# ClearCent: Budget & Expense — AI Money Manager & Receipt OCR

> AI-powered personal finance manager for budgeting, expense tracking, and savings. (iPhone/iPad app by Pasindu Rathnayake.)

- Source: https://appshunter.io/ios/app/clearcent-budget-and-expense/id6791475775 (this page in markdown: same URL + `.md`)
- Developer: [Pasindu Rathnayake](https://appshunter.io/developer/6791475777)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 72 MB
- Languages: American English
- Released: 2026-08-24
- Data updated: 2026-10-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/clearcent-budget-and-expense/id6791475775/reviews.md

## What is ClearCent?

Take complete control of your finances with ClearCent — the ultimate AI-powered budget planner, expense tracker, and personal money manager designed for financial clarity.

Whether you want to track daily spending, build custom category budgets, scan paper receipts instantly, or reach your savings goals faster, ClearCent makes managing your money effortless and intelligent.

WHY USERS CHOOSE CLEARCENT:

1. Smart AI Financial Assistant (Centy)
Chat directly with Centy, your 24/7 personal AI companion. Ask questions like "How much did I spend on dining out this month?" or "How can I save more?" to receive instant, tailored spending insights.

2. Instant AI Receipt OCR Scanner
Snap a photo of any receipt or paper bill, and ClearCent's state-of-the-art AI automatically extracts the merchant, total amount, transaction date, and category in seconds.

3. Smart Budget Planner & Overspend Alerts
Set flexible monthly, weekly, or category-specific budgets. Receive real-time notifications before you exceed your spending limits.

4. Daily Expense & Income Tracker
Effortlessly log cash, bank, and credit card transactions. Categorize expenses with clean visual icons and color codes.

5. Subscription Manager & Bill Reminders
Avoid unexpected charges and late fees! Track your active subscriptions and upcoming bills with automated payment alerts.

6. Target Savings Goals
Planning a vacation, emergency fund, or major purchase? Set target savings goals, monitor visual progress bars, and celebrate financial milestones.

7. Visual Analytics & Financial Reports
Understand where every dollar goes with interactive category charts, daily spending trends, and monthly financial summaries.

8. Private & Secure
Your financial privacy is sacred. ClearCent encrypts data in transit and relies on enterprise security protocols to protect your personal account.

KEY FEATURES AT A GLANCE:
- Daily Expense & Income Tracking
- AI Receipt OCR Camera Scanner
- Custom Category Budget Limits
- Subscription & Bill Due Date Reminders
- Target Savings Goal Progress Tracker
- Interactive Spending Analytics & Insights
- Multi-Platform Cloud Sync across iOS & Web
- Dark and Light Mode & Sleek Native Aesthetics

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Privacy Policy: https://clearcent.app/privacy
Terms of Use (EULA): https://clearcent.app/terms

## Key features

- AI Financial Assistant
- Receipt OCR Scanner
- Smart Budget Planner
- Expense & Income Tracker
- Subscription Manager
- Savings Goal Tracker
- Visual Analytics

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| ClearCent Pro | $3.99 | per month |
| ClearCent Pro | $29.99 | per year |


## Is ClearCent safe?

Not enough ratings yet to assess ClearCent.

## Is ClearCent legit?

ClearCent: Budget & Expense has limited verification signals. The AppsHunter Legitimacy Score for ClearCent is 50 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/clearcent-budget-and-expense/id6791475775/reviews.md

### 5/5 — Very Nice

*2026-09-23*

Very well-designed app to help assist with your finances. Many features to help beginners and advanced users maximize their cash flow and track expenses.

## Frequently asked questions about ClearCent

### What is ClearCent?

ClearCent is an AI-powered personal finance manager that helps you budget, track expenses, scan receipts, and manage savings goals. It offers smart insights and alerts to improve your financial clarity.

### How does ClearCent's AI work?

ClearCent features an AI Financial Assistant named Centy that you can chat with for spending insights and savings advice. Its AI also powers the instant receipt OCR scanner to extract transaction details automatically.

### Is ClearCent secure?

Yes, ClearCent prioritizes user privacy and security. It encrypts data in transit and utilizes enterprise security protocols to protect your personal financial information.

### What devices does ClearCent support?

Currently, ClearCent is available on iPhone and can sync across iOS and Web platforms. This allows for multi-platform cloud synchronization of your financial data.

### How often is ClearCent updated?

The app was last updated on August 25, 2026, with version 1.3.4. This indicates a recent update, suggesting ongoing development and maintenance.

### What are the main benefits of using ClearCent?

Users choose ClearCent for its smart AI assistant, instant receipt scanning, flexible budgeting with overspend alerts, subscription management, and visual progress tracking for savings goals.

### Does ClearCent have ads?

No, ClearCent does not contain advertisements. The app is free to use and does not display any ads to its users.

### What is the user rating for ClearCent?

ClearCent has an excellent rating of 5.0 stars based on 2 user reviews. This suggests a very positive user reception.

## Version history (last 2 releases)

### 1.3.4 — 2026-08-25

This update brings a smoother onboarding experience, and powerful under-the-hood syncing improvements!

Here is what's new: 
• Smarter AI Receipt Scanning: Extracted line items are now cleanly displayed right on the expense confirmation card so you can verify them at a glance. We also added a helpful status badge so you always know your receipt photo retention status. 
• Bulletproof Offline Sync: We completely overhauled our background syncing engine. Creating accounts, budgets, and savings goals while offline or on a bad connection is now seamless and syncs flawlessly when you reconnect. 
• Streamlined Setup: A brand new onboarding flow helps you set up your initial budgets and savings targets right out of the gate. 
• UI & UX Polish: Fixed keyboard overlap issues on the login/register screens and significantly improved local data loading speeds across the board.

Love using ClearCent? Leave us a quick rating—it helps a ton!

### 1.2.0 — 2026-08-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*