# Cobalt Mobile Banking > Mobile banking app for managing accounts, credit, and transactions. (iPhone/iPad app by SAC FCU.) - Source: https://appshunter.io/ios/app/cobalt-mobile-banking/id1228209200 (this page in markdown: same URL + `.md`) - Developer: [SAC FCU](https://appshunter.io/developer/423645300) - Category: Finance - Price: Free - Rating: 4.84/5 from 3,967 App Store ratings · 113 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 117 MB - Languages: English, Spanish - Released: 2017-05-05 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cobalt-mobile-banking/id1228209200/reviews.md ## What is Cobalt Mobile Banking? Manage your finances conveniently and securely with the Cobalt Credit Union Mobile App. Whether at home or on the go, you can check your balances, monitor your credit score, view transactions, transfer funds, deposit checks and much more! Take charge of your money, with mobile banking you can: • View account balances and activity • Monitor your credit • Pay Bills • Search transaction history • View, approve or cancel transactions To use this app, simply download and sign on with your existing Online Banking user credentials. To enroll or for more information about Cobalt Credit Union’s Mobile App, please visit www.cobaltcu.com or call us at 402-292-8000. ## Key features - View account balances and activity - Monitor credit score - Pay bills - Search transaction history - Transfer funds - Deposit checks ## What do users think of Cobalt Mobile Banking? Overall sentiment: neutral **Pros** - 👍 Reliable banking experience - 👍 Familiar and user-friendly UI - 👍 Helpful credit score features - 👍 Great customer service - 👍 Spectacular personal loan service - 👍 Aesthetically pleasing app - 👍 Convenient mobile banking - 👍 Stable and trustworthy credit union **Cons** - 🐛 Frequent app crashes and downtime - 🐛 Login and password issues - 🐛 Inconsistent app performance - 🐛 Outdated and limited app features - 🐛 Difficult check deposit process - 🐛 Ads and unnecessary prompts - 🐛 Lack of dark mode and text size options - 🐛 Face ID/Touch ID frequently deactivates **Commonly reported bugs** - Inability to update or install app - Continuous login loop issues - Blank/crashing app on launch - Inconsistent app behavior on iOS 16.4 **Most requested features** - Running balance history - External account transfers - Credit card payment integration - Improved notification system - Enhanced accessibility options ## Recent user reviews (10 of 113) All indexed reviews: https://appshunter.io/ios/app/cobalt-mobile-banking/id1228209200/reviews.md ### 1/5 — Stop notification spam!!! *2026-07-23, version 4021.0.2* Ahem. STOP SENDING NOTIFICATIONS SOLICITING CUSTOMERS FOR LOANS OR OTHER PRODUCTS! YOU ARE ABUSING YOUR CONTRACT WITH YOUR CUSTOMERS THAT NOTIFICATIONS BE *IMPORTANT*!!! QUIT SENDING ADS IN NOTIFICATIONS OR LET US OPT OUT OF THEM! NOW!!! ### 5/5 — Good service *2026-07-01, version 4021.0.2* Banking over 25 years. Very satisfied. ### 1/5 — Not working properly *2026-05-29, version 4021.0.2* It’s not working properly to login & always have the errors, please fix it! ### 5/5 — Wow! *2026-04-29, version 4020.2.0* Coming from a giant bank to Cobalt was one of the best decisions we made! Customer service is great and the app itself is incredible intuitive and easy to use. ### 5/5 — Tara is very polite and professional and the rest are very friendly.. *2026-04-08, version 4020.2.0* Jan Peden Pape ### 5/5 — Mobile banking *2026-04-02, version 4020.1.1* Easy to use. ### 4/5 — Account Hacked *2026-02-09, version 4019.1.0* I don’t understand how someone can pull money from your account and you have never purchased anything from them and you only use your card at certain merchants and never online. I’m very confused ### 5/5 — Customer friendly *2026-01-06, version 4019.0.3* Simple and easy to use! ### 5/5 — Un buen banco *2025-12-13, version 4018.1.1* Me encanta esta aplicación ### 5/5 — Reliable *2025-12-04, version 4018.1.1* Straight forward online banking and familiar UI w/ useful credit score features ## Frequently asked questions about Cobalt Mobile Banking ### What can I do with this mobile banking app? This app allows you to manage your finances conveniently and securely. You can check your account balances and activity, monitor your credit score, pay bills, search your transaction history, and transfer funds between accounts. It also supports depositing checks directly through the app. ### How do I sign up for or use the app? To use the app, simply download it and sign on using your existing Online Banking user credentials. If you do not have online banking credentials, you can enroll through the Cobalt Credit Union website or by contacting them directly. ### Is this app free to use? Yes, the app is free to download and use. There are no direct costs associated with using the mobile banking features provided by Cobalt Credit Union. ### What if I have questions or need support? For more information about the app or if you encounter any issues, you can visit the Cobalt Credit Union website at www.cobaltcu.com or call them directly at 402-292-8000. They can assist you with enrollment and any other inquiries. ## Version history (last 5 releases) ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-04-07 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.1.1 — 2026-03-05 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.0.0 — 2026-02-11 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4019.1.0 — 2026-01-21 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to Cobalt Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | | [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance | | [Banco Río Token](https://appshunter.io/ios/app/banco-rio-token/id1526318960) | — | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | ## More apps by SAC FCU - [Cobalt Business Banking](https://appshunter.io/ios/app/cobalt-business-banking/id1331130853) - [Cobalt Video Banking](https://appshunter.io/ios/app/cobalt-video-banking/id1460722709) - [Cobalt Card Manager](https://appshunter.io/ios/app/cobalt-card-manager/id1575783342) All apps by SAC FCU: https://appshunter.io/developer/423645300 ## Related topics [cobalt credit union](https://appshunter.io/ios/topics/cobalt-credit-union) · [cobalt mobile banking](https://appshunter.io/ios/topics/cobalt-mobile-banking) · [cobalt](https://appshunter.io/ios/topics/cobalt) · [xobolt](https://appshunter.io/ios/topics/xobolt) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*