# Clever Net Worth — Are you Richer or Poorer?

> Track personal net worth trends by entering account balances, not transactions. (iPhone/iPad app by CleverInfo.)

- Source: https://appshunter.io/ios/app/clever-net-worth/id1291684713 (this page in markdown: same URL + `.md`)
- Developer: [CleverInfo](https://appshunter.io/developer/476838618)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.33/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 5 MB
- Languages: English
- Released: 2017-10-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/clever-net-worth/id1291684713/reviews.md

## What is Clever Net Worth?

Are you getting Richer or Poorer?  Use 'Clever Net Worth' to find out.  Now totally free.

IT IS A PROBLEM
You have lots of accounts (e.g. cash, bank accounts, loans, credit cards, assets like House Value) and it is hard to track how your net worth is trending over time.  Are you getting Richer or Poorer?

IT IS TOO HARD TO RECORD ALL THOSE TRANSACTIONS
Normal accounting packages will have you recording every transaction expense and income item - but what if all you really wanted was to get a sense of the trend in your overall balances?

With 'Clever Net Worth' you just enter account balances whenever it makes sense to you.  For example, you might enter the value of your home once a year, the balance of your mortgage once a month and the credit card whenever you feel like it.

AND YOU CAN TRACK MORE THAN YOUR NET WORTH
Here’s the really interesting bit - you really want to combine multiple accounts together into Collections.  For example, the Equity in your home (value - mortgage) or the value of all your various savings accounts and other assets.

That’s what “Clever Net Worth” does for you.

So what are you waiting for?  Click on the button above to download the app and understand if you are getting richer or poorer. 

FEATURES (see screenshots)
° Totally free to use - no in-app purchase required.
° Sync your data between all your accounts via your iCloud account.
° See a clear summary of your current position: ASSETS - LIABILITIES = NET WORTH.
° Accounts hold a series of balances on dates of your choosing.  E.g. savings account, house value, mortgage, or money you owe to your sister.
° Group accounts by category.  Add a note for extra information about the account.
° Sample accounts are provided to help you learn by playing.  
° Collections combine multiple accounts together. E.g. Home Equity (house value and mortgage accounts) or Total Net Worth (all your accounts).
° You can show Accounts or Collections as a timeline chart and easily select the period of interest.
° You enter new account balances whenever it makes sense to you.  For example, you might enter the value of your home once a year, the balance of your mortgage once a month and the credit card whenever you feel like it.
° Trend lines are included on all charts.  Future forecasts over the next 25 years based on this trend can be easily viewed. 
° Record events for specific dates in an account.  Use these to record a description of why a significant change has happened - e.g. "I bought my house!"
° Change the colours (or colors) of the chart elements to something you like.
° Use Face ID, Touch ID or a Password to protect your data from prying eyes.
° Take a backup of your data at any time and restore later if desired.
° Export and import your data to use in a spreadsheet.
° Fully supports Dark Mode (where available).
° Available on your Mac desktop, iPad and iPhone devices.
° Supports multiple windows on Macs and iPads.

Please note: this app does not support automatic downloading of balances from bank accounts.

## Key features

- Track net worth trends
- Enter account balances periodically
- Create custom account collections
- Visualize trends with charts
- Forecast future net worth
- Secure data with Face ID/Touch ID/Password
- Export/import data to spreadsheets

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/clever-net-worth/id1291684713/reviews.md

### 5/5 — Awesome Networth Tracker!

*2022-10-09, version 5.1*

If you’re looking for an app to track net worth, this is it. I love the Collections feature where you can tally assets by group. Password protection, color scheme selection, update and track progression with ease.

Update:  I like the new Collection that auto tracks Assets.  You should be able to delete Liabilities.

**Developer response:** Fixed: v3.1 includes the ability to select all dates for all accounts in a collection. Upgrade now and you will see the option under each Collection chart. Trust this brings back the joy.

### 1/5 — Doesn’t work

*2021-08-14, version 4.2*

I Edit the account balance and it doesn’t reflect on the total summary page.

**Developer response:** Hi Rediculous, please remember to ADD new balances rather than EDIT existing ones. I expect this is the cause of your problems.  Thanks for trying the app anyway.

## Frequently asked questions about Clever Net Worth

### How does Clever Net Worth help me track my finances?

Clever Net Worth allows you to track your net worth by periodically entering account balances, rather than recording every single transaction. This provides a clear overview of your financial trend over time.

### Can I group my accounts in Clever Net Worth?

Yes, you can group accounts by category and create custom 'Collections' to combine multiple accounts. For example, you can group all savings accounts or create a 'Home Equity' collection.

### Does Clever Net Worth offer any forecasting features?

Yes, Clever Net Worth includes trend lines on all charts and can generate future forecasts for your net worth over the next 25 years based on your current trends.

### Is my financial data secure with Clever Net Worth?

Clever Net Worth offers robust security features, allowing you to protect your data with Face ID, Touch ID, or a password. You can also take backups and restore your data as needed.

### What devices is Clever Net Worth available on?

Clever Net Worth is available on Mac, iPhone, and iPad devices, supporting multiple windows on Macs and iPads for enhanced usability.

### Can I export my data from Clever Net Worth?

Yes, Clever Net Worth allows you to export and import your data, making it easy to use in spreadsheet applications for further analysis or record-keeping.

### How often is Clever Net Worth updated?

The latest version of Clever Net Worth is 5.2, and it was last updated on May 29, 2023. This indicates regular maintenance and feature improvements.

### What is the user rating for Clever Net Worth?

Clever Net Worth has a rating of 3.3 stars based on 3 user ratings. This suggests a mixed but generally positive reception from its user base.

## Version history (last 2 releases)

### 5.2 — 2023-05-29

Now totally free to use - no in-app purchase required.

### 5.1 — 2022-09-21

New support links to our new website from the 'Settings & Support' tab

## Apps similar to Clever Net Worth

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Net Worth by BalanceViewer](https://appshunter.io/ios/app/net-worth-by-balanceviewer/id1476048552) | 4.4 (104) | Free | Finance |
| [AGD Precious Metals](https://appshunter.io/ios/app/agd-precious-metals/id984956420) | 1.8 (5) | Free | Finance |
| [GetReminded: Organize & Save](https://appshunter.io/ios/app/getreminded-organize-and-save/id1436244422) | 4.6 (50) | Free | Finance |
| [Stock Screener by StockScan.io](https://appshunter.io/ios/app/stock-screener-by-stockscanio/id1455029448) | 4.7 (2,867) | Free | Finance |
| [Stock Tracker - Stocks Market](https://appshunter.io/ios/app/stock-tracker-stocks-market/id1452614388) | 4.6 (1,178) | Free | Finance |
| [NetWorth Pro 2](https://appshunter.io/ios/app/networth-pro-2/id1227300103) | 4.5 (11) | Free | Finance |

## More apps by CleverInfo

- [Window Puzzles](https://appshunter.io/ios/app/window-puzzles/id1447183265)
- [Map Puzzles](https://appshunter.io/ios/app/map-puzzles/id1448969488)
- [Anatomy Puzzles](https://appshunter.io/ios/app/anatomy-puzzles/id1451465531)
- [Art Puzzles](https://appshunter.io/ios/app/art-puzzles/id1508858488)
- [Poster Puzzles](https://appshunter.io/ios/app/poster-puzzles/id1522837681)

All apps by CleverInfo: https://appshunter.io/developer/476838618

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*