# ClearDebt: Debt Credit Planner — AI Debt Tracker & Planner

> Visual debt payoff planner using Snowball or Avalanche methods. (iPhone/iPad app by Meraki Softworks LTD.)

- Source: https://appshunter.io/ios/app/cleardebt-debt-credit-planner/id6751843784 (this page in markdown: same URL + `.md`)
- Developer: [Meraki Softworks LTD](https://appshunter.io/developer/1725011525)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 78 MB
- Languages: American English
- Released: 2025-09-29
- Data updated: 2026-08-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cleardebt-debt-credit-planner/id6751843784/reviews.md

## What is ClearDebt?

ClearDebt: Your Path to Financial Freedom

See your debt-free date. ClearDebt creates a simple, visual plan using the Debt Snowball or Debt Avalanche method.
No complex budgeting. Just enter your debts, set an extra payment amount, and follow the plan to pay off your loans faster. Watch your balances shrink and your progress soar.

Got feedback or ideas? Feel free to reach out to hello@merakisoftworks.com

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
https://www.merakisoftworks.com/pages/clearDebt/privacy

## Key features

- Debt Snowball and Avalanche methods
- Visual debt-free date projection
- Simple loan tracking
- Extra payment calculation
- Progress visualization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Plan | $1.99 | per month |
| Yearly plan | $19.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/cleardebt-debt-credit-planner/id6751843784/reviews.md

### 5/5 — Good app

*2026-02-04*

Good app, very easy to use and clean UI. Just wish there was an option to add extra payments manually

### 5/5 — Nice app

*2025-12-05*

App looks clean, I like the UI and design. Also the fact you can create payoff plans is sick. Not bad really

## Frequently asked questions about ClearDebt

### What are the debt payoff methods supported by ClearDebt?

ClearDebt supports two popular debt payoff strategies: the Debt Snowball method, where you pay off debts from smallest to largest balance, and the Debt Avalanche method, where you prioritize debts with the highest interest rates first.

### How does ClearDebt help me track my progress?

The app provides a visual plan and allows you to see your projected debt-free date. You can enter your debts and any extra payments you plan to make, and then watch your balances shrink over time.

### Is ClearDebt free to use?

ClearDebt is free to download and use, but it does contain advertisements. There are also optional in-app purchases available for enhanced features or to remove ads.

### What are the subscription options for ClearDebt?

ClearDebt offers a Monthly Plan for $1.99 with a 7-day free trial, and a Yearly plan for $19.99. These plans likely unlock premium features or remove ads.

### What devices is ClearDebt available on?

Currently, ClearDebt is supported on iPhone devices, as indicated by the 'supportedDevices' field.

### How often is ClearDebt updated?

The latest version of ClearDebt is 1.7.2, and it was last updated on June 19, 2026. This suggests a relatively active development cycle.

### What is the age rating for ClearDebt?

ClearDebt has an age rating of 4+, making it suitable for a wide range of users interested in personal finance.

### Does ClearDebt require linking bank accounts?

The description does not mention linking bank accounts. It focuses on manually entering debt information and extra payment amounts to create a payoff plan.

## Version history (last 5 releases)

### 1.8.0 — 2026-08-15

1. UI/UX Improvements
2. Some product feature changes
3. Bug fixes

### 1.7.3 — 2026-06-24

Bug fixes

### 1.7.2 — 2026-06-19

AI Bug fixes

### 1.7.1 — 2026-06-16

Bug fixes

### 1.7.0 — 2026-05-21

Minor Bug fixes

## More apps by Meraki Softworks LTD

- [Spotter: Find fitness buddies](https://appshunter.io/ios/app/spotter-find-fitness-buddies/id6475733746)
- [Spotter: Find Fitness Buddies](https://appshunter.io/ios/app/spotter-find-fitness-buddies/id6752891466)
- [ToGo: Your Travel Wishlist App](https://appshunter.io/ios/app/togo-your-travel-wishlist-app/id6772790969)

All apps by Meraki Softworks LTD: https://appshunter.io/developer/1725011525

## Related topics

[debt free planner](https://appshunter.io/ios/topics/debt-free-planner)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*