# Cleva App — Get paid, spend, and save

> Global money management for sending, receiving, saving, and spending. (iPhone/iPad app by Cleva Technologies, Inc..)

- Source: https://appshunter.io/ios/app/cleva-app/id6473619732 (this page in markdown: same URL + `.md`)
- Developer: [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 1,454 App Store ratings · 90 written reviews indexed
- Age rating: 4+
- Requires: iOS 15 · 260 MB
- Languages: American English
- Released: 2024-03-05
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cleva-app/id6473619732/reviews.md

## What is Cleva App?

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva:

1. Swift onboarding
2. Competitive exchange rates
3. Transparent pricing, no hidden or monthly fees
4. Fast, reliable, and secure experience


Send money across borders
Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately.

Receive USD payments
Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle.

Receive stablecoins with ease
Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money.

Transfer to friends on Cleva
Instantly transfer to your friends on Cleva for FREE.

Convert at the best rates
Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE.

Spend globally with a virtual USD card
Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card.

Protect your money from volatility
Save and hold your funds in USD. Exchange only when you want to, at the best rates.

Earn and redeem Cleva Points
Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more.

Refer and earn
Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely.

24/7 Support
Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels:
Twitter: @clevabanking
Instagram: @clevabanking
Linkedin: @cleva-banking

[:mav: 2.2.9]

## Key features

- Send money internationally
- Receive USD payments
- Receive stablecoins
- Convert currencies
- Virtual USD card
- Hold funds in USD
- Earn Cleva Points

## What do users think of Cleva App?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**Cons**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Commonly reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Most requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards

## Recent user reviews (10 of 90)

All indexed reviews: https://appshunter.io/ios/app/cleva-app/id6473619732/reviews.md

### 1/5 — Scammer

*2026-08-18, version 2.4.0*

They are scammer they will flagged your money and keep on asking you useless question to provide evidence.. don’t you Cleva again they are thieves

### 1/5 — Waste of money

*2026-08-16, version 2.4.0*

If the purpose of you getting a virtual card is for ads payment platform like Snapchat, do not waste your money on this, Snapchat stopped accepting virtual Visa cards. So their virtual card doesn’t work - total waste of $ creation fee.

### 5/5 — Review

*2026-07-17, version 2.3.6*

I just downloaded the app, it’s fast and very good!

### 1/5 — Please do not use this app

*2026-05-26, version 2.2.18*

Someone has been sending me money for a while in order for me to help them sort some things over here because they a higher amount they flagged my account and they asked me to send contract agreement and a chat between me and the person and I told them there is no contract between friends and  they disabled my account and it’s already over a month now they still did not refund the $800 to the person and they disabled my account they are scammers do not use

### 5/5 — Fast and reliable

*2026-05-26, version 2.2.18*

The service is fast and the customer service is superb …. Keep it up .

### 3/5 — I can’t access my money

*2026-04-20, version 2.2.7*

It’s been almost a week now that I can’t access my money 
Which is very sad and disappointing because I’m surprised this is happening with Cleva which I trust so much 🥲

### 1/5 — Failed system

*2026-04-18, version 2.2.7*

Imagine paying 3$ to get my card and after successfully debiting me they’ve resumed to process my card I’ve reached out to they’re failed customer support on the app and no response ,on gmail they keep saying they’ll look Int it but I can’t trust that as well,because they said on the customer support system in the app that they’ll be in touch with me in 30 minutes but nothing ,up until now my card creation is still showing pending dir over 5 hours,u recommended not downloading and his app to begin with there’s so many other alternatives to use my people

### 1/5 — They’ll refund your usa payment

*2026-04-09, version 2.2.5*

Do not download this app, they not supporting any payment from USA virtual account, even though you send from a business merchant, they’ll refund it and cancel it, if though you linked it through Ach and they’ll already received a token, and you initiated a transaction, they’ll decline it. They are very useless app. Beware

### 1/5 — Hidden fees will eat your money,Avoid!

*2026-04-03, version 2.2.5*

Absolute worst experience. I sent ₦17,000 to fund a virtual card for a purchase. Not only did the card not work, but between the 3 card creation fee and their outrageous exchange rates (charging ₦1,440/, but refunding much lower), I lost almost ₦5,000 just trying to get my own money back. They also force you to keep a $1.00 minimum balance on the card that you can’t withdraw easily. If you want to keep your money, stay away from this app. Their "convenience" is just a trap for fees. Do NOT download this app.

### 5/5 — Very fast

*2026-04-02, version 2.2.5*

Even faster

## Frequently asked questions about Cleva App

### What does Cleva App do?

Cleva App allows users to send money across borders, receive USD payments from employers and clients, and hold funds in USD to protect against volatility. It also offers a virtual USD card for global spending and easy conversion of currencies at competitive rates.

### What are the key features of Cleva App?

Key features include instant international money transfers to various African countries, receiving ACH and Wires in USD, holding and converting stablecoins like USDT and USDC, and spending globally with a virtual USD card. Users can also earn and redeem Cleva Points and refer friends to earn more.

### Is Cleva App free to use?

The app states transparent pricing with no hidden or monthly fees. Currency conversion is also described as completely free. While the core services are free, users may incur standard network fees for certain transactions depending on the destination.

### Who is Cleva App for?

This app is designed for individuals who frequently send or receive money internationally, especially to African countries. It is also beneficial for freelancers, remote workers, content creators, and entrepreneurs who need to receive USD payments from clients or employers.

### How can I get help if I have an issue with Cleva App?

Cleva App offers 24/7 support through in-app chat or email at contact@getcleva.com. They are also available on social media platforms like Twitter, Instagram, and LinkedIn for assistance.

## Version history (last 5 releases)

### 2.4.0 — 2026-08-14

Big news, Cleva is now available in the United States!!! 

If you’re in the US, you can now:
* Create your Cleva account in minutes.
* Fund your account securely using your debit card.
* Send money home to Nigeria quickly and seamlessly.
* Earn points as you use the app and unlock rewards.
* Buy data and pay electricity bills for family and friends in Nigeria.


Update now to create your US Cleva account and start enjoying the Cleva experience.

### 2.3.9 — 2026-07-29

Big news, Cleva is now available in the United States!!!

If you’re in the US, you can now:
* Create your Cleva account in minutes.
* Fund your account securely using your debit card.
* Send money home to Nigeria quickly and seamlessly.
* Earn points as you use the app and unlock rewards.
* Buy data and pay electricity bills for family and friends in Nigeria.


Update now to create your US Cleva account and start enjoying the Cleva experience.

### 2.3.7 — 2026-07-21

Big news, Cleva is now available in the United States!!!

If you’re in the US, you can now:
* Create your Cleva account in minutes.
* Fund your account securely using your debit card.
* Send money home to Nigeria quickly and seamlessly.
* Earn points as you use the app and unlock rewards.
* Buy data and pay electricity bills for family and friends in Nigeria.


Update now to create your US Cleva account and start enjoying the Cleva experience.

### 2.3.6 — 2026-07-16

Big news, Cleva is now available in the United States!!!

If you’re in the US, you can now:
* Create your Cleva account in minutes.
* Fund your account securely using your debit card.
* Send money home to Nigeria quickly and seamlessly.
* Earn points as you use the app and unlock rewards.
* Buy data and pay electricity bills for family and friends in Nigeria.


Update now to create your US Cleva account and start enjoying the Cleva experience.

### 2.3.5 — 2026-07-07

Introducing Cleva Pots.

Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly.
What's new:
• Create a Pot in seconds
• Fund directly from your USD wallet
• Start accruing rewards the day after you deposit
• Withdraw anytime with no lock-in period or fees
• Track rewards and earnings history
• Explore detailed daily reward calculations

Open the Cleva app and click the Pots menu to start growing your dollars

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
