# Coast: Budget & FIRE — Spending, net worth, freedom

> Expense tracker and financial independence planner with private data storage. (iPhone/iPad app by 磊 郭.)

- Source: https://appshunter.io/ios/app/coast-budget-and-fire/id6793885422 (this page in markdown: same URL + `.md`)
- Developer: [磊 郭](https://appshunter.io/developer/1896777398)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 30 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2026-09-04
- Data updated: 2026-09-21
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/coast-budget-and-fire/id6793885422/reviews.md

## What is Coast?

Coast connects two questions most money apps keep apart: what did I spend today, and what year can I stop working.

Most expense trackers stop at "you spent $480 this month." Coast answers one more: how many days that pushed back your financial independence date.

— Tracking —
· Unlimited entries, free forever, never charged per transaction
· Snap a receipt: amounts and merchants are read on device, nothing leaves your phone
· Handles the messy stuff: splitting a bill, reimbursements, partial refunds, split payments, installments, recurring bills
· Tips, service charges, tax and discounts are noted separately — the app works out what you actually paid
· Tags, subcategories and templates: most entries take three seconds

— Net worth —
· Cash, investments, property and debt tracked separately
· Reconcile once against your real balance; everything after that stacks on top automatically
· A net worth curve that shows the trend, not one day's number

— Budget —
· Pace tracking: know mid-month whether you're going to go over
· Smart budgets suggest limits from what you actually spent, not a number you guessed

— Financial independence —
· FI progress and countdown at your current savings rate
· Coast FIRE: how much you need before you can stop saving and let compounding finish the job
· Scenarios: move cities, get a raise, buy a home — save several paths and compare them side by side
· Achievement range: from pessimistic to optimistic, which years your freedom date falls between

— Your data stays yours —
· No account, no server, no sign-up
· iCloud sync runs through your own private database — we can't see it, and there's nowhere for us to look
· Daily JSON snapshot backups you can export anytime; CSV and Excel import/export are never paywalled
· The only network request is fetching exchange rates. Nothing is uploaded.

— Widgets —
Left to spend this month, net worth, and your freedom countdown — without opening the app

— Free and Pro —
Recording is free forever: unlimited entries, every account and ledger tool, import/export, FI progress and countdown.
Pro unlocks projection and attribution: achievement range, what-if sliders, scenario simulator, Coast FIRE, Barista FIRE, full monthly report, repeat-buy insights, category budgets, multi-currency tracking, themes and app icons.

— Subscription details —
· Coast Pro (Yearly): ¥30/year, with a 7-day free trial, renews automatically
· Coast Pro (Lifetime): ¥60 one-time purchase, never converts to a subscription
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Cancelling during the free trial costs nothing.

Privacy Policy: https://eatlei.github.io/coast-site/privacy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Unlimited expense tracking
- Receipt scanning and data extraction
- Net worth tracking and trend visualization
- Pace and smart budget suggestions
- Financial independence projection and countdown
- Private data storage with iCloud sync
- Scenario planning for financial goals

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/coast-budget-and-fire/id6793885422/reviews.md

### 5/5 — 试用中，还挺有意思

*2026-09-20*

以前记账就只为知道花了多少钱，现在是一点开就知道距离财务自由（不是）还有多远，很直观，很有意思。弹性，必要和固定的分类很科学，不看不知道我弹性比必要花得还多可还行……

### 1/5 — 垃圾软件

*2026-09-19*

基本啥都要会员 市面免费的大多数功能还得要会员

**Developer response:** 早上醒来收到差评，吓得我我以为是出了什么大问题。
目前产品中记账的功能都是免费的，涵盖 50 多项功能其中只有 7，8 个分析和统计功能是会员。也想问一下在使用的时候发现哪个记账功能是无法正常使用的，我后面根据情况再灵活调整会员功能。

## Frequently asked questions about Coast

### Does Coast have ads?

No, Coast does not contain advertisements. The app is free to use for basic tracking and offers a Pro version for advanced features.

### How much does Coast Pro cost?

Coast Pro is available as a yearly subscription for ¥30/year or a one-time lifetime purchase for ¥60. The yearly subscription includes a 7-day free trial.

### Can I cancel my Coast Pro subscription?

Yes, you can manage or cancel your subscription anytime through your App Store account settings. Cancellations must be made at least 24 hours before the end of the current period to avoid renewal.

### What devices does Coast support?

Coast is supported on iPhone and iPad devices, allowing for seamless financial tracking across your Apple ecosystem.

### Is my financial data secure with Coast?

Yes, Coast prioritizes data privacy. It requires no account or server sign-up, and iCloud sync uses your private database. Daily JSON backups are available for export.

### What is the age rating for Coast?

Coast has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### How often is Coast updated?

The latest version of Coast is 1.0.4, and it was last updated on September 21, 2026. Updates are provided to enhance features and ensure reliability.

### What are the main benefits of Coast Pro?

Coast Pro unlocks advanced features like projection and attribution tools, achievement range analysis, scenario simulators, and detailed monthly reports, offering deeper insights into your financial future.

## Version history (last 5 releases)

### 1.0.4 — 2026-09-21

NEW
· Tags, upgraded: rename, merge, archive and add icons. Data tab → Tags card → Manage
· Tag detail: tap any tag to see its spending, entry count and a month-by-month bar chart; "Where it went" below breaks it down by category, pending reimbursements included
· Multi-currency is now free: multi-currency accounts and daily rates no longer require Pro
· Three new net-worth metrics: investment share, average monthly spending, and how many months your emergency fund covers. Top card on the Assets tab
· Debt level now has a named tier — Healthy, Steady… — and how far to the next one
· Settings links to the guide, FAQ and changelog
IMPROVED
· Charts unified: solid bars, threshold colors, a true zero baseline, capped bar width — one style across every tab
· Snappier motion: 29 animations back on the standard curves; with Reduce Motion on, cards fade in without moving
FIXED
· Month labels misaligned with bars in year view, and the line ending short of the current month (iOS 27)
· Tab bar stayed dimmed after closing Settings
· iCloud sync reset settled split bills to unsettled
· Automatic backups missed five tables and four fields
· Stray Chinese text in the English interface
Thank you for using Coast. Questions or ideas — write me anytime: hi@thisleon.com

### 1.0.3 — 2026-09-19

【AA 分账】
· 多人分摊一笔账：平均分、按金额、按比例都行
· 我付了等别人还，或者别人付了我来还，两个方向都能记
· 分账中心按人列出待收、待付，单笔或一键结清，账户余额自动同步
· 常用的参与人会记住，下次直接选
· 记账面板里就地拆账改名为「快速 AA」

【iPad 与 Mac】
· 支持 iPad，在 Mac 上也能用大窗口
· 大屏上改为侧边栏导航，数据页、FIRE 页的卡片分两列排布

【更顺手】
· 长按底部加号，直接选择记一笔、用模板、或发起 AA
· 四个页面右上角都能直接进入设置
· 输入金额从 0 开始，输入多少就显示多少，不再自动补 .00
· 切换页面、滑动列表、打开记账面板都更快更流畅

【更安心】
· 自动备份现在包含按月单独设置的预算

【问题修复】
· 修复备注只有空格时，账单标题显示为空白
· 修复小屏上记账金额「符号大、数字小」
· 修复 iOS 26 上长按加号没有反应

### 1.0.2 — 2026-09-12

修复一些问题

### 1.0.1 — 2026-09-09

Bug fixs

### 1.0 — 2026-09-05

No release notes.

## More apps by 磊 郭

- [EON - Subscription Tracker](https://appshunter.io/ios/app/eon-subscription-tracker/id6771706897)
- [Ace League](https://appshunter.io/ios/app/ace-league/id6778311800)

All apps by 磊 郭: https://appshunter.io/developer/1896777398

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*