# ClearDebt — Debt Payoff & Budget Planner

> Debt Payoff & Budget Planner (iPhone/iPad app by KreativeKoalaSolutions LLC.)

- Source: https://appshunter.io/ios/app/cleardebt/id6760987132 (this page in markdown: same URL + `.md`)
- Developer: [KreativeKoalaSolutions LLC](https://appshunter.io/developer/1787206741)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: English
- Released: 2026-04-07
- Data updated: 2026-06-27
- User reviews in markdown: https://appshunter.io/ios/app/cleardebt/id6760987132/reviews.md

## What is ClearDebt?

ClearDebt helps you build a personalized debt payoff plan — track all your debts, choose a payoff strategy, set a budget, and celebrate milestones as you become debt-free.

DEBT PAYOFF STRATEGIES
Choose from three proven strategies:
- Avalanche — Pay highest interest first (saves the most money)
- Snowball — Pay smallest balance first (fastest motivation)
- Custom — Set your own priority order

TRACK ALL YOUR DEBTS
Add credit cards, loans, mortgages, and any other debts. Track balances, interest rates, minimum payments, and due dates. See your total debt and monthly minimums at a glance.

PAYOFF PLAN
See exactly when each debt will be paid off. Adjust your extra monthly payment with a slider to see how it accelerates your timeline. Get a personalized payoff schedule.

BUDGET TRACKING
Set your monthly income and track expenses across categories: Housing, Transport, Food, Utilities, and more. See how much you have available for extra debt payments.

MILESTONES & ACHIEVEMENTS
Celebrate your progress with milestones. Track debts paid off and achievements unlocked as you work toward financial freedom.

PAYMENT REMINDERS
Never miss a payment — set reminders so you always pay on time and avoid late fees.

KEY FEATURES
- 3 payoff strategies (Avalanche, Snowball, Custom)
- Unlimited debt tracking
- Personalized payoff timeline
- Extra payment simulator
- Monthly budget tracker
- Expense categorization
- Payment reminders
- Milestone achievements
- Progress visualization
- Clean, motivating interface

CLEARDEBT PREMIUM
Accelerate your debt-free journey:
- Advanced analytics and projections
- Interest savings calculator
- Multiple payoff scenarios
- Export reports
- Custom categories
- Priority support
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Yearly | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $49.99 | one-time |



## Version history (last 3 releases)

### 1.2.1 — 2026-04-26

Updated screenshots and performance improvements.

### 1.1 — 2026-04-15

Bug fixes and performance improvements.

### 1.0 — 2026-04-07

No release notes.

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- [Audexa: AI Audio Briefs](https://appshunter.io/ios/app/audexa-ai-audio-briefs/id6756477258)

All apps by KreativeKoalaSolutions LLC: https://appshunter.io/developer/1787206741

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-27.*