# CMO Mobile Payment

> Mobile payment service linking phone numbers to bank accounts for secure transactions. (iPhone/iPad app by CMO HOLDINGS LIMITED.)

- Source: https://appshunter.io/ios/app/cmo-mobile-payment/id581876083 (this page in markdown: same URL + `.md`)
- Developer: [CMO HOLDINGS LIMITED](https://appshunter.io/developer/674987154)
- Category: Business, Finance
- Price: Free
- Rating: 4.00/5 from 5 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 15 MB
- Languages: American English
- Released: 2012-12-15
- Data updated: 2026-06-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cmo-mobile-payment/id581876083/reviews.md

## What is CMO Mobile Payment?

Changing the way you pay.

CMO is available for download on any  smart device, and facilitates your payment method no matter what mobile platform you use it on. 

The CMO Mobile Payment application is a service that:

-Lets you pay your bills simply by using  your mobile phone
-Links your mobile number to an existing bank account (whether it’s  your current account or actual card), and transforms your mobile phone into a secure payment tool
-Allows you to request a One-Time-Password (OTP) via the application itself or via SMS
-Provides a list of participating CMO merchants
-Updates you with the latest news and offers available


CMO is:

Easy to use - Easily accessible and simple to use when making payments
Secure - The One-Time-Password “OTP” ensures payments stay safe and secure

An application only you control
CMO requires you to get a One-Time-Password “OTP” that must be entered before making a  purchase. This  OTP prevents any unauthorized access or payments made to your account.

An application that exposes nothing
When you link the your mobile number to an existing bank account or card, the account or card information never appear on the phone screen. Your private data stays private.

How it works:

When making a payment using CMO, you will be prompted to provide an OTP to authenticate the transaction.
You can request an OTP from the CMO application itself.
Once an OTP is received, the merchant you are shopping at uses it to authenticate the payment and the transaction is successfully processed.

## Key features

- Pay bills via mobile phone
- Link mobile number to bank account/card
- Secure One-Time-Password (OTP) authentication
- List of participating merchants
- News and offers updates
- Private data protection

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/cmo-mobile-payment/id581876083/reviews.md

### 1/5 — A trash

*2020-05-15*

Its full of bugs and doesn’t even work

### 5/5 — CMO

*2013-07-25, version 1.6*

Cool application

### 5/5 — Cool

*2013-07-24*

Cool apps

## Frequently asked questions about CMO Mobile Payment

### How does CMO Mobile Payment protect my financial information?

CMO Mobile Payment uses a One-Time-Password (OTP) system to authenticate every transaction, preventing unauthorized access. When you link your bank account or card, the sensitive information is never displayed on your phone screen, ensuring your private data remains private.

### Is CMO Mobile Payment available on all smart devices?

The application is available for download on any smart device, including iPhones and iPods, facilitating payments regardless of your mobile platform.

### How do I get a One-Time-Password (OTP) for CMO Mobile Payment?

You can request an OTP directly through the CMO Mobile Payment application itself. Alternatively, you can receive an OTP via SMS.

### What kind of merchants accept CMO Mobile Payment?

The application provides a list of participating CMO merchants, allowing you to easily find businesses where you can use CMO for payments.

### How often is CMO Mobile Payment updated?

The latest version of CMO Mobile Payment is 3.4.8, which was last updated on April 15, 2020. Updates ensure the app remains functional and secure.

### What is the user rating for CMO Mobile Payment?

CMO Mobile Payment has a user rating of 4.0 stars based on 5 ratings, indicating generally positive user experiences.

### Does CMO Mobile Payment have ads?

CMO Mobile Payment does not contain advertisements, providing an ad-free payment experience for users.

### What is the age rating for CMO Mobile Payment?

CMO Mobile Payment has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 3.4.8 — 2020-04-15

Updated bill payment currency.

### 3.4.7 — 2019-05-16

Moneygram fixes & P2P enhancements

### 3.4.6 — 2018-12-15

- Enhancements

### 3.4.5 — 2018-12-13

Moneygram enhancements

### 3.4.4 — 2018-11-15

Bug fix

## Apps similar to CMO Mobile Payment

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [People365](https://appshunter.io/ios/app/people365/id1477446899) | 5.0 (1) | Free | Business |
| [Alfa Telecom](https://appshunter.io/ios/app/alfa-telecom/id542136394) | 3.0 (133) | Free | Business |
| [Prodemco](https://appshunter.io/ios/app/prodemco/id1482242695) | — | Free | Business |
| [ReadID Me](https://appshunter.io/ios/app/readid-me/id1463949991) | 4.7 (4,707) | Free | Business |
| [Take Off Aviation](https://appshunter.io/ios/app/take-off-aviation/id1621099038) | — | Free | Business |
| [USC 35 - Patents](https://appshunter.io/ios/app/usc-35-patents/id1557891192) | — | Free | Business |

## More apps by CMO HOLDINGS LIMITED

- [My Card – CSC](https://appshunter.io/ios/app/my-card-csc/id1479053039)
- [MY BBE CARD](https://appshunter.io/ios/app/my-bbe-card/id6463755920)

All apps by CMO HOLDINGS LIMITED: https://appshunter.io/developer/674987154

## Related topics

[cmo holdings limited](https://appshunter.io/ios/topics/cmo-holdings-limited) · [CMO](https://appshunter.io/ios/topics/cmo) · [cmo](https://appshunter.io/ios/topics/cmo)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-07.*