# Club Money: Simple Budget — Easy, fast expense tracking > Personal finance app for expense tracking and goal setting. (iPhone/iPad app by Brightfin Inc..) - Source: https://appshunter.io/ios/app/club-money-simple-budget/id1541773173 (this page in markdown: same URL + `.md`) - Developer: [Brightfin Inc.](https://appshunter.io/developer/1541773175) - Category: Finance - Price: Free with in-app purchases - Rating: 4.50/5 from 23 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 30 MB - Languages: American English - Released: 2024-03-29 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/club-money-simple-budget/id1541773173/reviews.md ## What is Club Money? Free trial for new users! All features included. There's no need to be afraid of your own money. Getting started is simple and fast. Here's how it works step by step: 1. Swipe receipts (easy and fun) 2. Discover your true monthly expenses (without judgment) 3. Adjust your target percentages for your own life (pick one and go) 4. Check in with a Certified Financial Planner® professional and get advice on where to focus next (live in beta) To categorize, swipe each transaction to one of just four categories. *Spend* on your needs, consciously and within your means *Splurge* on your wants, mindfully and without regret *Save* by building a positive habit *Share* gifts with those you love, and donations with those in need Club Money keeps track of all the calculations for you. At any time, see how you’re doing compared to your targets in the current month. At the end of the month, your total percentages will be revealed. Find out if you achieved 20% savings! One size doesn’t fit all. Choose target percentages for Spend / Splurge / Save based on your own Priorities. (Share is included in Splurge.) • The Regular: 50/30/20 • The Debt Crusher: 50/20/30 • The YOLO: 50/40/10 • The Wealth Builder: 40/20/40 • In this economy?: 60/30/10 • The FIRE: 20/20/60 Club Money is the first of its kind, a community finance app bringing people together to make money less stressful. It starts with group advice based on spending patterns, delivered by our (fully human) Certified Financial Planner® professionals. Many more community features to come! Let's figure this out together. Account connections are powered by the same secure service trusted by more than 4,000 banks and financial apps. When you connect an account with Club Money, that service sends the information you provide to your financial institution. Balances and transactions are returned for you to see in the Club Money app. Club Money has no access to your login credentials. Our Data Promise We won’t ask for any piece of data that doesn’t have a benefit to you. We will manage your data with the highest level of security. We won’t sell your data. https://www.joinclubmoney.com/termsofuse https://www.joinclubmoney.com/privacypolicy ## Key features - Swipe receipt tracking - Automatic expense categorization - Customizable spending targets - Monthly percentage summaries - Secure bank account connection - Certified Financial Planner advice (beta) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Club Money Premium Subscription | $49.99 | per 3 months | | Club Money Subscription | $8.99 | per month | | Club Money Subscription | $8.99 | per month | | Club Money Subscription | $8.99 | per month | | Club Money Subscription | $8.99 | per month | | Club Money Subscription | $6.49 | per month | | Club Money Subscription | $8.99 | per month | | Club Money Subscription | $8.99 | per month | | Club Money Subscription | $7.89 | per month | | Club Money Subscription | $69.99 | per year | | Club Money Premium Subscription | $99.99 | per year | | Brightfin Subscription | $8.99 | per month | | Brightfin Subscription | $8.99 | per month | | Brightfin Subscription | $8.99 | per month | ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/club-money-simple-budget/id1541773173/reviews.md ### 1/5 — App does not work *2026-07-26* I just heard about this app from the podcast Debt Heads and loaded it but I tried it on both my iPad and iPhone and neither was able to work. It pulls up a page saying your turn and skip but there is no where to press to make anything happen **Developer response:** Hi, did it let you swipe the receipt to the upper left corner? That sounds like the screen you're describing. If it's something else, please send us a note at support@joinclubmoney.com and we can look into it. Thanks. ### 5/5 — Best way to track your spending *2026-02-24* Love the simplicity of Club Money. The swipey expense tracking is a totally awesome and saves me a bunch of time. Really nice design and easy to use right from the start. 5/5! **Developer response:** Thank you! Very glad to hear you like the interface. ### 5/5 — I’m finally saving money!!! *2025-10-30* This is the first app that has actually caused a long-term improvement in my financial habits. The swipe and categorize system is so quick to use and intuitive to me that it has completely demystified the process of actively tracking my spending and saving habits. For once I don’t feel dread looking at my bank account and I feel like I’m making informed decisions with my money! I think the flexibility of the 4-S system is the best part of this app. I’ve always had a hard time budgeting because my spending patterns tend to change month-to-month. It makes coming up with a consistent monthly number for “transportation” or “groceries” difficult, and when I’ve used other apps, I’ve just gotten overwhelmed and gave up. With Brightfin, I can focus on the purpose of the purchase rather than the type, which makes way more sense to me. The app does require a monthly premium subscription to achieve the level of ease described. For me, the benefit I’ve received far outweighs this cost, but it is something to consider. I also think there is potential for more budget customization options, and I have come across the occasional bug. However, the developers are very responsive to feedback and quick to implement fixes. Using Brightfin has reduced my financial anxiety, doubled my monthly savings, and actually increased my satisfaction with the results of my spending. I would absolutely recommend it to anyone who has struggled with budgeting in the past and is trying to crack that code. **Developer response:** Thank you! Glad to hear it's working well for you! ### 5/5 — Simple and fun *2025-08-27* Not much else to say, I just like it! ### 5/5 — So simple! *2025-08-22* I have ADHD and this app is so easy to use. The colors, the swiping, it just works for me. Finally found one that does. ### 5/5 — Super easy! *2025-04-04* Love that it was so easy to add my bank accounts and the swiping is fun and interactive. The reports are easy to read and interpret too. ### 1/5 — No support for Apple Card - not useful *2024-08-27* I think the idea is amazing but if there’s no support for the Apple Card it’s effectively useless to me. Had to cancel out of the free trial. **Developer response:** Glad you like the idea! We also wish there was support for the Apple Card in our account connections. Like most other budget apps, we work with Plaid to link financial institutions. We'll pass that along to them. Thanks. ### 5/5 — Not afraid to budget anymore *2024-08-19* I was intimidated to sit down and do a formal budget before. But this app is pretty easy to use, and it's satisfying to swipe my receipts. It turns something intimidating into a simple & fun task ### 5/5 — Great tool! *2024-08-13* What great, user-friendly budgeting tool! It has helped me to better keep track of my money and spending habits. ### 5/5 — Easy to use *2024-08-13* This app is my favorite budget tracker as it is so easy to use. I can easily swip my spendings and savings into the 4 categories. I also like the fact I can change my percents based on how I am feeling that month. ## Frequently asked questions about Club Money ### What is Club Money's free trial policy? New users receive a free trial for all features. Specific subscription plans offer 14-day free trials, allowing you to explore the app's capabilities before committing to a paid subscription. ### How secure is connecting bank accounts to Club Money? Account connections are powered by a secure service trusted by over 4,000 banks. Club Money does not have access to your login credentials, and your data is managed with the highest level of security. ### What are the different spending target percentages in Club Money? Club Money offers several pre-set target percentage models, including The Regular (50/30/20), The Debt Crusher (50/20/30), and The FIRE (20/20/60), allowing you to choose one that aligns with your financial priorities. ### Can I get financial advice through Club Money? Yes, Club Money is piloting a feature to connect users with Certified Financial Planner® professionals for live advice on where to focus their financial efforts, based on spending patterns. ### How does Club Money handle my personal data? Club Money promises not to ask for data that doesn't benefit you, will manage your data with the highest security, and will not sell your data. ### What devices is Club Money available on? Based on the provided data, Club Money is currently supported on iPhone devices. ### How often is Club Money updated? The app was last updated on March 17, 2026, indicating a recent focus on development and improvements. ### What is the age rating for Club Money? Club Money has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 2.2.1 — 2026-08-25 • Faster, more reliable transaction syncing and account refreshes • Clearer status messages while your accounts update • A fresh new look when the app launches ### 2.2.0 — 2026-07-09 New in v2.2.0! Get a professional CFP recommendation for your debt, savings, and investments with Balance My Goals. ### 2.1.1 — 2026-04-08 We frequently update Club Money to make tracking your expenses as easy as possible. What's new in version 2.1.1: • The "Members" feature is in live beta • Minor enhancements and bugfixes ### 2.1.0 — 2026-03-17 We frequently update Club Money to make tracking your expenses as easy as possible. What's new in version 2.1.0: • The "Members" feature is in live beta • Minor enhancements and bugfixes ### 2.0.9 — 2026-03-02 We've rebranded to Club Money! We frequently update the app to make tracking your expenses as easy as possible. What's new in version 2.0.9: • The "Members" feature is in live beta • Minor enhancements and bugfixes ## Apps similar to Club Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,549) | Free | Finance | | [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance | | [Goodbudget Budget Planner](https://appshunter.io/ios/app/goodbudget-budget-planner/id471112395) | 4.6 (13,377) | Free | Finance | | [Fudget: Monthly Budget Planner](https://appshunter.io/ios/app/fudget-monthly-budget-planner/id1664719450) | 4.7 (1,741) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*