# Cobalt Card Manager

> Mobile app for real-time debit and credit card transaction alerts and usage controls. (iPhone/iPad app by SAC FCU.)

- Source: https://appshunter.io/ios/app/cobalt-card-manager/id1575783342 (this page in markdown: same URL + `.md`)
- Developer: [SAC FCU](https://appshunter.io/developer/423645300)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 10.3 · 83 MB
- Languages: English
- Released: 2021-10-04
- Data updated: 2026-06-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cobalt-card-manager/id1575783342/reviews.md

## What is Cobalt Card Manager?

Protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.
Alerts Ensure Safe, Secure Card Usage
Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. This app can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.
Location-Based Alerts and Controls
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.
Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
Card On/Off Setting
When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.
Additional Capabilities
This app also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:
• Real-time balance inquiries
• Locating ATMs
Key Benefits
• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance

## Key features

- Real-time transaction alerts
- Location-based transaction controls
- Spending limits
- Merchant category controls
- Card on/off setting
- ATM locator
- Balance inquiries


## Frequently asked questions about Cobalt Card Manager

### How does Cobalt Card Manager protect my cards?

Cobalt Card Manager protects your cards by sending real-time transaction alerts and allowing you to set custom usage controls. You can define where, when, and how your cards are used, and even turn them off remotely if lost or stolen.

### Can I set spending limits with Cobalt Card Manager?

Yes, you can establish spending limits to control the maximum dollar value for transactions. Transactions exceeding your defined thresholds will be declined, helping you manage your budget effectively.

### Does Cobalt Card Manager offer location-based controls?

Yes, Cobalt Card Manager features 'My Location' and 'My Region' controls. 'My Location' restricts transactions to merchants near your phone's GPS, while 'My Region' uses city, state, or zip codes to define acceptable transaction areas.

### Can I turn my card off with Cobalt Card Manager?

Absolutely. The 'Card On/Off Setting' allows you to disable your card instantly. This is useful for lost or stolen cards, preventing fraudulent activity, or simply controlling your spending.

### What types of transactions can be monitored with Cobalt Card Manager?

You can monitor and manage transactions across specific merchant categories like gas stations, restaurants, and groceries. Additionally, you can track in-store purchases, e-commerce, mail/phone orders, and ATM transactions.

### Is Cobalt Card Manager available on all devices?

Cobalt Card Manager is available for iPhone, iPad, and iPod devices. It is designed for users within the Apple ecosystem.

### What is the update frequency for Cobalt Card Manager?

The app was last updated on February 9, 2022, with version 5.53.1. While specific update frequency isn't detailed, this indicates ongoing maintenance and development.

### What is the user sentiment for Cobalt Card Manager?

Based on the provided data, Cobalt Card Manager has a rating of 1.0 stars from 1 rating. This indicates a very limited user feedback pool, making it difficult to gauge overall sentiment.

## Version history (last 1 release)

### 5.53.1 — 2022-02-09

We are continually releasing new updates to further improve the user experience. Please be sure to turn on automatic updates to get the most out of CardValet. 
	 
In the latest release we’ve:
	· Updated the ADA User Experience 
	· Addressed other minor code bugs 
	 
If you’re experiencing issues, please reach out to your Financial Institution for assistance.

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## More apps by SAC FCU

- [Cobalt Mobile Banking](https://appshunter.io/ios/app/cobalt-mobile-banking/id1228209200)
- [Cobalt Business Banking](https://appshunter.io/ios/app/cobalt-business-banking/id1331130853)
- [Cobalt Video Banking](https://appshunter.io/ios/app/cobalt-video-banking/id1460722709)

All apps by SAC FCU: https://appshunter.io/developer/423645300

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*