# Clarity - Personal Finance — Income, bills & debt tracker

> Simple personal finance tracker for income, bills, and debt management. (iPhone/iPad app by Huw Rowlands.)

- Source: https://appshunter.io/ios/app/clarity-personal-finance/id6786452079 (this page in markdown: same URL + `.md`)
- Developer: [Huw Rowlands](https://appshunter.io/developer/1895747227)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 40 MB
- Languages: American English
- Released: 2026-08-19
- Data updated: 2026-10-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/clarity-personal-finance/id6786452079/reviews.md

## What is Clarity?

Clarity gives you a clean, simple picture of your finances — without connecting to your bank, without a subscription, and without the complexity of traditional money apps.

Track your income, set up your regular outgoings, and stay on top of any debts. Clarity does the maths so you always know exactly where you stand.

KNOW WHERE YOUR MONEY GOES
Add your income sources and regular bills — rent, utilities, subscriptions, insurance, and more. Clarity instantly shows you how much of your income is spoken for each month, and what's left over.

STAY ON TOP OF DEBT
Track credit cards, personal loans, student loans, buy now pay later, and more. See your progress with a real-time payoff percentage, an accurate final payment date, and a clear breakdown of every debt you're managing.

BUILT FOR SIMPLICITY
No bank linking. No account required. No overwhelming dashboards. Just open the app, add your details, and you have a clear financial picture in minutes.

SMART MONTHLY UPDATES
Turn on automatic debt updates and Clarity will reduce your balances on the 1st of every month — keeping your progress accurate without any manual effort.

PERSONALISED TO YOU
Choose from 15 currencies, switch between light and dark mode, and lock the app with Face ID for privacy. Everything stays on your device — your data never leaves your phone.

BEAUTIFUL ON EVERY DEVICE
Designed to feel at home on both iPhone and iPad, with a layout that adapts beautifully to every screen size.

## Key features

- Income tracking
- Bill and expense management
- Debt payoff tracking
- No bank linking required
- Automatic monthly updates
- Multi-currency support
- Face ID privacy lock

## Is Clarity safe?

Not enough ratings yet to assess Clarity.

## Is Clarity legit?

Clarity - Personal Finance has limited verification signals. The AppsHunter Legitimacy Score for Clarity is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/clarity-personal-finance/id6786452079/reviews.md

### 5/5 — Doug

*2026-09-24*

Very simple and clean. Easy to use.

## Frequently asked questions about Clarity

### Does Clarity have ads?

No, Clarity does not contain advertisements. It is a completely ad-free application.

### What is the rating for Clarity?

Clarity has a perfect rating of 5.0 stars based on 1 review.

### Is Clarity free to use?

Yes, Clarity is available for free. There are no subscription fees or in-app purchases required to use its features.

### What devices does Clarity support?

Clarity is designed for Apple devices and is available on both iPhone and iPad.

### How often is Clarity updated?

The latest version, 1.0.2, was released on August 20, 2026, indicating regular updates to maintain functionality and accuracy.

### What age rating does Clarity have?

Clarity has an age rating of 4+, making it suitable for a wide range of users.

### Does Clarity connect to my bank?

No, Clarity is built with privacy in mind and does not require linking to your bank accounts. All your financial data stays on your device.

### Can I track multiple currencies with Clarity?

Yes, Clarity supports 15 different currencies, allowing you to personalize your financial tracking to your needs.

## Version history (last 1 release)

### 1.0.2 — 2026-08-20

No release notes.

## Apps similar to Clarity

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Norua: Finance Tracker](https://appshunter.io/ios/app/norua-finance-tracker/id6777214371) | — | Free | Finance |
| [Budgitrack: Budget Planner](https://appshunter.io/ios/app/budgitrack-budget-planner/id6761551652) | — | Free | Finance |
| [Expeny: Budget & Expense](https://appshunter.io/ios/app/expeny-budget-and-expense/id6773878182) | 4.5 (2) | Free | Finance |
| [Brixa: AI Expense Tracker](https://appshunter.io/ios/app/brixa-ai-expense-tracker/id6782912377) | — | Free | Finance |
| [MoMoney Agent](https://appshunter.io/ios/app/momoney-agent/id6446107188) | 5.0 (1) | Free | Finance |
| [My Financial Tracker](https://appshunter.io/ios/app/my-financial-tracker/id1507625362) | 4.7 (22) | Free | Finance |

## More apps by Huw Rowlands

- [Pushly : Push Up Tracker](https://appshunter.io/ios/app/pushly-push-up-tracker/id6773102844)

All apps by Huw Rowlands: https://appshunter.io/developer/1895747227

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*