# ClaimWise: CPP & QPP Optimizer — When to claim CPP / QPP

> When to claim CPP / QPP (iPhone/iPad app by 26 Branding Agency Inc..)

- Source: https://appshunter.io/ios/app/claimwise-cpp-and-qpp-optimizer/id6772824801 (this page in markdown: same URL + `.md`)
- Developer: [26 Branding Agency Inc.](https://appshunter.io/developer/1796514891)
- Category: Finance
- Price: $2.99
- Age rating: 4+
- Requires: iOS 15.1 · 32 MB
- Languages: English, French
- Released: 2026-06-05
- Data updated: 2026-07-03
- User reviews in markdown: https://appshunter.io/ios/app/claimwise-cpp-and-qpp-optimizer/id6772824801/reviews.md

## What is ClaimWise?

ClaimWise tells you the right age to start CPP or QPP based on your current credits and life expectancy: claim at 60, 65, or 70.

Enter your current pensionable credits, your expected age, and ClaimWise computes the break-even between claiming early at 60 (with 36% reduction), at 65 (normal), or at 70 (with 42% bonus). Side-by-side scenarios show lifetime totals. Light and dark themes, full English and French.

WHAT IT COMPUTES
- Estimated monthly benefit at age 60, 65, and 70
- Lifetime cumulative payout to your expected age
- Break-even age between any two starting ages
- 2026 CPP/QPP parameters (maximum at 65, reductions, bonuses)
- Quebec QPP variant when selected

WHY CLAIMWISE
- One decision worth tens of thousands of dollars over a retirement
- Works 100% offline. No account, no cloud
- No subscription, no ads, no tracking. Pay once, keep it
- Save scenarios, share clean breakdowns
- Full English and French

ClaimWise is an estimate for CPP/QPP planning and does not replace personalized financial advice.


## Version history (last 2 releases)

### 1.0.1 — 2026-06-29

Updated app information and search tags.

### 1.0 — 2026-06-05

No release notes.

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All apps by 26 Branding Agency Inc.: https://appshunter.io/developer/1796514891

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-03.*