# Clero: Debt & Sub Tracker — Track Debts, IOUs & Subs

> Track Debts, IOUs & Subs (iPhone/iPad app by Oguzhan Aygun.)

- Source: https://appshunter.io/ios/app/clero-debt-and-sub-tracker/id6762064447 (this page in markdown: same URL + `.md`)
- Developer: [Oguzhan Aygun](https://appshunter.io/developer/1881072875)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: American English, French (France), German (Germany), Italian, European Portuguese, European Spanish, Turkish
- Released: 2026-04-14
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/clero-debt-and-sub-tracker/id6762064447/reviews.md

## What is Clero?

Clero is the simplest way to track money owed to you, manage your debts, and stay on top of recurring subscriptions — all in one beautifully designed app.

Whether a friend borrowed money, you owe someone for dinner, or you want to see exactly where your subscription dollars go each month — Clero keeps everything crystal clear.

TRACK WHO OWES YOU
Add receivables in seconds. Set due dates, record partial payments, and never forget who owes you money. Get reminders when payments are overdue so you can follow up without the awkward conversation.

NEVER FORGET YOUR DEBTS
Keep an honest record of what you owe. Track payment progress, set reminders, and mark debts as paid. Clero helps you stay on top of your obligations and become debt-free faster.

MANAGE ALL YOUR SUBSCRIPTIONS
See your total subscription spending at a glance — daily, weekly, monthly, and yearly. Track Netflix, Spotify, gym memberships, and every recurring payment in one place. Get renewal reminders so you never get charged for something you forgot to cancel.

SUBSCRIPTION HEALTH REPORT
Understand your spending habits with a detailed health score, category breakdown, and smart tips. See which subscriptions cost you the most, what you could save, and fun comparisons like "that's 12 coffees per month."

PINNED NOTES & EVIDENCE
Attach screenshots, photos, and notes to any record as proof. Perfect for keeping chat screenshots, receipts, or agreements as evidence — download them anytime you need.

SMART NOTIFICATIONS
Get reminders exactly when you need them:
• 1 day before a receivable is due
• On the due date
• 3 days after if overdue
• Recurring debt reminders (daily, weekly, monthly)
• Subscription renewal alerts
• Weekly financial summary every Sunday

GAMIFICATION & BADGES
Stay motivated with payment streaks and 14 achievement badges. Earn "Streak Master" for consecutive payments, "Speed Runner" for paying within 24 hours, "Clean Slate" for collecting all receivables, and more.

DETAILED STATISTICS
See your full financial picture with yearly summaries, monthly flow charts, top people breakdown, and subscription category analysis. Premium feature.

7 LANGUAGES
Available in English, Turkish, Spanish, Portuguese, German, French, and Italian. Clero automatically detects your device language.

PRIVACY FIRST
All your data stays on your device. No accounts, no servers, no tracking. Your financial information never leaves your phone.

FREE FEATURES
• Track up to 2 receivables, 2 debts, and 2 subscriptions
• Smart reminders and notifications
• Multiple currency support
• Dark and light themes
• Gamification badges

CLERO PREMIUM
Unlock the full experience:
• Unlimited receivables, debts & subscriptions
• Pinned notes & evidence photos
• Detailed statistics & badges
• Subscription cost analysis & health report
• 3-day free trial on annual plan

Download Clero today and take control of your money. Crystal clear.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Clero Premium | $2.99 | per month |
| Clero Premium | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Clero Premium | $19.99 | one-time |



## Version history (last 5 releases)

### 1.0.4 — 2026-07-22

NEW: Backup and Restore
- Export all your data to a file and restore it anytime in the Profile tab

Fixes:
- Fixed a bug where some screens could not be scrolled, blocking new entries on smaller devices
- Fixed the date picker being hidden behind the keyboard
- Reliability improvements

### 1.0.3 — 2026-07-07

NEW: Payment Reminders you can send
- Awkward about asking for your money back? Pick a tone - Gentle, Direct, or Firm - and send a ready-made reminder via iMessage, WhatsApp, or SMS in one tap
- Clero will even offer to remind you to follow up in 3 days

More in this update:
- Weekly payment check, a gentle heads-up in case something slipped your mind
- Subscription renewal reminders now repeat every billing cycle
- Tap any subscription to remove it
- A small celebration when a debt gets fully paid
- Fixed the date picker being hidden behind the keyboard
- Simpler Pro plans and prices in your local currency
- Notification reliability improvements

### 1.0.2 — 2026-07-05

NEW: Payment Reminders you can send
- Awkward about asking for your money back? Pick a tone - Gentle, Direct, or Firm - and send a ready-made reminder via iMessage, WhatsApp, or SMS in one tap
- Clero will even offer to remind you to follow up in 3 days

More in this update:
- Weekly payment check, a gentle heads-up in case something slipped your mind
- Subscription renewal reminders now repeat every billing cycle
- Tap any subscription to remove it
- A small celebration when a debt gets fully paid
- Pro screen prices now show in your local currency
- Notification reliability improvements

### 1.0.1 — 2026-04-14

What's new in 1.0.1:

• Search — quickly find any debt, receivable or subscription by person name or description
• Free trial tracking — add a trial end date to subscriptions and get reminded 2 days before it ends, so you never get charged by surprise
• 7 languages — Clero is now available in English, Turkish, German, Spanish, French, Italian and Portuguese
• Performance improvements and bug fixes

Thanks for using Clero. Have feedback? We'd love to hear it.

### 1.0 — 2026-04-14

No release notes.

## Apps similar to Clero

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| --- | --- | --- | --- |
| [Owe Pay](https://appshunter.io/ios/app/owe-pay/id6746474499) | — | Free | Finance |
| [Debtly: Personal Debt Tracker](https://appshunter.io/ios/app/debtly-personal-debt-tracker/id6760789443) | — | Free | Finance |
| [SettleCub: Split Debts](https://appshunter.io/ios/app/settlecub-split-debts/id6760327166) | — | Free | Finance |
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| [weowe](https://appshunter.io/ios/app/weowe/id6745059910) | — | Free | Finance |
| [Debt Tracker: Manage Money](https://appshunter.io/ios/app/debt-tracker-manage-money/id6759051485) | — | Free | Finance |

## More apps by Oguzhan Aygun

- [Guardiva: Spam SMS Blocker](https://appshunter.io/ios/app/guardiva-spam-sms-blocker/id6759835099)
- [Airu: White Noise & Sleep](https://appshunter.io/ios/app/airu-white-noise-and-sleep/id6761316226)

All apps by Oguzhan Aygun: https://appshunter.io/developer/1881072875

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
