# Co-op Bank App — Co-op Bank App - Fast & Secure

> Digital banking app for managing accounts, cards, bills, and loans. (iPhone/iPad app by The Cooperative Bank of Kenya LTD.)

- Source: https://appshunter.io/ios/app/co-op-bank-app/id6742747415 (this page in markdown: same URL + `.md`)
- Developer: [The Cooperative Bank of Kenya LTD](https://appshunter.io/developer/889024519)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.80/5 from 788 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.8.7 · 241 MB
- Languages: American English
- Released: 2025-07-22
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/co-op-bank-app/id6742747415/reviews.md

## What is Co?

Co-op Bank App: Your Digital Banking partner
 
Experience the future of banking with Co-op Bank App, the innovative mobile banking app from Co-operative Bank. Enjoy a wide range of features designed to simplify your financial life:
 
Key Features:

Account Management
  • View account balances and detailed transaction history
  • Transfer funds between your accounts instantly
  • Set up standing orders and direct debits
  • Create a Co-op Till easily and fast

Card Management
  • View and manage all your Co-op Bank cards in one place
  • Create virtual cards for online and subscription payments
  • Manage your card:
   - Deposit funds to your Credit or Virtual card, 
   - Withdraw from your Credit or Virtual card
   - View card details (full card number, CVV, and expiry date) to use on your favorite online services
  • Access More Card Services to:
   - Reset your PIN
   - Block or unblock your card
   - View card statement and transaction history
   - Check card limits and spending insights
 
Bill Payments
  • Pay directly to M-Pesa Paybill and M-Pesa Till from your account
  • Settle utility bills - KPLC, Nairobi Water, GoTV, DSTV, Zuku
  • Pay government fees (eCitizen, KRA)
  • Make school fee payments seamlessly
 
Money Transfers
  • Send money to Co-op Bank accounts and wallets instantly
  • Send to mobile money - M-Pesa and Airtel Money
  • Transfer to other local banks via PesaLink or RTGS
  • Send money internationally through Co-op Remit and SWIFT
  • Deposit to your Co-op account directly from M-Pesa
  • Buy M-Pesa float quickly and conveniently
  • Withdraw cash from your account without a card at any Co-op ATM or Co-op Kwa Jirani agent seamlessly
 
Airtime
  • Buy Safaricom and Airtel airtime for yourself and loved ones instantly
 
Mobile Loans
  • Apply for loans and get instant approval
  • Make repayments and view loan statements easily
  • Access all your Co-op and partner loan facilities in one place
 
Security
  • Bank with confidence using advanced security features
  • Multi-layer authentication and instant fraud protection
 
Take control of your finances with ease.
Download the Co-op Bank App today - secure, fast, and made for you.

## Key features

- Account management and transaction history
- Card management and virtual card creation
- Bill payments (utilities, government, school fees)
- Money transfers (local and international)
- Airtime top-up
- Mobile loan applications and management
- Advanced security features

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/co-op-bank-app/id6742747415/reviews.md

### 5/5 — Mr

*2026-07-23, version 1.0.217*

Easy to use with the new updated features ❤️

### 1/5 — Inconveniencing

*2026-07-04, version 1.0.213*

One of the most difficult apps to use with it having to log one out from time to time and problems every time one has to log back in 🙌

### 5/5 — Banking

*2026-07-01, version 1.0.213*

Good and well organized app, easy to understand

### 1/5 — Chris

*2026-06-09, version 1.0.213*

My account is locked no one is responding even to help in the call center i have money inside the app what is the problem

### 5/5 — Even from the USa

*2026-05-08, version 1.0.213*

Once you get it configured correctly it works really well!!! Configure before leaving Kenya !!!

### 2/5 — Better looking but access is hit or miss

*2026-01-18, version 1.0.119*

I can’t tell you how many times I have tried logging in and keep getting errors to try again later. It’s very inconveniencing especially when you need to transact money urgently. I sure hope they fix the kinks soon because I actually like the new look.

### 5/5 — Transfer

*2026-01-06, version 1.0.119*

Excellent

### 5/5 — Spot on

*2025-12-30, version 1.0.119*

One stop shop App. Thanks Co-op

### 5/5 — Excellent app

*2025-12-19, version 1.0.119*

Beautiful and efficient app

### 5/5 — Bad experience

*2025-12-15, version 1.0.118*

After updating the app, I was completely locked out of my account. Username and password reset do not work, and customer service keeps saying the system is under maintenance.
I have been calling back and forth from the diaspora with no solution. This is extremely frustrating and unacceptable. Why update an app that leaves customers unable to access their money? I am honestly done with Kenyan banking if this is the level of service.

## Frequently asked questions about Co

### What can I do with the Co-op Bank App?

The app allows you to manage your accounts, view transaction history, transfer funds between your accounts, and set up standing orders. You can also manage your Co-op Bank cards, create virtual cards, and perform various card services like resetting your PIN or blocking your card.

### How can I pay bills using the app?

You can pay bills directly to M-Pesa Paybill and Till numbers. The app also supports settling utility bills for providers like KPLC and DSTV, government fees through eCitizen and KRA, and school fee payments.

### What are the money transfer options available?

The app facilitates instant transfers to Co-op Bank accounts and wallets, as well as to mobile money services like M-Pesa and Airtel Money. You can also transfer to other local banks via PesaLink or RTGS, and send money internationally through Co-op Remit and SWIFT.

### Can I apply for loans through the app?

Yes, you can apply for loans and receive instant approval directly through the app. It also allows you to make loan repayments, view loan statements, and access all your Co-op and partner loan facilities in one place.

### Is the Co-op Bank App secure?

Yes, the app is designed with advanced security features to ensure you can bank with confidence. It incorporates multi-layer authentication and provides instant fraud protection for your transactions.

## Version history (last 5 releases)

### 1.0.217 — 2026-07-22

What’s New!
  - KPLC prepaid enhancements
  - Kamilisha loan enhancements
  - UI and UX enhancements included.
Please give us a 5-star rating!

### 1.0.213 — 2026-04-30

What’s New!

New feature now available:
  - Card Subscriptions Management.
  - Scheduled Payments to M-Pesa and KPLC Token
  - Goal Based Savings
  - Pay to Multi-currency Card functionality enabled.
  - Government payments.

Enhancements:
  - Multiple CISL accounts display.
  - Labour Day theme.

Please give us a 5-star rating!

### 1.0.208 — 2026-03-30

Easter Treats & Money Insights!
  - See your Money Moves with our new Wrapped feature that shows you exactly where your cash went!
  - Easter is in the air because we've added festive theme artifacts to make your app look better during the festive period.
  - Credit card power-up means iOS users can now withdraw straight to their accounts in just a few clicks.
  - Investing just got easier with fixes for CISL withdrawals
  - New eLoan top-up flow across all products.
  - Self-Service is even better so you can manage your own account details without any hassles.
 
Feeling the festive vibe? Rate us 5 stars!

### 1.0.207 — 2026-03-05

What's New!
• E-Loan repayment limits via M-Pesa fixed.
• Crash fixes for iOS 14 Pro Max.
• Optimized iOS session and inactivity.
• Quick Actions and Favorites fixes.
• Pay to Prepaid Card account filtering enhanced.

Please give us a 5-star rating!

### 1.0.205 — 2026-02-23

What’s new:
  - Enhancements on the CISL invest journey
  - Onboarding UI/UX clean ups
  - Hakikisha UI enhancements

Got a moment? Please rate us 5 stars! Your feedback helps us keep improving.

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## More apps by The Cooperative Bank of Kenya LTD

- [Mco-opCash](https://appshunter.io/ios/app/mco-opcash/id1518936555)
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All apps by The Cooperative Bank of Kenya LTD: https://appshunter.io/developer/889024519

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
