# Clink - Budget & Finance — Smart Expense Tracker

> Smart Expense Tracker (iPhone/iPad app by Marcel Eichhorn.)

- Source: https://appshunter.io/ios/app/clink-budget-and-finance/id6773101385 (this page in markdown: same URL + `.md`)
- Developer: [Marcel Eichhorn](https://appshunter.io/developer/939723823)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.4 · 82 MB
- Languages: American English, German (Germany)
- Released: 2026-08-24
- Data updated: 2026-09-22
- User reviews in markdown: https://appshunter.io/ios/app/clink-budget-and-finance/id6773101385/reviews.md

## What is Clink?

Structure your finances and plan smarter – with Clink!

I spent a long time searching for a well-structured budget app that offered all the features I needed but didn't charge recurring fees. When I couldn't find a satisfying solution, I decided to build Clink myself – an app I personally use every single day.

Clink is a modern, structured finance and budget planner designed for those who want complete control over their money. Going beyond basic expense logging, Clink provides the tools to organize transactions across custom accounts, build deep category trees, set flexible budgets, and analyze your habits with detailed insights.

STRUCTURED, DETAILED & FLEXIBLE
Your finances are unique – and your budget app should reflect that. Clink offers the depth you need to track transactions with precision. Organize your spending across virtual accounts (checking accounts, credit cards, cash wallets, or savings jars) in one place to keep an eye on your overall asset structure. Transitioning from other apps is effortless thanks to Clink's intelligent file import.

FOR POWER USERS: OPTIONAL APPLE PAY AUTOMATION
Want to streamline your tracking? Clink supports optional integration with iOS Shortcuts. Set up a personal automation in the Apple Shortcuts app to send Apple Pay (NFC) transaction details directly to Clink as you pay. Once Clink learns your payment cards and merchants, it automatically assigns them to the correct categories and virtual accounts.

TRY FOR FREE & UNLOCK ONCE (NO SUBSCRIPTIONS!)
Download Clink for free and test all features to see if it fits your lifestyle. If you love Clink and want to use it long-term, you can unlock the full version forever with a single, one-time In-App Purchase. No hidden fees, no recurring subscriptions - because we hate subscriptions for utility tools just as much as you do!

KEY FEATURES
• Unlimited Categories & Tags: Organize your spending with a flexible, multi-level category tree and apply custom tags for deep-dive filtering.
• Flexible Budgets: Set spending limits for specific categories (weekly, monthly, or yearly) and stay on track with clear visual indicators.
• Recurring Transactions: Manage subscriptions, recurring bills, or regular income. Easily modify or delete individual occurrences without breaking the overall recurrence rule.
• Fixed Expenses & Subscriptions: Keep a close eye on your fixed monthly costs (like rent, utilities, or insurance) to see how much disposable income you really have left.
• Virtual Account Tracking: Distribute transactions across checking accounts, credit cards, and cash wallets in one place.
• Multi-Currency Accounts: Create accounts in different currencies and move transactions between them.
• Smart CSV Import: Move away from your old finance app or import bank statements smoothly. Clink guides you through an intuitive mapping process designed to import almost any CSV file with ease.
• Shortcuts Actions: Clink ships its own actions for the iOS Shortcuts app – one for Apple Pay automations and one where you pass account, amount, type, and description yourself. Perfect for recurring entries or automations running in the background.
• Calendar View: View your scheduled and completed transactions on an intuitive calendar layout to plan ahead visually.
• Sleek Insights: Understand your spending habits with modern charts and analytics on your dashboard.

PRIVACY FIRST
Your financial data is private. Clink requires no registration, no account creation, and no bank credentials. Your data is stored 100% locally.

Download Clink today and take control of your financial future!

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Clink Full Version (Lifetime) | $7.99 | one-time |



## Version history (last 2 releases)

### 1.1.0 — 2026-09-21

The first update since Clink launched is here! Thank you for all your feedback – it went straight into this version. And the best part: all the new features are available to everyone.

What's new:
• Multi-Currency: Give any account its own currency – perfect for foreign bank accounts or travel cards. Clink converts to your main currency in the background, so budgets and insights still add up.
• Backup Export: Export your data as an encrypted file and restore it on a new device or after reinstalling.
• Auto-tagging: Mark a tag as automatic and it lands on every new transaction by itself. Great for trips or projects where really everything belongs to it.
• Tags in the list: Your transaction list can now show each transaction's tags – one toggle in Settings is all it takes.
• New Shortcuts action: next to the Apple Pay action there is now “Log transaction to Clink” – with amount, merchant, an account picker, expense or income, and optional notes. Especially interesting on iOS 27: have an automation fire the moment your banking app sends a notification, and turn that alert straight into a transaction in Clink. The Apple Pay action gained a notes field too.
• Plus: plenty of bug fixes and UX improvements all across the app.

Thank you for using Clink! :)

### 1.0.0 — 2026-08-24

No release notes.

## More apps by Marcel Eichhorn

- [Tintenfuzzy](https://appshunter.io/ios/app/tintenfuzzy/id952832606)
- [Health+ \| Health Data Collection](https://appshunter.io/ios/app/health-plus-health-data-collection/id984979493)
- [RBTV v3](https://appshunter.io/ios/app/rbtv-v3/id1492564127)
- [SUMRY – Activity Insights](https://appshunter.io/ios/app/sumry-activity-insights/id1631515895)

All apps by Marcel Eichhorn: https://appshunter.io/developer/939723823

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-22.*