# CME FCU Mobile — user reviews

> 48 indexed App Store user reviews of CME FCU Mobile by CME Federal Credit Union, rated 4.70/5 from 2,916 ratings.

- Source: https://appshunter.io/ios/app/cme-fcu-mobile/id1476484380/reviews
- App overview in markdown: https://appshunter.io/ios/app/cme-fcu-mobile/id1476484380.md
- Rating breakdown: 5★ 2,538 · 4★ 203 · 3★ 66 · 2★ 24 · 1★ 85

## What do users think of CME FCU Mobile?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 👍 Helpful customer service
- 👍 Long-time member satisfaction
- 👍 Reliable banking experience
- 👍 Convenient mobile features

**Cons**

- 🐛 Login issues with new devices
- 🐛 Mobile deposit problems
- 🔋 Compatibility issues with older devices
- 🔒 Security concerns with new app

**Commonly reported bugs**

- Login credentials not working in new app
- Mobile deposit feature not functioning properly
- Inability to log in on certain devices

**Most requested features**

- Zelle payment option
- Improved mobile deposit process
- Separate transaction history by account

## Newest reviews (12 of 48)

### 4/5 — All employees helpful.

*2026-07-31*

Technology is my issue. I prefer ; person to person conversation. You have excellent employees. Please use them and limit the AI operations!&

### 3/5 — Zelle

*2025-10-30, version 3.27.1*

Need Zelle option

### 5/5 — A Game-Changer in Digital Banking - CME Bank App Deserves Every Star!

*2024-01-17*

My experience with the CME Bank mobile app has been nothing short of exceptional. This app has transformed the way I handle my finances, making every interaction with my bank effortless and secure.

The user interface is the first thing that grabs your attention. It's clean, modern, and incredibly easy to navigate. Whether I'm checking my balance, reviewing transactions, or setting up new accounts, every feature is just a few taps away. The convenience of having such a comprehensive financial tool at my fingertips cannot be overstated.

Security is obviously a top priority for CME Bank, and it shows in their app. With advanced encryption and multiple authentication methods, I feel confident every time I log in. The app also provides instant notifications for any account activity, which is great for keeping track of my spending and ensuring no unauthorized transactions occur.

One of the most impressive aspects is the app's functionality. Transferring funds, depositing checks, and paying bills are all incredibly smooth and quick. The app's efficiency in handling these tasks saves me a significant amount of time.

Customer service through the app is another area where CME Bank excels. The 24/7 chat support is responsive and manned by knowledgeable staff who are always ready to assist with any queries or issues. This high level of support makes a big difference in the overall banking experience.

Finally, the regular updates and feature enhancements show that CME Bank is committed to continuous improvement and staying at the forefront of banking technology. This proactive approach ensures that the app not only meets but exceeds customer expectations.

In summary, the CME Bank mobile app is a standout in the world of digital banking. It combines functionality, security, and user-friendly design to create an unparalleled banking experience. I wholeheartedly recommend it to anyone looking for a reliable and advanced mobile banking solution.

### 5/5 — Easy

*2023-09-05, version 3.6.0*

Good app to use

### 5/5 — Not good

*2023-08-05*

I tried using the app it’s very difficult to use. It won’t let you do what you want to do.

### 5/5 — Amy Ankrum

*2022-04-02, version 2.39.0*

I have been treated with respect and kindness since day one of being with CME.

### 5/5 — Easy to use

*2021-12-30*

The CME app is easy to use I can pay my bills deposit checks and see how much I have in my accounts I recommend it to everyone who has a CME account

### 5/5 — Mobile Depoait

*2021-08-15, version 2.33.1*

I cannot complete a mobile deposit!? I’ve tried several times, I have even tried uninstalling and reinstalling the app with NO luck. 🤬 I can only go as far as taking a picture of the front of the check, but when it comes to taking a picture of the back of the check, a prompt/notification explaining what to do “write for deposit only.. etc” shows up and does not disappear… therefore it stays frozen in that field. Please fix this.This happened to me a couple weeks ago as well so I made a deposit into another bank assuming this was a temporary glitch in the app; that wasn’t the case. Today I tried again and had the same problem.

### 2/5 — Mobile deposit still doesn’t work

*2021-07-13*

I’ve been trying to get my mobile deposit to work for almost a year and still no luck. Big disappointment

### 5/5 — Review

*2021-07-08, version 2.31.1*

It is easy to work with and I’am grateful.

### 5/5 — Help

*2021-01-09*

Mobile app easy to use but any questions are answered by staff any time you call!

### 5/5 — My credit card

*2021-01-04, version 2.25.0*

I have not been receiving my spending under my card purchases would like paper billing sent to 716 Sanchez circle north port Florida 32487 and be able to see them on line would be great also. I tryed to call and ended up waiting to long to complete the call you can call me at 614-271-2848 thank you

## Most critical reviews (10 lowest-rated)

### 1/5 — app update required

*2026-07-31, version 3.27.1*

app has been updated but still got no response.

### 1/5 — I signed up for free savings account.   They charged me $8 after being open 20 days!!!

*2026-07-25*

Seriously!!  What a scam!  I signed up for free savings account if I did paperless statements.  I did.  I have not had one paper statement sent to me!  Go online to check on the account to find it at -$3.00!!  What is happening!!!  Beat and switch?  So frustrated!!!!

### 1/5 — $8 monthly fee

*2026-05-22, version 3.34.0*

Charging a $8 monthly fee is ridiculous

### 1/5 — Horrible

*2026-01-14, version 3.30.0*

Nothing has been updated. My balance is wrong. I can’t do anything within the app. My last balance is from about a year ago. What is going on? Please please fix the app.

### 1/5 — $$

*2024-04-19, version 3.5.0*

To use app I need to buy a newer IPhone.
Totally unnecessary because my cell still works great!

### 1/5 — Upgraded phone and now my credentials don’t work

*2022-01-09, version 2.37.0*

I upgraded my phone to the new iPhone 13 pro and now this app doesn’t work at all. If I charge my iPhone 8, same iOS and username and password all magically work. Something is up with this app…please fix this. I can still use the browser login just fine but it takes forever and the website was not designed to be phone friendly so everything is tiny and you have to zoom in constantly.

### 1/5 — App no longer functions with iOS 15

*2021-10-25, version 2.35.0*

I am no longer able to log in. My login credentials continue to work on the website. I will edit my review when the issue is resolved.

### 1/5 — Login Inability

*2021-01-01, version 2.25.0*

Can not login with LastPass on iPhone SE (2020) but can login on my MacBook with LastPass. Triple checked passwords and they’re identical.

### 1/5 — Bad app

*2020-11-30, version 2.24.0*

iOS 14.2. I can log into my account with browser just fine. I use the same credentials with the app and I get a verification error. Deleted app. 
Use your browser.

### 1/5 — App seems to be regressing

*2020-05-13*

The app no longer shows most recent transactions into my accounts.  For example I accessed the app today for the first time since May 5, and it did not show my paycheck going in on May 8.  After a moment of complete panic, I logged onto CME via my computer and saw the money was there.  It’s like the app has to be open, then closed out, the reopened again to show most recent transactions.  Today is the 12th and the balance it showed in my checking was from the 5th (!!). Also, I have a couple of accounts and it lists all of the transactions together instead of breaking them out by account.  So it will show a deposit to my checking, a payment on my equity line, and interest on my savings listed sequentially and there appears to be no obvious way to break this out.  I have to read the tiny grey print under the transaction to see which account it applies to.  This is not fun when trying to balance my checkbook.   I just don’t like it at all right now.  I hope they fix it.  I don’t understand why they changed this - the app was great before!

## Most praised reviews (10 highest-rated)

### 5/5 — App makes it convenient and easy to bank!

*2026-07-31*

The CME mobile app makes banking easier than using the website. It is very convenient and gives me access to all my accounts.

### 5/5 — App ISSUE

*2025-10-29*

My Software is up to date. I have had this app on my phone for several years and NOW with CMEFCU update it requires 17.0 IOS or higher. My phone software is up to date and now I can no longer use CMEFCU mobile app. Very inconvenient and inconsiderate of CMEFCU

### 5/5 — Member

*2025-06-13, version 3.22.0*

As a long time member with CME ….. I am very satisfied !!!! With all services available!!!

### 5/5 — On line

*2025-05-30, version 3.22.0*

Very helpful

### 5/5 — A-1 Banking Experience

*2025-05-09*

I have been banking with CME since 1980. Started out with a savings account, to save money (set up auto withdrawal).  Used banking services with other banks in addition to CME.  Every other bank had numerous issues with handling my money, loan applications, etc..  One bank for 10-15 yrs. through there numerous changes selling the bank, name changes, etc. .
On going issues not easily resolved. Out of frustration made the decision 25 yrs. ago to move all my banking to CME. Best decision I’ve made, had numerous accounts, loans for home, equity, car, etc. during this time.  CME always treats me professionally, and staff who are knowledgeable.  They are prompt and quick to report suspected fraud on our debit card.  By far a banking system that stands out above the others.  Will always bank at CME.  👍👏

### 5/5 — My 2nd try this .

*2025-04-06, version 3.21.0*

So far , So Good ! It’s working out for me so far .

### 5/5 — Love my cme

*2025-04-01, version 3.21.0*

I have been with CME for a very long time. And they have always been there for me!

### 5/5 — Loan opportunity and interest rate

*2025-03-22*

I want to thank CME for carrying a loan on my RV, which will be paid off with the next payment in April.  For providing a low interest rate making more payment towards the principal than interest.

### 5/5 — Great!!!

*2025-01-30*

They are pretty easy to use and can really keep you up-to-date on what's going on with your account. I use it every day.

### 5/5 — Gilbert

*2024-08-05, version 3.14.0*

Thanks for your and the other persons patience.  Tom Spires

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
