# ClearOwn — Smart Debt Management

> Smart Debt Management (iPhone/iPad app by 俊起 谷.)

- Source: https://appshunter.io/ios/app/clearown/id6774967710 (this page in markdown: same URL + `.md`)
- Developer: [俊起 谷](https://appshunter.io/developer/1536279867)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 5 MB
- Languages: American English
- Released: 2026-06-02
- Data updated: 2026-07-28
- User reviews in markdown: https://appshunter.io/ios/app/clearown/id6774967710/reviews.md

## What is ClearOwn?

ClearOwn helps you track debts, plan repayments, and take control of your finances. Manage both payables and receivables in one place — with support for multiple currencies, installment plans, interest calculations, and AI-powered insights. Features include snowball vs avalanche strategy comparison, repayment schedule generation, local-first privacy, and smart notifications.
Terms of Use (EULA): https://i.ggapp.top/own/eula_en.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 月度 | $0.99 | per month |
| 年度 | $6.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-06-03

No release notes.

## More apps by 俊起 谷

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All apps by 俊起 谷: https://appshunter.io/developer/1536279867

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*