# ClearPayoff: Loan Calculator — Mortgage, Auto & Personal Loan

> Mortgage, Auto & Personal Loan (iPhone/iPad app by Daniel Gonzalez.)

- Source: https://appshunter.io/ios/app/clearpayoff-loan-calculator/id6761932422 (this page in markdown: same URL + `.md`)
- Developer: [Daniel Gonzalez](https://appshunter.io/developer/1866058930)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 72 MB
- Languages: American English
- Released: 2026-04-10
- Data updated: 2026-06-26
- User reviews in markdown: https://appshunter.io/ios/app/clearpayoff-loan-calculator/id6761932422/reviews.md

## What is ClearPayoff?

ClearPayoff gives you instant clarity on any loan — before you sign anything.

Whether you're buying a home, financing a car, managing student debt, or comparing personal loan offers, ClearPayoff shows you the full picture: your monthly payment, total interest, true cost, and exact payoff date.

CALCULATE ANY LOAN
- Mortgage calculator with PMI awareness
- Auto loan with down payment and trade-in
- Personal loan calculator
- Student loan calculator
- Real-time results as you type

FULL AMORTIZATION SCHEDULE
See every single payment broken down month by month. Know exactly how much goes to principal vs interest at every stage. Toggle between monthly and yearly view.

TRUE COST OF YOUR LOAN
Banks show you the monthly payment. ClearPayoff shows you the truth — how much you're actually paying over the life of the loan and what percentage goes to interest.

PRO FEATURES — ONE-TIME PURCHASE
- Extra Payment Analyzer: See exactly how much you save by paying more each month
- Loan Comparison: Compare two loans side by side — find the best deal
- Refinance Calculator: Calculate your break-even point and real savings
- Affordability Calculator: Know how much you can borrow based on your income and DTI ratio
- Unlimited saved scenarios
- PDF export of payment schedules
- Ad-free experience

SAVE AND COMPARE
Save up to 3 loan scenarios for free. Compare them side by side. Export your amortization schedule as a PDF to share with your lender, realtor, or financial advisor.

BUILT FOR THE USA
- US-standard amortization formulas
- State-specific calculations
- Supports all major loan types used by US lenders
- Results match what banks and financial professionals use

PRIVACY FIRST
All calculations happen on your device. No account required. No personal data collected. Your saved loans stay on your phone.

DISCLAIMER
ClearPayoff is for informational and educational purposes only. Results are estimates and do not constitute financial advice. Always consult a qualified financial advisor before making financial decisions. Actual loan terms vary by lender.

SUBSCRIPTION INFORMATION
ClearPayoff Pro is available as a one-time in-app purchase of $4.99 USD. This is a non-consumable purchase — you pay once and own it forever. No subscription, no recurring charges. Payment is charged to your Apple ID account at confirmation of purchase. You can restore your purchase at any time from Settings → Restore Purchase. For support: https://dacans.github.io/clearpayoff/support.html. Privacy Policy: https://dacans.github.io/clearpayoff/privacy.html. Terms of Use: https://dacans.github.io/clearpayoff/terms.html

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| ClearPayoff Pro | $4.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-04-10

No release notes.

## More apps by Daniel Gonzalez

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- [Three Things Daily Gratitude](https://appshunter.io/ios/app/three-things-daily-gratitude/id6758673408)
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- [DailySketch Drawing Ideas](https://appshunter.io/ios/app/dailysketch-drawing-ideas/id6759203964)
- [Unstory - Emotional Clarity](https://appshunter.io/ios/app/unstory-emotional-clarity/id6759670340)

All apps by Daniel Gonzalez: https://appshunter.io/developer/1866058930

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*