# Coast Capital Savings

> Mobile banking app for managing accounts, budgeting, and financial transactions. (iPhone/iPad app by Coast Capital Savings.)

- Source: https://appshunter.io/ios/app/coast-capital-savings/id1466597953 (this page in markdown: same URL + `.md`)
- Developer: [Coast Capital Savings](https://appshunter.io/developer/536290491)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 46 App Store ratings · 177 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 65 MB
- Languages: American English
- Released: 2019-07-14
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/coast-capital-savings/id1466597953/reviews.md

## What is Coast Capital Savings?

The Coast Mobile® Banking app is full of innovative tools to help you do your banking on the go and take control of your finances. Take advantage of Money Manager, our free in-app personal financial management tool, that helps you learn about your spending habits, set budgets, track progress towards your goals and pay down debt more effectively.

FEATURES
 
•	Everyday transactions, simplified. Pay bills, transfer money and deposit cheques on the go.
•	Money Manager, our personal financial management tool that gives you the control to make smart, informed decisions with your money
•	Debit card management features allow you to lock your misplaced debit card, or order a replacement 
•	Digital void cheques make setting up pre-authorized debits and payroll deposits a breeze
•	Personalization features to make the app your own. Add a profile photo, change your background image and set favourite transactions. 
•	View your balances without logging in with Quickview and save time with biometric login features
•	Small business features including delegate management, membership consolidation and multi-signer transaction approvals

…and more. 
 
GETTING STARTED

To use the Coast Mobile Banking app, simply log in using the same username and password you use for Coast Online® Banking. 

Don't have a username and password yet? Visit coastcapitalsavings.com/startdigitalbanking to learn how to set it up.

Not a Coast Capital member? Visit coastcapitalsavings.com/member to sign up. 

SECURITY

Your digital security is our priority. We use sophisticated fraud detection technology that assesses real-time risk based on a number of indicators related to your information and the device you're using to log in, so you can bank online with confidence. And to verify you’re really you when performing certain transactions, we'll send you a security code to your email or mobile phone.

## Key features

- Personal financial management tool
- Bill payment and money transfer
- Mobile check deposit
- Debit card management (lock/replace)
- Digital void checks
- Biometric login and Quickview balances
- Small business banking features

## Recent user reviews (10 of 177)

All indexed reviews: https://appshunter.io/ios/app/coast-capital-savings/id1466597953/reviews.md

### 1/5 — Mobile app sucks now

*2026-07-25, version 4.5.0*

The app WAS fine until they redone the bottom bar removing all the quick access functions.

Now if you want to make a bill payment or e-transfer you got to navigate their clunky side menu.

### 1/5 — app has always been bad

*2026-07-24, version 4.5.0*

having to deal with constant crashing and "unavailable" pop ups before was frustrating, but this new UI is terrible. nobody wants to cycle through multiple side menus just to transfer funds to a different account

### 2/5 — Latest Update is a Downgrade

*2026-07-16, version 4.5.0*

The latest update is a downgrade and makes me cringe when I have to use it now.  Specifically, there are three things:

1. Scrolling within an account has two scroll windows now: the main app window and the separate transactions window.  When you slide you thumb up naturally to view your transactions, the main app window stays put now and the small transaction window at the bottom of the screen scrolls, allowing you to only see a couple lines at a time.  This makes me then have you slide the main app window up enough that I can see enough transaction lines.  Very annoying.  There was nothing wrong with the way it was before. 

2. All “pay bills, transfer money, e-transfer, etc” are hidden in a small, highly unintuitive button in the bottom corner labelled “Move”.  When the app first updated, I needed to pay a bill and transfer funds and saw there was no more intuitive obvious button to do that and had no idea where those actions went.  Finally, I noticed that “move” button and found those actions buried in there.  This adds another tap to the process which, in app good practices, is a failure.  Also, the options for moving money are very oddly prioritized, such as “request e-transfer” and “move $25,000 to an external account”.  How are those two things ranked higher than paying bills and transferring money within your own accounts/making an e-transfer?  I see that the practical buttons along the bottom have been replaced by “products” and “discover”, two things that are available in the left menu and, in my opinion, the least important things to have quick access too.  Yay, more GIC marketing (this is also way too plentiful on the opening screen). This whole process was flawless the way it was laid out before and by far the worst update of the lot.  

3. When paying a bill or transferring money, there is no “enter” or “done” button after entering the dollar amount which leaves a lot of confusion for how to finish typing in that screen.  Eventually, I figured it out just by tapping the screen all over, but this too is a total UI failure.  

I’ve always had high praise for the CC app and loved working in it.  Now, I avoid it as much as necessary.

### 1/5 — New layout broken

*2026-07-14, version 4.5.0*

The new layout is completely broken.  Controls cover other controls, can't close some of them.  Stuff is hidden in more menus, everything is harder to locate and use, and requires way more button presses.  There was no need for a layout change, especially to one that's measurably worse in every way.

### 1/5 — Frustrating UX changes in v4.5.0

*2026-06-30, version 4.5.0*

The new UX changes to the tab bar make everyday banking more difficult, and seem designed to instead push products on you. The new floating bubble for everyday transactions looks like a cheap android interface rather than a well-integrated design you would expect on iOS, and the menu it opens looks even cheaper with its “fastest” banner over requesting e-transfers. Again, another UX nudge that seems aimed towards getting your money into your account so it’s available for products they want to push, rather than consideration for people using the app for everyday banking.

These changes to the app were also coordinated with a phone campaign tied to their high interest savings promotion, with advisors trying to get you in to invest in their products. This is disappointing behaviour—what happened to the stress-free culture at Coast Capital?

I will change my review if the UX changes are reverted.

Update to my review after more use: They also broke favourite transactions with this update, which I use to pay my bills on time. Clicking a favourite transaction now brings you to the transaction page without any of the transaction info filled in… this is affecting me personally now, beyond feelings of frustration. Unbelievable.

### 1/5 — Recent update is terrible

*2026-06-27, version 4.5.0*

This App was fine before, but it recently changed and now it is absolutely horrible to navigate. I hope they change it back to the way it was. Not an improvement in the least bit.

### 1/5 — Terrible

*2026-06-26, version 4.5.0*

So many problems!!! Extremely frustrating.

### 1/5 — Wish I didn’t update

*2026-06-18, version 4.5.0*

This new version isn’t an upgrade

Lost all of my quick buttons at the bottom 
(Account, transfer, eTransfer, Pay Bill)

When I try to pay a bill or complete a transfer, the CONTINUE button disappears. 

:(

### 1/5 — QA issues

*2026-06-17, version 4.5.0*

After the latest update, I can’t even submit a complaint within the app. I get “message is invalid” error message. My original complaint to send:

Cannot add new payee since the keyboard does not minimize after entering the OTP. 

Please fix and do better. Thanks.

### 1/5 — Awful update

*2026-06-13, version 4.5.0*

Recent changes to the app make it harder to use.  Used to be able to pay my bills super fast now I have to search for the option.  Wish they would stop making unnecessary changes to the app.

## Frequently asked questions about Coast Capital Savings

### What can I do with the Coast Mobile Banking app?

The app allows you to perform everyday banking transactions like paying bills, transferring money, and depositing cheques. It also includes a personal financial management tool to track spending, set budgets, and manage debt. You can also manage your debit card, set up direct deposits, and access small business features.

### Is the Coast Mobile Banking app free to use?

Yes, the Coast Mobile Banking app is free to download and use. The description highlights 'Money Manager' as a 'free in-app personal financial management tool', indicating no additional cost for its core features.

### How do I log in to the Coast Mobile Banking app?

To use the app, you simply log in using the same username and password you use for Coast Online Banking. If you do not have a username and password, you can set one up by visiting the provided website.

### What security features does the app offer?

The app prioritizes digital security with sophisticated fraud detection technology that assesses real-time risk. It also uses security codes sent to your email or mobile phone to verify your identity for certain transactions, ensuring you can bank with confidence.

### Can I use this app if I'm not a Coast Capital member?

No, this app is designed for Coast Capital members. If you are not yet a member, you can visit the provided website to sign up and learn how to become a member.

## Version history (last 5 releases)

### 4.6.0 — 2026-08-12

This release includes several digital banking UX design updates, fixes and improvements.

### 4.5.0 — 2026-06-10

This release includes several digital banking UX design updates, fixes and improvements.

### 4.4.0 — 2026-05-13

This release includes several digital banking UX design updates, fixes and improvements.

### 4.3.0 — 2026-02-24

This release includes several digital banking UX design updates, fixes and improvements.

### 4.2.3 — 2025-12-23

This release includes back-end fixes only

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
