don’t approve anybody *2021-12-02, version 1.1.2* Got to have perfect credit ## Frequently asked questions about Citus Digital First Card ### What is the Citus Digital First Card's cash back program? The Citus Digital First Card offers tiered cash back rewards: 1% on purchases up to $499, 1.25% on $500-$999, and an unlimited 1.5% on purchases once you reach $1000 in spend for the month. Rewards are applied as statement credits. ### Does Citus Digital First Card have any fees? No, the Citus Digital First Card has absolutely no annual fees and no foreign transaction fees. This offers significant savings for international travelers and everyday users. ### How does Citus Digital First Card help with payments? You can set up autopay to avoid late fees and additional interest charges. The app allows you to easily see and select minimum, statement, or full balance payments, and provides notifications before due dates. ### What are the Visa Traditional Benefits included with Citus Digital First Card? The card includes Visa Traditional Benefits. For a comprehensive list and description, users can visit the provided Visa link in the app's details. ### What is the user sentiment for Citus Digital First Card? User sentiment appears mixed, with an average rating of 2.9 stars from 11 ratings. This suggests some users may have specific concerns or experiences that differ from expectations. ### How often is Citus Digital First Card updated? The app was last updated on June 9, 2022, with version 4.3.7. This indicates a moderate update frequency, with the developer actively maintaining the application. ### What devices is Citus Digital First Card available on? The Citus Digital First Card is available for users aged 4 and up, suggesting compatibility with a wide range of mobile devices that support its operating system. ### Is Citus Digital First Card secure? As a financial product issued by Celtic Bank, Member FDIC, the Citus Digital First Card adheres to industry-standard security protocols for protecting user data and transactions. ## Version history (last 1 release) ### 4.3.7 — 2022-06-09 Bug fixes and minor improvements ## Apps similar to Citus Digital First Card | App | Rating | Price | Category | | --- | --- | --- | --- | | [FORUS Wallet](https://appshunter.io/ios/app/forus-wallet/id1528295780) | — | Free | Finance | | [HOP Remit - Send Money Abroad](https://appshunter.io/ios/app/hop-remit-send-money-abroad/id1526102800) | 4.0 (4) | Free | Finance | | [Bancovinet](https://appshunter.io/ios/app/bancovinet/id1524741720) | 5.0 (1) | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Central Liverpool Credit Union](https://appshunter.io/ios/app/central-liverpool-credit-union/id1530792600) | — | Free | Finance | | [Ford Credit](https://appshunter.io/ios/app/ford-credit/id1523100320) | 4.5 (1,138) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*