# ClearPath: Debt Payoff Planner — Personal Finance

> Personal Finance (iPhone/iPad app by 雨川 甘.)

- Source: https://appshunter.io/ios/app/clearpath-debt-payoff-planner/id6754679005 (this page in markdown: same URL + `.md`)
- Developer: [雨川 甘](https://appshunter.io/developer/1163104740)
- Category: Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2026-08-28
- Data updated: 2026-10-03

## What is ClearPath?

ClearPath: Debt Payoff Planner is a private, offline-first tool for managing personal assets, debts, budgets, and net worth.

You can:

・Track credit cards, loans, and other fixed-APR debts
・View your assets, liabilities, and net worth
・Set a monthly repayment budget you can afford
・Compare current payments, debt avalanche, and debt snowball strategies
・Simulate monthly payments, estimated interest, and debt-free dates
・Record actual payments and confirmed statement balances
・Rebuild your plan when your budget or balances change
・Export and restore your local data

ClearPath does not connect to banks, move money, require an account, or use third-party tracking. Your data stays on your device.

Understand your finances. Plan your payoff. Build your path forward.


## Version history (last 3 releases)

### 2.0.0 — 2026-09-11

Version 2.0.0 brings a complete debt planning experience:

・Monthly repayment budget planning;
・Avalanche, snowball, and baseline strategy comparisons;
・Monthly payment plans and estimated payoff dates;
・Actual bill balance reviews;
・One-time extra payment simulations;
・Local JSON backup and restore;
・Demo mode for exploring the app;
・Improved data validation and recovery flows.

### 1.0.1 — 2026-08-28

- Added local persistence so your debt data is preserved after relaunch;
- Invalid balances, interest rates, and payments are no longer saved;
- Improved batch validation and invalid-input handling;
- Added persistence and debt-manager unit tests for better reliability.

### 1.0 — 2025-11-18

No release notes.

## Apps similar to ClearPath

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Zentik notifier](https://appshunter.io/ios/app/zentik-notifier/id6749312723) | — | Free | Utilities |
| [VPN Dan](https://appshunter.io/ios/app/vpn-dan/id6767644327) | — | Free | Utilities |
| [MsgPort: Text Message Export](https://appshunter.io/ios/app/msgport-text-message-export/id6784164487) | — | Free | Utilities |
| [HSEF - Safety & Fire](https://appshunter.io/ios/app/hsef-safety-and-fire/id6477792276) | — | Free | Utilities |
| [八方良品](https://appshunter.io/ios/app/id6770481726) | — | Free | Utilities |
| [Lemonade Mobile](https://appshunter.io/ios/app/lemonade-mobile/id6757372210) | 3.2 (5) | Free | Utilities |

## More apps by 雨川 甘

- [Chatty Assistant](https://appshunter.io/ios/app/chatty-assistant/id6452273811)
- [Completions](https://appshunter.io/ios/app/completions/id6455041969)
- [Agent Limbo: AI Coding](https://appshunter.io/ios/app/agent-limbo-ai-coding/id6775851661)

All apps by 雨川 甘: https://appshunter.io/developer/1163104740

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-03.*