# CobWeb Pay: Buy & Spend Crypto — Comprehensive digital wallet > Crypto wallet and Mastercard for spending digital assets in Australia. (iPhone/iPad app by CLOUDTECHX PTY LTD.) - Source: https://appshunter.io/ios/app/cobweb-pay-buy-and-spend-crypto/id6448221881 (this page in markdown: same URL + `.md`) - Developer: [CLOUDTECHX PTY LTD](https://appshunter.io/developer/1684089448) - Category: Finance, Utilities - Price: Free - Age rating: 17+ - Requires: iOS 15.0 · 310 MB - Languages: Arabic, English, Chinese, Chinese - Released: 2023-06-14 - Data updated: 2026-07-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cobweb-pay-buy-and-spend-crypto/id6448221881/reviews.md ## What is CobWeb Pay? CobWeb Pay simplifies crypto with a fast and low-cost on/off ramp tailored for Australia with a card you can use anywhere Mastercard ® is accepted. With CobWeb Pay, you can: - Store major cryptocurrencies: Bitcoin, Ether, USDT, and Australian dollars (AUD) in one secure place. - Daily spend: Users can convert their desired cryptocurrency (BTC, ETH, USDT) into AUD and redeem it to their spending card. - AUD on/off ramp: Our fiat-to-crypto and crypto-to-fiat on & off ramp solution is convenient and secure. - Receive a virtual fiat account: Virtual account that facilitates seamless transactions, allowing users to manage funds effortlessly. Card features: * - 4% cashback on all purchases - 100% cashback on subscriptions - 10% back on utility bills - Up to $75 back in a month *Subject to availability, please check the CobWeb Pay website for more information. Referral rewards: * - Earn $10 in USDT every time someone signs up with your code, and verifies their ID. - Bring in 25 verified users, and you’ll score an extra $100 in USDT, stacked on top of your referral rewards. *Subject to availability, please check the CobWeb Pay website for more information. CobWeb Pay is the registered business name under which CloudTechX Pty Ltd (ABN: 34 659 353 796) operates its trading and exchange solution. CloudTechX has the following AUSTRAC account number (AAN): 100805590. It is registered as a remittance network provider (RNP100805590-001), an independent remittance dealer (IND100805590-001), and a digital currency exchange provider (DCE100805590-001). It is also enrolled as a foreign currency exchange. The CobWeb Pay Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard. CloudTechX is an authorised representative of EML Payment Solutions Limited (CAR No 001317566). This material is general information only and does not consider your objectives, financial situations or needs. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Apple Pay is a trademark of Apple Inc. ## Key features - Store Bitcoin, Ether, USDT, and AUD - Convert crypto to AUD for spending - Prepaid Mastercard for purchases - 4% cashback on purchases - Referral rewards program - AUD on/off ramp ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/cobweb-pay-buy-and-spend-crypto/id6448221881/reviews.md ### 5/5 — Highly Recommend *2023-11-20, version 3.2.0* Great Platform to covert Fiat Money with Crypto ### 5/5 — Great App, user friendly *2023-08-21, version 3.0.4* User friendly and secure! ### 5/5 — The best AU based crypto exchange ever *2023-08-21, version 3.0.4* Indeed cheap, fast and secure ### 5/5 — So good App *2023-07-06, version 3.0.3* Love Web3 Love Cloudtech Love CobWeb ### 5/5 — Safe and fast *2023-07-06, version 3.0.3* It's user-friendly, handles payments, digital assets, and currency exchange seamlessly. I love the security and convenience it offers. Highly recommended! ### 4/5 — Cheapest *2023-07-06, version 3.0.3* Prices on here are the lowest I’ve found, would recommend ### 5/5 — ShireWoW *2023-07-06, version 3.0.3* I accidentally stumbled upon this app and have made a few trades on it. The experience so far has been decent, and the USDT prices are incredibly cheap. Looking forward to future updates. ### 5/5 — GOOD ONE *2023-07-06, version 3.0.3* Wow, CobWeb Pay is a game-changer! It's like having a personal finance superhero in my pocket. With its seamless integration of payments, digital asset management, and foreign exchange, I can't help but feel like a financial wizard. The best part? It's affordable, lightning-fast, and incredibly secure. Say goodbye to headaches and hello to convenience with CobWeb Pay. Trust me, you won't be disappointed! ### 5/5 — Highly recommended！ *2023-07-06, version 3.0.3* This app for cryptocurrency trading is absolutely amazing! It offers a seamless user experience with an intuitive interface and effortless navigation. The security measures are top-notch, ensuring the safety of my investments. With a wide range of cryptocurrencies to choose from, I can make informed trading decisions. The app's lightning-fast execution speed and timely notifications keep me ahead of the game. The customer support team is responsive and knowledgeable. Overall, this app has revolutionized my crypto trading experience. Highly recommended! ### 5/5 — More than a wallet *2023-07-05, version 3.0.3* The APP is not just a crypto wallet, but also an Australian bank account ## Frequently asked questions about CobWeb Pay ### What cryptocurrencies can I store in CobWeb Pay? CobWeb Pay allows you to store major cryptocurrencies including Bitcoin, Ether, and USDT, alongside Australian dollars (AUD) in one secure digital wallet. ### How does the CobWeb Pay card work? The CobWeb Pay card is a prepaid Mastercard that allows you to convert your desired cryptocurrency (BTC, ETH, USDT) into AUD for daily spending anywhere Mastercard is accepted. ### What are the cashback rewards for using the CobWeb Pay card? Cardholders can receive 4% cashback on all purchases, 100% cashback on subscriptions, and 10% back on utility bills, with a monthly cap of up to $75. ### How can I earn referral rewards with CobWeb Pay? You can earn $10 in USDT for each person who signs up and verifies their ID using your referral code. An additional $100 in USDT is awarded for bringing in 25 verified users. ### Is CobWeb Pay secure? CobWeb Pay operates under CloudTechX Pty Ltd, which holds AUSTRAC registration as a remittance network provider, independent remittance dealer, and digital currency exchange provider, indicating regulatory compliance. ### What devices is CobWeb Pay available on? CobWeb Pay is currently supported on iPhone and iPod devices. ### How often is CobWeb Pay updated? The latest version of CobWeb Pay is 4.0.3, and it was last updated on February 2, 2026, indicating a recent update. ### Does CobWeb Pay have ads? CobWeb Pay does not contain advertisements, providing an ad-free user experience. ## Version history (last 5 releases) ### 4.1.0 — 2026-07-01 - Faster and smoother KYC/KYB verification process - Added Travel Rule support for compliant crypto transfers - General performance enhancements and stability improvements ### 4.0.3 — 2026-02-02 Fixed some bugs. Improved user experience. ### 4.0.2 — 2025-12-30 -Bug fixes ### 4.0.1 — 2025-11-23 -New payment feature -Optimised biometric login experience -Bug fixes ### 4.0.0 — 2025-11-19 -New payment feature -Optimised biometric login experience -Bug fixes ## Apps similar to CobWeb Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Stables: Global Money App](https://appshunter.io/ios/app/stables-global-money-app/id6444161495) | 3.2 (18) | Free | Finance | | [QBANK](https://appshunter.io/ios/app/qbank/id371931974) | — | Free | Finance | | [Wallstreet Australia](https://appshunter.io/ios/app/wallstreet-australia/id6443947029) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*