# Clair — Financial freedom starts here

> Banking app for on-demand pay, fee-free wage advances, and FDIC-insured accounts. (iPhone/iPad app by Maverick Payments Inc..)

- Source: https://appshunter.io/ios/app/clair/id1494034931 (this page in markdown: same URL + `.md`)
- Developer: [Maverick Payments Inc.](https://appshunter.io/developer/1494034930)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,007 App Store ratings · 41 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 130 MB
- Languages: American English
- Released: 2020-01-23
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/clair/id1494034931/reviews.md

## What is Clair?

We've temporarily paused Clair onboarding as we work on updates to the mobile app. New user access will be unavailable until 2025. We apologize for the inconvenience and can't wait to bring you fresh features soon!

Clair is a banking app that gives you access to a portion of your earnings before payday. When you open a Clair Spending Account, held at Pathward® N.A, Member FDIC, you'll enjoy on-demand pay with access to fee-free wage advances, an FDIC-insured* Spending and Savings account with no monthly fees, and a Clair Debit Mastercard® to spend your earnings.

Here's what you'll love about Clair:

- Quick and easy access: Open a Clair Spending Account and take your first wage advance in the Clair mobile app after setting up a repayment method.
- Freedom and control: You decide how much to advance from your next paycheck, up to a pre-approved amount determined by Clair** on an individual user-basis.
- Access all the banking services you need: Get access to 40,000 fee-free AllPoint ATMs†, a virtual and physical debit card, Apple Pay™ and Google Pay, savings reminders, and much more!

Learn more about Clair at getclair.com.

Note: Clair is only available to select businesses. Check with your work app, time clock, or employer for an invite before getting started.

Clair is a financial technology company, not a bank. Clair Spending is a demand deposit account established by, and the Clair Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Clair 
Savings Account is established by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A.

While wage advances are free, certain other fees may apply depending on how users use their account. Standard data charges may apply when using the Clair app.

* Funds are FDIC insured, subject to applicable limitations and restrictions, when Pathward, N.A. receives the funds deposited to your account.

** Your advance rate will depend on your individual circumstances. Limits are subject to change. 

† The Clair Debit Mastercard can be used for no-fee withdrawals at U.S. ATMs in the Allpoint network. Fees may apply for international ATM transactions or transactions outside of this network. Banking Services provided by Pathward, N.A., Member FDIC.

‡ The Clair Savings Account is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid monthly. The interest rate paid on the entire balance will be 1.98% with an annual percentage yield (APY) of 2%. The interest rate and APY may change. The APY was accurate as of 11/04/22. No minimum balance necessary to open the Savings Account or obtain the yield. You must have or obtain a Spending Account in order to obtain and open a Savings Account, and you must be the primary accountholder of your Spending Account. Savings Account funds are withdrawn through the Spending Account, and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00.

## Key features

- On-demand pay access
- Fee-free wage advances
- FDIC-insured Spending Account
- No monthly banking fees
- Clair Debit Mastercard
- Access to 40,000 fee-free ATMs
- Savings reminders

## What do users think of Clair?

Overall sentiment: negative

**Pros**

- 👍 Helpful customer service
- 💡 Advance pay feature
- 🚀 Easy to use
- 🚀 Automatic payroll integration

**Cons**

- 🐛 Frequent crashes and glitches
- 🐛 Login and account access issues
- 🐛 Miscalculation of pay and advances
- 🔒 Security concerns with account access
- 💸 Unexpected fees and delays in fund transfers

**Commonly reported bugs**

- Unresponsive login screen
- Inconsistent app performance and functionality
- Syncing issues with work hours and payroll data

**Most requested features**

- Dark mode option
- Improved account management and visibility
- Better customer support and issue resolution

## Recent user reviews (10 of 41)

All indexed reviews: https://appshunter.io/ios/app/clair/id1494034931/reviews.md

### 2/5 — Constantly crashing

*2024-11-07*

This app crashes or refuses to open almost every time I attempt to use it - which means my money is hanging in limbo since there’s way to access it when the app doesn’t work. No updates are required and none of my other apps have issues, just this one.

**Developer response:** We are so sorry to hear that you are having difficulty getting into your app. Please reach out to us at support@getclair.com so we can troubleshoot this issue for you!

### 1/5 — Issues signing up

*2024-08-07*

Honestly, I would love to use this app, but I’ve never gotten the chance to when I first saw it. I didn’t mean to sign up and so basically it told me I put it in wrong information and then I was denied, but there’s no reason for me to be denied because my Work clearly supports this, I need to get into contact with somebody but anytime I email them they don’t answer. I would love to try this app would be willing to give it more stars

**Developer response:** We are so sorry to hear that you are experiencing an issue with signup! We want to be sure you are helped to the best of our ability. Please contact us at support@getclair.com and ask for our Escalations team in regard to your review.

### 5/5 — Advances

*2024-07-28*

I was helped with my cash advance stuff when I couldn’t figure it out and they were super nice and informative

**Developer response:** We are so glad you enjoy the app! Thank you for your review. Please let us know if you need anything or have any suggestions about how we can work better for you by emailing us at support@getclair.com

### 1/5 — System glitches

*2024-07-27*

The system contains massive glitches when you’ve worked scheduled work hours! This is an inconvenience to all clients! Escalation takes over 48 hours. Customer services periodically give false information on customer accounts without thoroughly investigating the situation! Most definitely has its pros and cons

**Developer response:** Thank you for your honest review. We would like to look into your specific interactions with our Care team for quality assurance and to identify areas for improvement for the future. Please reach out to us at support@getclair.com and ask for our escalations team in regards to your review.

### 1/5 — Too many glitches

*2024-07-19*

Every other week I have to uninstall the app and install it back just to be able to log in. I’ve spoken to agents from technical support several times about this issue. Honestly if I didn’t need to retrieve my pay in advance, I would not bother to keep using the app. It’s always giving difficulties when I need it most. Please fix or partner with a better company.

**Developer response:** We are so sorry to hear that you are encountering issues within the app! Please reach out to our escalations department so we can look into this further for you! Please email support@getclair.com and ask for the escalations team in regards to your review!

### 5/5 — *edited review*

*2024-06-11*

Changed it from 4 stars to 5 stars! I couldn’t be happier! It so easy to use, direct deposit was a breeze, and I have peace of mind knowing I have some extra pay available if I ever need it. I don’t k ow why people are upset with this app about direct deposit issues, someone finding out their password, or “they stole my money”. That’s all user error! Don’t give your info away and chances are you won’t have to worry about losing your hard earned cash!

**Developer response:** Thank you so much for your review! A password is required to protect your banking security. However, if your phone is enabled for biometrics such as facial or fingerprint recognition, you can enable this type of login instead. Once you have logged in, tap the settings menu, then the security menu. If you need assistance enabling this function, please reach out to us at support@getclair.com.

### 4/5 — Great so far!

*2024-06-07*

The ONLY thing I would like, is to not have to enter my password in every time I open the app.

**Developer response:** Thank you so much for your review! A password is required to protect your banking security. However, if your phone is enabled for biometrics such as facial or fingerprint recognition, you can enable this type of login instead. Once you have logged in, tap the settings menu, then the security menu. If you need assistance enabling this function, please reach out to us at support@getclair.com.

### 1/5 — Stealing money???

*2024-05-31*

So after zenefits promoted they partnered with clair, I decided to give it a try. At first clair was everything I dreamed of UNTIL i started noticing they MAKE MONEY BY NOT PROCESSING RETURNS. At first I thought it was a uber and i gave them a hard time about it until they did the same thing with apple. Do not use this app, ive lost about $1000 usd ( so upsetting)..  a big lawsuit is coming. Stay far away with this is so illegal

**Developer response:** Please reach out to us at support@getclair.com. Rest assured any money processed by returns have indeed been returned to your account, the return does not show as an additional item within the ledger of your app. Our engineers are working to fix the issue as soon as possible to assist with understanding. Please reach out to us for additional account-specific information.

### 5/5 — Awesome

*2024-05-30*

I literally had to buy a battery and it let me have tht much after a couple shifts

**Developer response:** We are so happy to hear that Clair was able to help when you were in need! Thank you for your glowing review!

### 5/5 — Amazing app

*2024-05-14*

It’s rare these days to find an app that has so few bugs and works so well. They really think about and care about their employees.

**Developer response:** We are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at support@getclair.com!
Have a wonderful day!

## Frequently asked questions about Clair

### What does the Clair app do?

Clair is a banking app that allows users to access a portion of their earned wages before their scheduled payday. It provides on-demand pay, a fee-free FDIC-insured Spending and Savings account, and a debit card for spending.

### What are the key features of Clair?

Key features include quick access to wage advances, freedom to decide how much to advance from your paycheck, access to 40,000 fee-free ATMs, a virtual and physical debit card, and savings reminders. It also offers an FDIC-insured Spending and Savings account with no monthly fees.

### Is Clair free to use?

While wage advances are free, certain other fees may apply depending on how users use their account. The Spending and Savings accounts have no monthly fees. Standard data charges may apply when using the app.

### How do I get started with Clair?

Clair is currently only available to select businesses. You need to check with your employer for an invitation or invite code before you can open a Clair Spending Account and start using the app.

### What are the banking services offered by Clair?

Clair offers an FDIC-insured Spending Account and a Savings Account, both held at Pathward, N.A., Member FDIC. Users receive a Clair Debit Mastercard, can access fee-free ATMs, and utilize features like savings reminders and mobile payment options like Apple Pay and Google Pay.

## Version history (last 5 releases)

### 2.7.11 — 2024-12-16

We squashed some bugs and made a few improvements behind the scenes.

### 2.7.10 — 2024-11-22

We squashed some bugs and made a few improvements behind the scenes.

### 2.7.9 — 2024-10-02

We made some changes and fixed some bugs! Check it out

### 2.7.8 — 2024-07-01

We made some changes and fixed some bugs! Check it out

### 2.7.7 — 2024-05-28

We've made some updates around the app—now it's easier than ever before to transfer money in and out of your Clair Spending Account.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*