# Cobalto: Personal Finance — - Your finances, simplified

> - Your finances, simplified (iPhone/iPad app by Ricardo Camarena.)

- Source: https://appshunter.io/ios/app/cobalto-personal-finance/id6769167960 (this page in markdown: same URL + `.md`)
- Developer: [Ricardo Camarena](https://appshunter.io/developer/1778346956)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 13 MB
- Languages: American English, European Spanish
- Released: 2026-06-18
- Data updated: 2026-10-04

## What is Cobalto?

Understanding your money shouldn’t be complicated.

Cobalto brings your accounts, expenses, income, cards, budgets, and upcoming payments together in one place. All within a clear, private experience designed specifically for the Apple ecosystem.

YOUR FINANCES AT A GLANCE

See your net worth, balances, recent activity, upcoming commitments, budgets, and personalized insights from a redesigned Home experience.

ACCOUNTS AND CREDIT CARDS

Organize bank accounts, cash, savings, investments, vaults, and credit cards. Review balances, available credit, utilization, payment options, and activity with clear, detailed views.

FAST EXPENSE TRACKING

Record income and expenses in seconds. Add an amount, choose an account and category, include notes, or scan a receipt to speed up entry.

CLEARER BUDGETS

Set spending limits, track your progress, and quickly identify which budgets need attention and how much remains available.

UPCOMING PAYMENTS

Keep subscriptions, loans, installment purchases, card payments, and other financial commitments organized in one place.

ASK COBALTO

Explore your own financial information using natural-language questions. Ask about upcoming payments, spending, accounts, budgets, and other information stored in Cobalto.

POWERFUL SEARCH

Find transactions by name, amount, category, account, date, and more.

MONTHLY SUMMARY AND INSIGHTS

Review your recent financial activity, identify patterns, and better understand how your money changes over time.

WIDGETS AND QUICK CONTROLS

Keep balances, upcoming payments, and credit information visible with redesigned widgets and convenient controls.

PRIVACY BY DESIGN

Your financial information is stored in your private iCloud database and is not routed through Cobalto servers. Your data stays synchronized across your supported Apple devices through iCloud.

Some features require Cobalto Premium.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Cobalto Premium Mensual | $4.99 | per month |
| Cobalto Premium Anual | $39.99 | per year |


## Is Cobalto safe?

Not enough ratings yet to assess Cobalto.

## Is Cobalto legit?

Cobalto: Personal Finance has limited verification signals. The AppsHunter Legitimacy Score for Cobalto is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 2.0 — 2026-09-22

Discover Cobalto 2.0, our biggest update yet. This release introduces a completely redesigned experience for understanding your money, organizing your accounts, and making better financial decisions.

READY FOR WHAT’S NEXT

Cobalto 2.0 was designed using technologies from the newest generation of Apple operating systems, beginning with iOS.

A NEW EXPERIENCE

The app has been thoughtfully redesigned with clearer navigation, refined interactions, improved layouts, and a more consistent experience throughout.

A SMARTER HOME

See your net worth, accounts, recent activity, budgets, upcoming commitments, and personalized insights from a redesigned Home view.

ASK COBALTO

Explore your own financial information using natural-language questions about upcoming payments, spending, accounts, budgets, and more.

MORE POWERFUL SEARCH

Find transactions by name, amount, category, account, date, and other relevant details.

REDESIGNED ACCOUNTS AND CARDS

Review balances, activity, available credit, utilization, and payment options with clearer, more detailed views.

CLEARER BUDGETS

Quickly understand which budgets need attention, how much you have spent, and how much remains available.

UPCOMING PAYMENTS AND COMMITMENTS

Keep subscriptions, loans, installment purchases, card payments, and other upcoming charges organized in one place.

NEW MONTHLY SUMMARY

Review recent activity, recognize patterns, and better understand how your finances change over time.

FASTER ENTRY AND RECEIPT SCANNING

Record income and expenses with a streamlined flow, or scan a receipt to speed up entry.

REDESIGNED WIDGETS

Keep balances, upcoming payments, budgets,

### 1.0 — 2026-06-18

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-04.*