# Cloud Commerce — Accept payments, anywhere

> Cloud-based payment acceptance solution for modernizing in-store and digital transactions. (iPhone/iPad app by Mastercard International Incorporated.)

- Source: https://appshunter.io/ios/app/cloud-commerce/id6483929765 (this page in markdown: same URL + `.md`)
- Developer: [Mastercard International Incorporated](https://appshunter.io/developer/309754131)
- Category: Business, Finance
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 18.5 · 43 MB
- Languages: American English
- Released: 2025-09-02
- Data updated: 2026-07-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cloud-commerce/id6483929765/reviews.md

## What is Cloud Commerce?

Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences.
Cloud Commerce is Mastercard’s cloud native software-based acceptance solution that combines Tap on Phone, Pay by Link, Click to Pay and more. It modernizes physical and digital acceptance, offering channel partners pre-certified software, easy integration, scale, and speed to market – in turn helping them grow their business. 
Cloud Commerce is empowering merchants of all sizes with new use cases to better serve their customers. These use cases include: 
- Queue Busting: Allowing consumers to check out in line when shopping, at pick up, or at their doors, reducing wait times and increasing sales. 
- Mobile Checkout: Helping consumers get to their next transit destination, at busy in-person events, when fundraising, and more. 
- Cash-Only Merchants: SMEs/micro-merchants and mobile venues can use Tap on Phone to address their need for flexible, low-cost, mobile, and scalable card acceptance solutions. 

By providing a low-maintenance, cost-effective, software-based solution, both channel partners and merchants can expand their customer base, offer new services, and increase revenue opportunities

## Key features

- Cloud-based payment processing
- Tap on Phone functionality
- Pay by Link integration
- Click to Pay support
- Queue busting solutions
- Mobile checkout capabilities


## Frequently asked questions about Cloud Commerce

### What payment methods does Cloud Commerce support?

Cloud Commerce integrates various payment methods including Tap on Phone, Pay by Link, and Click to Pay, modernizing both physical and digital acceptance.

### Can small businesses use Cloud Commerce?

Yes, Cloud Commerce is designed to empower merchants of all sizes, including SMEs and micro-merchants, with flexible and low-cost card acceptance solutions.

### How does Cloud Commerce help reduce customer wait times?

The app offers 'Queue Busting' solutions, allowing consumers to check out in line, at pick up, or at their doors, thereby reducing wait times and potentially increasing sales.

### What devices is Cloud Commerce compatible with?

Currently, Cloud Commerce is supported on iPhone devices, offering a mobile solution for payment acceptance.

### How often is Cloud Commerce updated?

The latest version, 2.2.0, was released on 2026-02-25, indicating regular updates to enhance functionality and security.

### What is the user rating for Cloud Commerce?

Cloud Commerce has a high rating of 5.0 stars based on 2 reviews, suggesting strong user satisfaction.

### Does Cloud Commerce have ads?

No, Cloud Commerce does not contain advertisements, providing an uninterrupted user experience.

### Is Cloud Commerce suitable for cash-only merchants?

Yes, Cloud Commerce's Tap on Phone feature addresses the need for flexible, low-cost, mobile, and scalable card acceptance solutions for cash-only merchants.

## Version history (last 5 releases)

### 3.1.0 — 2026-07-23

-Added a "Relink Tap to Pay Terms & Conditions" option in the Tap to Pay Settings section, making it easier to review and relink agreements when needed.
-Fixed minor bugs and improved overall app performance for a smoother user experience.

### 3.0.0 — 2026-06-09

- Minor bug fixes and performance improvements

### 2.2.0 — 2026-02-25

New:
- System Notifications

Improved:
- Accessibility of Screens
- Errors and Alerts
- Minor bug fixes and performance improvements

### 2.1.0 — 2026-01-23

This release contains the following improvements:
- Better error handling and display
- Payment successful video updates
- Theming updates
- Support for T&C's acceptance on the web
- UI enhancements

### 2.0.0 — 2025-12-19

This release contains the following improvements:
- Better error handling and display
- Payment successful video updates
- Theming updates
- Support for T&C's acceptance on the web
- UI enhancements

## Apps similar to Cloud Commerce

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| --- | --- | --- | --- |
| [Square: Retail Point of Sale](https://appshunter.io/ios/app/square-retail-point-of-sale/id1200091899) | 4.7 (14,598) | Free | Business |
| [Square Invoices: Invoice Maker](https://appshunter.io/ios/app/square-invoices-invoice-maker/id1405254630) | 4.8 (92,396) | Free | Business |
| [ETA TRANSACT](https://appshunter.io/ios/app/eta-transact/id1509436055) | — | Free | Business |
| [iPOSgo!](https://appshunter.io/ios/app/iposgo/id6444673674) | 3.7 (11) | Free | Business |
| [Elavon Mobile](https://appshunter.io/ios/app/elavon-mobile/id1509544782) | 4.2 (215) | Free | Business |
| [Shopify Point of Sale (POS)](https://appshunter.io/ios/app/shopify-point-of-sale-pos/id686830644) | 4.4 (7,469) | Free | Business |

## More apps by Mastercard International Incorporated

- [Qkr!™](https://appshunter.io/ios/app/qkr/id589799471)
- [MasterCard Nearby](https://appshunter.io/ios/app/mastercard-nearby/id778074772)
- [MasterCard Concierge](https://appshunter.io/ios/app/mastercard-concierge/id898290816)
- [Pay with Rewards](https://appshunter.io/ios/app/pay-with-rewards/id1027130748)
- [Betalingsservice](https://appshunter.io/ios/app/betalingsservice/id1061617309)
- [Merchant Console](https://appshunter.io/ios/app/merchant-console/id1284979928)

All apps by Mastercard International Incorporated: https://appshunter.io/developer/309754131

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-26.*