# Clara: Credit Card & Platform — Business payments and cards > All-in-one financial platform for businesses managing expenses, payments, and credit cards. (iPhone/iPad app by CF Tech.) - Source: https://appshunter.io/ios/app/clara-credit-card-and-platform/id1538820373 (this page in markdown: same URL + `.md`) - Developer: [CF Tech](https://appshunter.io/developer/1528793726) - Category: Finance, Business - Price: Free - Rating: 4.90/5 from 103 App Store ratings · 74 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 111 MB - Languages: American English, Brazilian Portuguese, European Spanish - Released: 2021-03-04 - Data updated: 2026-08-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/clara-credit-card-and-platform/id1538820373/reviews.md ## What is Clara? Clara is the all-in-one financial platform for modern companies seeking financial efficiency and control. Manage expenses, issue Mastercard-backed physical and virtual credit cards, approve reimbursements, automate accounting, and make payments from a single 100% digital platform Corporate Credit Card Issue cards in seconds with rules by employee, project, date, time, or category. View transactions in real time, with full traceability and instant blocking. Clara Black includes benefits like travel assistance, purchase protection, and access to VIP lounges. Expense and Reimbursement Management Automate expense control with automatic categorization, review, and hierarchical approval. Organize receipts and generate ready-to-use reports for audits, budgeting, or reconciliation. International Payments Send payments abroad with no fees across multiple currencies. Access credit to fund your international operations, schedule transfers, and get real-time exchange rates. Managerscan approve, monitor, and reconcile everything from a centralized dashboard, optimizing your global expense control. Available only in Mexico. Invoice Recovery Forget about chasing your suppliers. Clara automatically retrieves invoices from your purchases and links them to each expense in real-time. From the app, managers can download receipts, validate tax information, and generate reports ready for reconciliation and audit without wasting time on manual tasks. Available only in Mexico. Digital Account Open and manage your digital account 100% online, with no monthly fees or hidden costs. Make payments, reimbursements, and transfers directly from the platform, securely and efficiently. Available only in Brazil. Clara Intelligence: AI integrated into your operations Thanks to artificial intelligence, Clara turns your data into smart decision-making. Receive alerts on unusual or duplicate spend patterns and ask complex questions like “Show me all restaurant expenses above our $100 limit,” “Give me recommendations where we can cut spend,” or “How much did our travel spend grow since last quarter?”. All directly with the AI copilot available in the platform. ERP & API Integrations Connect Clara to your accounting and management systems through an open API. Automate imports, reconciliations, and receipt validation. Compatible with platforms like SAP, Oracle Netsuite, Zoho, and others. Rewards Program Earn points onevery purchase and redeem them for products, credit, or invoice discounts, all managed from the app with no extra costs. Points can also be redeemed for Lifemiles. Available only in Colombia. Multi-Entity & Granular Access Control Manage multiple business entities and assign user-level permissions by area or role. Ideal for corporate groups, holding companies, or accounting firms. Financed SPEI Transfers: Make instant transfers to any account through SPEI using your Clara credit line. Optimize cash flow by deferring payments without disrupting your daily operations, with tracking, reconciliation, and ready-to-use reports in one centralized dashboard. Download the app and discover a new way to take control of your company’s expenses.New: Check the review expense status of your card transactions directly from the transaction list and detail view. ## Key features - Corporate credit card management - Automated expense and reimbursement tracking - Fee-free international payments - AI-powered financial insights - ERP and API integrations - Invoice recovery and digital account management ## Recent user reviews (10 of 74) All indexed reviews: https://appshunter.io/ios/app/clara-credit-card-and-platform/id1538820373/reviews.md ### 1/5 — Péssimo *2025-11-13, version 3.0.11* Solicitamos a abertura de conta em fevereiro e até hoje não tivemos nenhum retorno. A empresa demonstra total falta de respeito com o cliente. Enviei diversos e-mails para o responsável e não obtive resposta até o momento. Atendimento ineficiente e falta de comprometimento. Não recomendo! ### 5/5 — Excelente Tarjeta *2025-10-14, version 3.0.10* Excelente servicio, pocos trámites y una excelente solución para el control de gastos en todo el equipo. ### 1/5 — No funciona ni app y página web *2025-09-16, version 3.0.8* Da mucha lata y luego no funciona la aplicación y la página web. Debería contratar mejores desarrolladores por que los que tienen son fatales. De que sirve tener una línea de crédito que no se puede usar por que su app y su página web no funciona. Qué vergüenza. ### 3/5 — Erro constante ao atualizar app *2025-09-11, version 2.2.10* Há mais de um mês eu não consigo usar o app. Me manda atualizar, eu atualizo e ele continua voltando a mensagem de que precisa atualizar. ### 1/5 — Não consigo criar conta *2025-08-24, version 3.0.4* Ruim ### 5/5 — Excelente *2025-08-09, version 3.0.4* Ótimo serviço! ### 5/5 — Buen servicio *2025-08-06, version 3.0.4* Es una buena opción para crédito empresarial ### 5/5 — Si eres Tesorero tienes que tener Clara en la empresa. *2025-07-23, version 3.0.2* Clara resuelve el principal dolor para las Tesorerías. El control de los gastos Corporativos. ### 5/5 — Fácil de Administrar *2025-06-08, version 2.2.10* El app te muestra muy bien todas las tarjetas, las transacciones, y rara vez falla. ### 5/5 — Servicio *2025-06-05, version 2.2.10* Es una empresa digna de estar con ellos y dan el crédito a empresa más rápido que otras sin tanto lío. ## Frequently asked questions about Clara ### What does Clara do? Clara is a comprehensive financial platform designed for businesses. It allows you to manage expenses, issue physical and virtual Mastercard-backed credit cards, automate reimbursements, make payments, and gain financial control through a single digital interface. It also offers AI-powered insights and integrates with existing accounting systems. ### What are the key features of Clara? Key features include the ability to issue corporate credit cards with customizable rules, automate expense management and approvals, make fee-free international payments, recover invoices automatically, and manage a digital account. The platform also boasts AI integration for smart decision-making and offers ERP/API integrations. ### Is Clara free to use? Based on the provided information, the app is listed as 'free' with no mention of monthly fees or hidden costs for its digital account. However, specific benefits like Clara Black may have associated costs or requirements not detailed here. ### What countries is Clara available in? Clara's availability varies by feature. International payments and invoice recovery are available in Mexico. The digital account is available in Brazil. The rewards program is available in Colombia. The core platform and corporate credit cards are likely available in other regions where these services are supported. ### How can Clara help with business expenses? Clara streamlines expense management by allowing you to issue cards with specific spending rules, automate expense categorization and approvals, and automatically retrieve invoices. This provides real-time transaction visibility, instant blocking of cards, and organized reports for audits and budgeting, significantly reducing manual effort. ## Version history (last 5 releases) ### 3.7.3 — 2026-08-17 New: Fotofacturas — your invoice, straight from a photo Snap a receipt on a card purchase and Clara pulls your invoice (CFDI) for you Pick the CFDI use from a searchable list — no typing codes Preview your receipt full screen with zoom before uploading Change the document type without leaving the preview Fotofacturas (CFDI) is available in Mexico only. Bug fixes and performance improvements. ### 3.7.2 — 2026-08-10 New: Fotofacturas — your invoice, straight from a photo Snap a receipt on a card purchase and Clara pulls your invoice (CFDI) for you Pick the CFDI use from a searchable list — no typing codes Preview your receipt full screen with zoom before uploading Change the document type without leaving the preview Fotofacturas (CFDI) is available in Mexico only. Bug fixes and performance improvements. ### 3.7.1 — 2026-07-29 New: Tasks — approvals on the go Review pending card transactions and reimbursements in one inbox Swipe right to approve, left to reject — with a reason See evidence, labels, and the full approval timeline View attachments full screen with zoom Bug fixes and performance improvements. ### 3.7.0 — 2026-07-28 Review pending card transactions and reimbursements in one inbox Swipe right to approve, left to reject — with a reason See evidence, labels, and the full approval timeline View attachments full screen with zoom Bug fixes and performance improvements. ### 3.6.3 — 2026-07-09 A fresh new look for your cards We redesigned your card list so it's cleaner and easier to find the card you need. And now, tapping a notification takes you straight to the right account. Bug fixes and performance improvements. ## Apps similar to Clara | App | Rating | Price | Category | | --- | --- | --- | --- | | [Conta Simples](https://appshunter.io/ios/app/conta-simples/id1467011933) | 4.4 (23) | Free | Finance | | [Konfío](https://appshunter.io/ios/app/konfio/id1499151815) | 4.8 (225) | Free | Finance | | [albo - Tu dinero, más tuyo](https://appshunter.io/ios/app/albo-tu-dinero-mas-tuyo/id1038240859) | 4.6 (468) | Free | Finance | | [Now Bank: Cuenta Digital](https://appshunter.io/ios/app/now-bank-cuenta-digital/id1571340099) | 1.0 (1) | Free | Finance | | [Vexi](https://appshunter.io/ios/app/vexi/id1582471203) | 4.8 (328) | Free | Finance | | [Blu: Tarjeta de Crédito](https://appshunter.io/ios/app/blu-tarjeta-de-credito/id6479345316) | 4.8 (66) | Free | Finance | ## Related topics [clara](https://appshunter.io/ios/topics/clara) · [pixel heroes](https://appshunter.io/ios/topics/pixel-heroes) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*