# Coastful: FIRE Calculator — Coast FIRE & Retirement > Personalized FIRE and retirement calculator based on user's portfolio and expenses. (iPhone/iPad app by ZW Studio LLC.) - Source: https://appshunter.io/ios/app/coastful-fire-calculator/id6769537698 (this page in markdown: same URL + `.md`) - Developer: [ZW Studio LLC](https://appshunter.io/developer/1896285113) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 9 MB - Languages: American English, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Greek, Hebrew, Hindi and 16 more - Released: 2026-05-20 - Data updated: 2026-08-14 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/coastful-fire-calculator/id6769537698/reviews.md ## What is Coastful? Know the exact year you can stop working - or stop saving. Coastful is the Coast FIRE and retirement calculator built around YOUR portfolio. Project the year you can retire from real expenses, your real allocation, and the assumptions YOU choose. Whether you're planning Coast FIRE, Lean FIRE, or Fat FIRE, the math runs on your actual asset mix - not a textbook 4% rule. Coastful also models real-dollar inflation and runs what-if scenarios to show how any change moves your FIRE year. Your data lives on your device. No bank logins, no accounts, no ads. Use Coastful purely offline. ---------------------------------------- FREE - the personalized calculator PERSONALIZED SAFE WITHDRAWAL RATE A real-return SWR built from your actual asset mix - not a generic 4%. Sample portfolio: Base 4.0% becomes Personal 3.1%, a more honest FIRE number. Set an expected return per asset and tune your own inflation assumption. YOUR FIRE YEAR, TWO WAYS Tell Coastful what you save and see the year you reach FIRE - or set a target date and see the savings needed to get there. NET WORTH, TRACKED Net-worth dashboard with year-over-year history and allocation by category. Snapshots build your history over time. Quick-update any value with a one-tap pencil, or batch-update at month-end. Track up to 10 assets, in 30+ currencies with daily auto-conversion. INFLATION, MODELED Every future dollar in your projection is discounted by inflation - the chart is real-dollar, not nominal, and tunable to your view. ---------------------------------------- COASTFUL PRO COAST FIRE SIMULATION Find the year you can stop contributing - and let compounding finish the job on time. Sample portfolio: stop saving 2036, retire by 2056. WHAT-IF SCENARIOS See how a change today moves your FIRE year: - Save $500 more / month: 7 years faster - Market drops 30% in 3 years: 5 years delayed - Upgrade home $368K to $700K: 7 years delayed UNLIMITED ASSETS Track every account, property, and holding - no 10-asset cap. iCLOUD SYNC Keep your assets, snapshots, and FIRE plan in step across all your iPhones and iPads through your own private iCloud. Coastful Pro is available as a monthly subscription or a one-time lifetime purchase that includes all future Pro features. ---------------------------------------- PRIVACY BY DESIGN - Your data lives on your device. No backend account. iCloud Sync (Pro) moves your data through your own iCloud account, not our servers. - No bank logins - you enter your own values. - No ads, no ad SDKs, no third-party trackers. Anonymous usage analytics are opt-in, never include any financial amounts, and can be turned off in Settings. - Optional Face ID / Touch ID lock on every launch. - Your exports and imports stay on your device. ---------------------------------------- Terms of Use (EULA): https://zwstudiollc.com/terms.html Privacy Policy: https://zwstudiollc.com/privacy.html ## Key features - Customizable FIRE year projection - Personalized Safe Withdrawal Rate (SWR) - Net worth tracking with history - Real-dollar inflation modeling - What-if scenario analysis - Offline functionality - Privacy-focused design ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Coastful Pro (Monthly) | $1.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Coastful Pro (Lifetime) | $19.99 | one-time | ## Frequently asked questions about Coastful ### What is Coastful? Coastful is a FIRE (Financial Independence, Retire Early) and retirement calculator designed to project your exact retirement or Coast FIRE year. It uses your real expenses, portfolio allocation, and chosen assumptions for personalized calculations. ### How does Coastful calculate my FIRE year? Coastful calculates your FIRE year by factoring in your actual asset mix to determine a personalized Safe Withdrawal Rate (SWR), unlike generic 4% rules. It also models real-dollar inflation and allows you to set target savings or a target date. ### Does Coastful have ads? No, Coastful is ad-free. The app is designed with privacy in mind and does not contain advertisements or ad SDKs. Anonymous usage analytics are opt-in and can be turned off. ### What are the features of Coastful Pro? Coastful Pro offers advanced features like Coast FIRE simulation to find when you can stop contributing, unlimited asset tracking, and iCloud Sync to keep your data consistent across devices. It is available via monthly subscription or a lifetime purchase. ### Is my financial data secure with Coastful? Yes, your data lives on your device and is not stored on backend servers. Coastful does not require bank logins, and iCloud Sync (Pro) uses your own iCloud account for data transfer, ensuring high privacy. ### What devices does Coastful support? Coastful is available for iPhone and iPad devices. It offers offline functionality, meaning you can use it without an internet connection. ### How often is Coastful updated? The latest version of Coastful is 2.0, last updated on July 8, 2026. Updates typically include new features, performance improvements, and bug fixes to enhance the user experience. ### What is the cost of Coastful? The basic version of Coastful is free and includes the personalized calculator. Coastful Pro, offering advanced features, is available as a monthly subscription for $1.99 with a 3-day free trial, or as a one-time lifetime purchase. ## Version history (last 4 releases) ### 2.0 — 2026-07-08 What's new • A fresh new look — a cleaner, more modern design with refreshed icons, crisper contrast, and full Dark Mode support. • A guided first-run tour walks you through adding assets, tracking your net worth, and building your personalized FIRE plan. • Personalized Safe Withdrawal Rate is now FREE — your FIRE number comes from your real asset mix, with a per-asset expected return and your own inflation assumption. • Solve it two ways: see the year you reach FIRE, or set a target date and see the savings needed to get there. • Clearer paywall with a side-by-side Free vs Pro comparison. ### 1.2 — 2026-06-03 What's new in 1.2 • iPad-native layout — sidebar navigation plus a two-pane Dashboard and FIRE calculator that uses the full screen. • iCloud Sync (opt-in) — your assets, snapshots, and FIRE plan stay in step across all your iPhones and iPads. Enable in Settings → iCloud Sync. • 19 new in-app languages — including Hindi, Hebrew, Greek, Indonesian, Thai, Polish, Czech, Hungarian, and more. Coastful now ships in 27 languages. ### 1.1 — 2026-05-24 1.1: Multi-currency support — track assets in 30+ currencies, with auto-conversion at today's ECB reference rates. ### 1.0 — 2026-05-20 No release notes. ## More apps by ZW Studio LLC - [IDFrame – Passport Photo](https://appshunter.io/ios/app/idframe-passport-photo/id6766401314) - [Additive Scanner: Myredient](https://appshunter.io/ios/app/additive-scanner-myredient/id6770811199) - [Birthday Reminder: Loomday](https://appshunter.io/ios/app/birthday-reminder-loomday/id6777092627) - [Costfolio: Expense Tracker](https://appshunter.io/ios/app/costfolio-expense-tracker/id6778279369) - [Colorwild: Coloring Page Maker](https://appshunter.io/ios/app/colorwild-coloring-page-maker/id6789404965) All apps by ZW Studio LLC: https://appshunter.io/developer/1896285113 ## Related topics [coast fire calculator](https://appshunter.io/ios/topics/coast-fire-calculator) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*