# CoAd Benefit Services > Secure mobile management for health benefit accounts (HSA, HRA, FSA). (iPhone/iPad app by PRIMEPAY, LLC.) - Source: https://appshunter.io/ios/app/coad-benefit-services/id1570279178 (this page in markdown: same URL + `.md`) - Developer: [PRIMEPAY, LLC](https://appshunter.io/developer/583267796) - Category: Finance - Price: Free - Rating: 3.80/5 from 263 App Store ratings · 79 written reviews indexed - Age rating: 17+ - Requires: iOS 17.0 · 32 MB - Languages: American English - Released: 2021-06-15 - Data updated: 2026-10-12 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/coad-benefit-services/id1570279178/reviews.md ## What is CoAd Benefit Services? Let CoAd help you save time while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health® ## Key features - Check account balances 24/7 - View account summaries and claims - Submit receipts for claims - File claims for FSA and HRA - Manage HSA transactions and investments - Pay bills and manage expenses - Scan product barcodes for eligibility ## What do users think of CoAd Benefit Services? Overall sentiment: negative **Pros** - 👍 Easy to use interface and navigation - 🚀 Quick and convenient reimbursement submission - 💰 Effective way to save money on medical and childcare expenses - 📱 Simple receipt upload process - ⚡ Fast payout when working correctly - 🎯 Direct deposit setup streamlines process - 📞 Helpful and efficient customer service hotline **Cons** - 🐛 Persistent loading screen issues and app freezes - 🔐 Login and authentication problems (Face ID, biometric failures) - 📤 Inconsistent receipt upload acceptance and confusing requirements - ⏱️ Long processing times for reimbursements (months of delays) - 💳 Card frequently declined with no clear explanation or notifications - 🚪 Automatic logout when switching between apps - 🔀 App and website inconsistency and poor communication - 💸 Excessive fees (monthly charges, check fees, investment fees) - ❌ Difficult account correction process - 🎨 Poor UI/UX design and outdated interface - ⚠️ Overly strict approval requirements and frequent claim denials - 🔑 Password management issues and inconsistent credentials between app/website - 📋 Limited documentation upload options - 🚫 Inability to delete or modify submitted receipts **Commonly reported bugs** - Never-ending loading screen preventing app usage - Face ID and biometric authentication not working - App crashes and constant shutdowns - Password not saving on iPhone - Autofill not accepting security codes - Session timeout during claim filing - Inconsistent password acceptance between app and website - App logs out due to inactivity during normal use - Smart scan feature malfunctioning - Receipt upload limits (4 receipts maximum) - Claims incorrectly applied to wrong account (FSA vs HRA) - App support link is non-functional **Most requested features** - Real-time notifications for card decline status - Ability to choose between HSA and FSA for claims - Delete or modify receipt functionality - Auto-fill capability for recurring monthly submissions - Persistent password saving across app and website - Improved app-website synchronization - Multiple receipt uploads without limits - Clearer transaction categorization - Automatic deductible application for FSA claims - Dark mode option - Offline functionality ## Recent user reviews (10 of 79) All indexed reviews: https://appshunter.io/ios/app/coad-benefit-services/id1570279178/reviews.md ### 1/5 — Terrible App Layout and Functionality *2026-09-22, version 315.4.0* I second the guy on the highlighted review who said this app just overall sucks. It constantly logs you out even if you just swipe to another app to check receipts or amounts of something. You have to have all the information in front of you and ready to go in order to submit a claim because it will not keep you logged in if you need to double-check something. Additionally, their requirements for receipts are absolutely absurd. It doesn’t matter if I submit a picture front and back of all 27 pages of my medical premium bill when only the information listed on page 3 is what matters at all, they require that I have a pdf version every time to submit which often takes about 3 weeks after making a payment to receive from my medical provider (Kaiser) but I am receiving bills with proof of payment day of that they will not accept. There is absolutely no user service that replies to any inquires made when asked, if there’s a problem then you’re better off reaching out to your employer and dealing with whoever handles the contract because that’s the only person you can get answers from and 9/10 times they don’t have the information you’re looking for so they have to reach out to customer service which takes even longer to get a reply from. Grateful for my employers way of handling things as they help to make some things expedited however the any support from within the app does not really exist. ### 1/5 — Worst company ever *2026-09-15, version 315.4.0* Terrible company to work with. I hate everything about them. They deny claims and then don’t tell you what to do to get it approved or why it was denied. ### 1/5 — Terrible App & Service *2026-09-01* The app constantly logs you out. You’re trying to switch back-and-forth to upload receipts and you get logged out. The company denies every single claim no matter how many receipts you upload I’ve spent more fighting with this company over money that is mine then it is worth the tax savings on. I’ve had to call so many providers to get a stupid letter for things that are so basic that should just be covered where receipts show what the service clearly is, PrimePay is so obnoxious. They do not need the details of every medical appointment, a copay should just be covered. They are the absolute worst company ever to deal with. ### 2/5 — Constant Problems *2026-08-24, version 315.4.0* This app annoys me so much I don't even want an FSA account anymore. ### 2/5 — Glitchy app *2026-07-30* Anytime you use the app and go back, you need to start over. It tells you you need to have direct deposit or you’ll be charged $5 each time. Even if you’ve already set up direct deposit. Very frustrating ### 5/5 — Easy *2026-07-13, version 315.4.0* Easy to use ### 5/5 — Great Job *2026-06-19, version 315.4.0* Top Notch ### 1/5 — The app is glitchy and customer service is the worst of any fsa company *2026-05-28, version 315.4.0* I don’t even know what to say about this app because it’ll get me steaming. I need to say it’s one out of five stars. ### 1/5 — Needs a lot of work *2026-05-22* Every time you switch to another app to get details it logs you out and you start over. WHY??? Not enough detail and confusing categories Card continuously gets blocked and not clear which transactions are blocking No notifications on app that your card is in decline status. Should be continuous and bring up problem receipts all the time. Get rid of check charge message if you have entered bank account info. This is another case of no one at firm uses app and / or the programmers don’t use. As other person stated they look for every excuse not to pay. Card being declined so pay out of pocket. I get receipt from Office for payment. Still not good enough. They also want EOB every time. Just get yourself. Seems random what they approve. One office approved another not approved. Receipts are identical. Same healthcare org two different physical offices I have never had so much problems with getting FSA money returned. App Support is dead link. It figures ### 5/5 — Easy to use! *2026-05-17* I have used this for many years for the flex account and childcare reimbursement. Although the receipt uploads are not always accepted and can be confusing, overall this is a great way to save money and help pay for childcare and medical expenses! ## Frequently asked questions about CoAd Benefit Services ### What can I do with the PrimePay Benefit Services app? The app allows you to manage your HSA, HRA, and FSA health benefit accounts. You can quickly check balances, view account summaries, see claims requiring receipts, and submit receipts for new or existing claims. It also supports filing claims for FSA and HRA, managing HSA transactions, paying bills, and tracking medical expenses. ### Is the PrimePay Benefit Services app secure? Yes, the app is designed to be secure. It uses your existing health benefits website username and password for login, and no sensitive account information is stored on your mobile device. You can also use Touch ID or Face ID for quick and secure access. ### How do I log in to the app? You can log in to the app using your same health benefits website username and password. If you have alternative login instructions provided to you, follow those. The app also supports Touch ID or Face ID for faster login. ### Can I manage my HSA investments through the app? Yes, if supported by your account, the app allows you to view and manage your HSA investments. You can also view, contribute, and distribute HSA transactions directly through the application. ### What if I forget my username or password? The app provides a feature to retrieve your forgotten username or password. This helps ensure you can regain access to your account information and continue managing your health benefits without interruption. ## Version history (last 5 releases) ### 317.15.0 — 2026-10-05 Version 317.0 provides you with: Security updates Bug fixes ### 315.4.0 — 2026-04-08 Version 315.0 provides you with: Security updates Bug fixes ### 312.19.0 — 2026-01-07 Version 312.0 provides you with: Security updates Bug fixes ### 20.6.0 — 2025-07-24 Version 20.0 provides you with: Enhanced security updates Bug fixes ### 20.5.0 — 2025-07-10 Version 20.0 provides you with: Enhanced security updates Bug fixes ## Apps similar to CoAd Benefit Services | App | Rating | Price | Category | | --- | --- | --- | --- | | [SafeBanker](https://appshunter.io/ios/app/safebanker/id1051022908) | 3.3 (31) | Free | Finance | | [MetLife HS&SA](https://appshunter.io/ios/app/metlife-hs-and-sa/id1529052516) | 3.4 (203) | Free | Finance | | [JAMIS Prime ERP](https://appshunter.io/ios/app/jamis-prime-erp/id1073761718) | 4.4 (598) | Free | Finance | | [PlanLink](https://appshunter.io/ios/app/planlink/id1626687408) | 4.8 (105) | Free | Finance | | [Consolidated Admin Services](https://appshunter.io/ios/app/consolidated-admin-services/id736707175) | 3.2 (9) | Free | Finance | | [Lancaster Red Rose](https://appshunter.io/ios/app/lancaster-red-rose/id1549945539) | 1.0 (1) | Free | Finance | ## More apps by PRIMEPAY, LLC - [PrimeFlex Mobile](https://appshunter.io/ios/app/primeflex-mobile/id583267793) - [PrimePay Employee App](https://appshunter.io/ios/app/primepay-employee-app/id1138815427) - [Time Clock: Managers](https://appshunter.io/ios/app/time-clock-managers/id1138828365) - [PrimePay Time Kiosk](https://appshunter.io/ios/app/primepay-time-kiosk/id1527491972) - [PrimePay Time & Scheduling](https://appshunter.io/ios/app/primepay-time-and-scheduling/id1527501842) All apps by PRIMEPAY, LLC: https://appshunter.io/developer/583267796 ## Related topics [primepay benefit services](https://appshunter.io/ios/topics/primepay-benefit-services) · [primepay](https://appshunter.io/ios/topics/primepay) · [primepay employee app](https://appshunter.io/ios/topics/primepay-employee-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-12.*