# Coba Fintech US & MX — US Account with Mexican Power

> Cross-border financial platform for managing US income and Mexican financial needs. (iPhone/iPad app by Coba Technologies, Inc..)

- Source: https://appshunter.io/ios/app/coba-fintech-us-and-mx/id6445868982 (this page in markdown: same URL + `.md`)
- Developer: [Coba Technologies, Inc.](https://appshunter.io/developer/1674378707)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 10 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 46 MB
- Languages: English
- Released: 2023-03-15
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/coba-fintech-us-and-mx/id6445868982/reviews.md

## What is Coba Fintech US & MX?

At Coba, we believe that living and working beyond borders should be seamless and empowering. Our platform is designed to help professionals manage their finances across the US and Mexico without friction, allowing them to focus on what matters most—progressing in a global world.

* What is Coba?
Coba is a cross-border financial platform that allows you to manage your US income and Mexican financial needs in one place. Whether you earn in dollars and spend in pesos, send money home to family, or pay for services across borders, Coba offers the tools to make it easy. Our FDIC-insured account allows you to manage your money in USD, send instant transfers to Mexico, and enjoy local services—all with zero hidden fees and optimal FX rates.

* Open a US Deposit Account in Minutes
Coba makes opening a US account simple and fast. Here’s what you get:
- US Deposit Account: Easily open a U.S.-based, FDIC-insured account with just your Mexican ID. Manage your earnings and expenses securely in the US.
- Access the US Financial System: Get access to ACHs to transfer money to vendors, or connect the Coba account to other platforms using Plaid. 
- Instant Cross-Border Transfers: Send and receive funds instantly with our interconnected platform. Easily transfer money between your US account and Mexico with seamless USD-MXN transactions.
- Local MX Services: Access Mexican ATMs with your Coba card, make local payments, and enjoy spending in pesos directly from your U.S. account. Stay connected to both financial systems in real-time.
- Full FX Control: Maximize the value of your USD with the best FX rates for spending or sending money home to Mexico.

* MX SEPI Connected to Your US Deposit Account
Coba integrates Mexico’s SPEI system with your US Deposit account, making cross-border transactions easier than ever.

- Direct SPEI Transfers: Send money instantly from your US Deposit Account to any recipient in Mexico via the SPEI system, including family, vendors, and service providers.
- Automated Payments: Set up scheduled and recurring payments to cover expenses like mortgages, credit card bills, and more—all with the convenience of automation, so you never miss a payment.
- Payments based on FX Deltas or Gains: Program your payments to be settled based on an FX surplus or when an expected threshold has been achieved.  

How to Open an Account
It’s easy to get started with Coba:
1. Download the App.
2. Apply: Open a US Deposit Account in minutes with your Passport or INE and basic details. It’s quick and secure.*
3. Start Getting Deposits: Once your account is open, you can begin receiving payments in USD and managing your cross-border finances right away.

*  Opening time may vary based on eligibility and accurate information. Additional documents available for U.S. residents.

- Disclaimer
Coba is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass-through FDIC insurance coverage is subject to certain conditions. The Coba Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

## Key features

- US Deposit Account
- Instant Cross-Border Transfers
- Local MX Services
- Full FX Control
- Direct SPEI Transfers
- Automated Payments

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/coba-fintech-us-and-mx/id6445868982/reviews.md

### 5/5 — Excelente

*2024-09-10*

Muy sólida y confiable, tanto en la parte bancaria como en la parte tecnológica

### 5/5 — Probably the easiest way to change USD to MXN

*2024-04-12*

It’s refreshingly quick and simple to get an account receive dollars and send pesos to Mexico.

## Frequently asked questions about Coba Fintech US & MX

### What is Coba?

Coba is a financial technology company that provides a cross-border financial platform. It allows users to manage their US income and Mexican financial needs in one place, offering services like US deposit accounts and instant transfers to Mexico.

### How do I open a US account with Coba?

You can open a US deposit account with Coba in minutes by downloading the app and applying with your Mexican Passport or INE and basic details. The process is designed to be quick and secure.

### Does Coba have any hidden fees?

Coba states that its platform offers zero hidden fees. Users can manage their money in USD, send instant transfers to Mexico, and access local services with optimal FX rates.

### How does Coba handle currency exchange?

Coba provides full FX control, allowing users to maximize the value of their USD with optimal FX rates for spending or sending money to Mexico. It also integrates Mexico's SPEI system for seamless USD-MXN transactions.

### Is my money safe with Coba?

Coba offers an FDIC-insured US deposit account, meaning your funds are insured up to the standard maximum deposit insurance amount. Banking services are provided by Bangor Savings Bank, Member FDIC.

### What devices does Coba support?

Coba is available on iPhone and iPod devices. The app was last updated on December 31, 2024, indicating ongoing development and support.

### What is the user rating for Coba?

Coba has a high user rating of 4.6 stars based on 10 ratings. This suggests a generally positive user experience with the app's services.

### Does Coba have ads?

No, Coba does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 1.6.84 — 2024-12-31

We’ve made some improvements to enhance your experience! This update includes:

Performance enhancements for smoother use
Bug fixes and stability improvements
Minor tweaks to improve overall functionality

### 1.6.83 — 2024-12-27

We’ve made some improvements to enhance your experience! This update includes:

Performance enhancements for smoother use
Bug fixes and stability improvements
Minor tweaks to improve overall functionality

### 1.6.82 — 2024-12-18

We’ve made some improvements to enhance your experience! This update includes:

Performance enhancements for smoother use
Bug fixes and stability improvements
Minor tweaks to improve overall functionality

### 1.6.81 — 2024-12-05

We’ve made some improvements to enhance your experience! This update includes:

Performance enhancements for smoother use
Bug fixes and stability improvements
Minor tweaks to improve overall functionality

### 1.6.80 — 2024-11-27

We’ve made some improvements to enhance your experience! This update includes:

Performance enhancements for smoother use
Bug fixes and stability improvements
Minor tweaks to improve overall functionality

## Apps similar to Coba Fintech US & MX

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Fintrust](https://appshunter.io/ios/app/fintrust/id1670384013) | — | Free | Finance |
| [Netevia](https://appshunter.io/ios/app/netevia/id1625351334) | 5.0 (10) | Free | Finance |
| [YWCA IRC](https://appshunter.io/ios/app/ywca-irc/id1593017892) | — | Free | Finance |
| [MoneyPigeon](https://appshunter.io/ios/app/moneypigeon/id6444316001) | 5.0 (9) | Free | Finance |
| [UCash - Staking](https://appshunter.io/ios/app/ucash-staking/id1669095138) | — | Free | Finance |
| [Artist Growth Wallet](https://appshunter.io/ios/app/artist-growth-wallet/id1640572438) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*