# Cobalt: AI Finance & Budgeting — Talk to your Money

> Talk to your Money (iPhone/iPad app by Cobalt Personal Finance Inc..)

- Source: https://appshunter.io/ios/app/cobalt-ai-finance-and-budgeting/id6757945133 (this page in markdown: same URL + `.md`)
- Developer: [Cobalt Personal Finance Inc.](https://appshunter.io/developer/1869841754)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 26.1 · 55 MB
- Languages: English
- Released: 2026-03-23
- Data updated: 2026-08-11
- User reviews in markdown: https://appshunter.io/ios/app/cobalt-ai-finance-and-budgeting/id6757945133/reviews.md

## What is Cobalt?

Cobalt is an AI-powered personal finance management app designed to be the easiest way to understand and track your finances.

Designed to be simple and powerful, Cobalt uses AI to handle the heavy lifting: automatic categorization, personalized insights, and clear financial overviews so you can stay on top of your money.

Connect your accounts and get a complete view of your financial life in one place. Ask questions about your spending, track trends, and better understand your finances.

Key Features:

All Accounts, One View: Link bank accounts, credit cards, and investments to see your full financial picture.

AI-Powered Insights: Understand your spending patterns and financial trends with intelligent insights.

Smart Categorization: Automatically organized transactions with clean, readable labels.

Net Worth Tracking: Monitor your financial progress over time with intuitive charts.

Market Insights: Stay informed with relevant news and information about companies you follow.

Privacy First: We never sell your data and use secure providers like Plaid and Snaptrade for account connections.

Cobalt is also available on the web at try-cobalt.com.

Cobalt is a personal finance management tool and does not provide financial, investment, or lending services.

Privacy Policy: https://www.cobaltpf.com/privacy

Terms: https://www.cobaltpf.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Cobalt Monthly Subscription | $6.99 | per month |
| Cobalt Annual Plan | $69.99 | per year |



## Version history (last 5 releases)

### 1.3.1 — 2026-06-30

More networth bugs and removed news data

### 1.3 — 2026-06-24

networth bug fixes

### iOS App Version 1.2 — 2026-06-03

Updated screenshots
Revamped UI

### 1.0 — 2026-03-25

Bug fixes

New IOS Google client ID
Updated Screenshots

### 1.1 — 2026-03-24

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*