# Clearwater Digital Branch

> Mobile banking app for managing accounts, payments, and loans. (iPhone/iPad app by Clearwater Credit Union.)

- Source: https://appshunter.io/ios/app/clearwater-digital-branch/id993296905 (this page in markdown: same URL + `.md`)
- Developer: [Clearwater Credit Union](https://appshunter.io/developer/993296904)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,197 App Store ratings · 87 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 181 MB
- Languages: American English, European Spanish
- Released: 2015-05-25
- Data updated: 2026-08-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/clearwater-digital-branch/id993296905/reviews.md

## What is Clearwater Digital Branch?

Clearwater Digital Branch is like having a branch in your pocket. It empowers you to manage, monitor, and move your money with ease anytime, anywhere. You can deposit checks, pay bills, transfer funds, view statements, control card usage, and even get cash quickly with pre-approved loan offers. Download Clearwater Digital Branch today and experience banking redefined.

## Key features

- Mobile check deposit
- Bill payment
- Fund transfers
- Account statements
- Card usage control
- Cash access with loan offers

## What do users think of Clearwater Digital Branch?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly app
- 🚀 Seamless mobile deposit
- 🔒 Secure banking experience
- 💡 Great credit union overall

**Cons**

- 🐛 Buggy mobile deposit
- 🐛 Frequent crashes and freezes
- 🐛 Inconsistent login experience
- 🔋 High battery consumption

**Commonly reported bugs**

- Mobile deposit issues
- Login problems
- Frequent crashes and freezes
- Compatibility issues with older devices

**Most requested features**

- Dark mode option
- Improved mobile deposit functionality
- Faster app performance
- More customization options

## Recent user reviews (10 of 87)

All indexed reviews: https://appshunter.io/ios/app/clearwater-digital-branch/id993296905/reviews.md

### 1/5 — Poor system processing

*2026-07-27, version 4021.2.0*

After following Check cashing instructions and matching to the example provided, it will still get held for review so you won’t be able to access your funds until the following day and even if you’re account is set to “Remember Me” it will often log you back out.

### 2/5 — PLEASE ADD DARK MODE!

*2025-10-15, version 4018.1.1*

The app is working good so far! However please add dark mode to allow us to choose. Every app has this but yours is missing this vital final piece. Had to drop it several stars because your not listening.

### 5/5 — Great application

*2025-08-05, version 4017.2.0*

Fácil de usar y encuentro todo lo que necesito . Todo a la mano .

### 2/5 — Difficulty establishing account

*2025-07-18*

Tried to establish a new account site kept freezing up electronic chat is a joke. It keeps telling me to remove the app and re-download the app. How many times does it take before they get it right? This is ridiculous.

**Developer response:** Hello, We are sorry you had a difficult time opening and account. New accounts can be opened via web browser but not through the app - this may have contributed to your issue. Please call us at 406-523-3300 or email us service@clearwatercreditunion.org and we'll be more than happy to help you!

### 2/5 — PLEASE ADD DARK MODE!

*2025-06-24*

The app is working good so far! However please add dark mode to allow us to choose. Every app has this but yours is missing this vital final piece. Had to drop it several stars because your not listening.

**Developer response:** Hi Richybomb, 

Thanks so much for the kind review!

### 4/5 — PLEASE ADD DARK MODE!

*2025-05-29*

The app is working great! However please add dark mode to allow us to choose. Every app has this but yours is missing this vital final piece.

**Developer response:** Hi Richybomb, 

Thanks so much for the kind review!

### 5/5 — Great App

*2025-05-19, version 4016.2.2*

The old app was fine, but they recently did an update that allows you to do more of your banking easier, especially in transfer money. Our family does a digital envelope system with different savings accounts and being able to transfer that money easily has made the biggest difference. Especially when sending money to people, for bills or service.

### 5/5 — Best credit union in Missoula

*2025-05-08, version 4016.2.2*

Been with CCU since it was MFCU, banks just don’t do what a credit union has to offer. Reliable and great people who work with you. Thank you CCU staff.

### 5/5 — Butte uptown branch

*2025-05-07, version 4016.2.2*

Awesome branch. Knowledgeable and friendly staff.5/5

### 5/5 — Works amazing!

*2025-05-07, version 4016.2.2*

Love my Clearwater Credit Union app! Works well!

## Frequently asked questions about Clearwater Digital Branch

### What can I do with this banking app?

This app allows you to manage your money conveniently from your mobile device. You can deposit checks, pay bills, transfer funds between accounts, and view your account statements. It also offers features like controlling your card usage and accessing cash quickly through pre-approved loan offers.

### Is this app free to use?

Yes, the application is available for free download and use. There are no direct costs associated with downloading or using the core banking features provided within the app.

### What are the main features of the digital branch?

Key features include the ability to deposit checks remotely, pay bills conveniently, transfer funds securely, and access your account statements anytime. You can also manage your card usage and explore pre-approved loan offers for quick cash access.

### Who is this app designed for?

This app is designed for individuals who want a convenient and comprehensive way to manage their finances on the go. It's ideal for those who prefer to handle banking tasks like payments, transfers, and account monitoring from their mobile devices.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-19

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.0 — 2026-06-25

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.2.0 — 2026-04-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by Clearwater Credit Union

- [Clearwater CardNav](https://appshunter.io/ios/app/clearwater-cardnav/id1509318460)

All apps by Clearwater Credit Union: https://appshunter.io/developer/993296904

## Related topics

[water union](https://appshunter.io/ios/topics/water-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*