# COCA: Crypto Card & Wallet — Spend Stablecoin Earn Cashback > Spend stablecoins with a debit card, earn cashback, and grow digital assets. (iPhone/iPad app by CCA LABS - FZCO.) - Source: https://appshunter.io/ios/app/coca-crypto-card-and-wallet/id1594165139 (this page in markdown: same URL + `.md`) - Developer: [CCA LABS - FZCO](https://appshunter.io/developer/1719620394) - Category: Finance - Price: Free - Rating: 3.90/5 from 34 App Store ratings · 61 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 97 MB - Languages: American English - Released: 2021-12-07 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/coca-crypto-card-and-wallet/id1594165139/reviews.md ## What is COCA? COCA is a next-gen self-banking app powered by stablecoins that lets you use crypto like cash — buy, spend, grow, and manage your digital assets securely and effortlessly. Here is what you can expect... YOUR FREE EUR BANK ACCOUNT • Open a free EUR account in minutes • Get paid directly — receive your salary straight into COCA • Send and receive EUR via SEPA across Europe • Pay bills, transfer funds, or move money globally in seconds • One balance for spending — use it everywhere with your COCA card SPEND CRYPTO. EARN CASHBACK. • Spend stablecoins with a COCA debit card at 50M+ merchants worldwide (online and in-store) • No maintenance fees • Free ATM withdrawals up to $250/month • Earn up to 8% cashback on purchases • 50% cashback on Netflix, Amazon Prime, ChatGPT, and Spotify • Up to 50% discounts on hotel bookings NON-CUSTODIAL WALLET. BULLETPROOF SECURITY. • You control your crypto with a non-custodial wallet • Built with MPC security — no private keys or seed phrases • Anonymous biometric recovery if you lose your device • Assets are always recoverable • Zero compromises: COCA has never been hacked BUY & SWAP AT THE BEST RATES • Buy crypto using 182 local payment methods • Get the best prices via COCA’s smart routing engine • Swap assets across 15+ blockchains GROW YOUR DIGITAL ASSETS • Earn up to 5% yield on your digital assets • No lockups, no hidden fees — funds stay liquid and accessible • Collect rewards with card usage, referrals, and promotions GET STARTED IN MINUTES Create your account in minutes. Deposit crypto, buy with your card, or fund your EUR account via SEPA — then start spending, earning, and growing with up to 5% APY right away. Your money. Your control. Anywhere. ## Key features - Spend stablecoins with a debit card - Earn up to 8% cashback on purchases - Non-custodial wallet with MPC security - Buy crypto with 182 local payment methods - Earn up to 6% yield on digital assets - Free ATM withdrawals up to $250/month ## Recent user reviews (10 of 61) All indexed reviews: https://appshunter.io/ios/app/coca-crypto-card-and-wallet/id1594165139/reviews.md ### 1/5 — Lost *2026-08-11, version 3.5.1* For some reason my investment are GONE it’s been couple of updates and same thing over and over disappointing! ### 3/5 — It’s good, but… *2026-06-20* Needs a bank acct **Developer response:** Hi there! Thank you for your feedback! We are constantly working on expanding our bank transfer features to more countries and making the app even more versatile for everyone. Stay tuned for future updates, and thank you for helping us grow! 🚀 ### 1/5 — Be careful! *2026-06-05, version 3.2.1* First they lost 1500€ what after 10 days they giv it back to me… after 2 months they blocked my card, after 3 days they close my account…. Be careful with this ### 5/5 — Cool *2026-05-19, version 3.1.1* I like this app, it’s easy to use, and great cashback ### 1/5 — Migration to 3.0 Went terrible *2026-05-14* Migrated to their new version on April 24. ~$700 balance in the banking tab and the card disappeared. The banking tab is frozen. The card is declined at merchants. 24 hours later still the same, no help. Submitted tickets, get generic responses. Yet the money is gone. If the money isn’t restored or returned shortly will have to report them to the UAE and UK regulators and file police reports in Latvia. Upd: 3 weeks later I can see my money. Haven’t checked if I could use it yet. But there is a positive progress. Tickets 6784 and 6794. **Developer response:** Hi there! Thank you for your feedback. Please note that we are working on this as a high priority. We will provide an update in the ticket as soon as we receive information from our colleagues. Please accept our apologies for any inconvenience this may have caused. Thank you for your patience! ### 4/5 — Good *2026-04-30, version 3.1.1* Hi, I completed KYC. I receive salary every month in USDT TRC20. In the latest app version I still cannot see Tron network for USDT deposit. Is TRC20 support already rolled out? If yes, how can I enable it? Thank you. ### 1/5 — Migration to 3.0 Went terrible *2026-04-27* Migrated to their new version. ~$700 balance in the banking tab and the card disappeared. The banking tab is frozen. The card is declined at merchants. 24 hours later still the same, no help. Submitted tickets, get generic responses. Yet the money is gone. If the money isn’t restored or returned shortly will have to report them to the UAE regulator and file police reports in Latvia. Upd 72+ hours later still no money back. Tickets were submitted 48+ hours ago 6784 and 6794. **Developer response:** Hi there! Thank you for your feedback. Please note that we are working on this as a high priority. We will provide an update in the ticket as soon as we receive information from our colleagues. Please accept our apologies for any inconvenience this may have caused. Thank you for your patience! ### 1/5 — No withdrawal from card account *2026-03-27* I deposited funds into the coca card account and it has turned out to be a nightmare, first their card don’t work at all no matter the merchant, then you can’t withdraw your funds from the card again , chatted to the customer support for days and they just kept giving generic answers , no help in sight they are still holding my funds up until moment and it baffles me that I might never be able to get it out **Developer response:** Hi there! We’re sorry to hear about your experience. If you’ve already submitted a support ticket, please update your review and share its number here so we can take a closer look. If not, you can easily submit a ticket using this link: https://help.coca.xyz/support/tickets/new ### 1/5 — Not working at all *2026-02-27* The card is not being issued. The support is also not responding. **Developer response:** Hi there! We’re sorry to hear about your experience. If you’ve already submitted a support ticket, please update your review and share its number here so we can take a closer look. If not, you can easily submit a ticket using this link: https://help.coca.xyz/support/tickets/new ### 5/5 — Язык *2026-01-29, version 2.5.4* Добрый вечер добавьте пожалуйста Русский или Украинский язык ## Frequently asked questions about COCA ### What does the COCA app do? COCA is a banking app that allows you to spend stablecoins like cash using a debit card at over 50 million merchants globally. It also enables you to earn cashback on purchases, grow your digital assets with yield, and securely manage your crypto in a non-custodial wallet. ### How can I spend my crypto with this app? You can spend your stablecoins using the COCA debit card, which works online and in-store at any merchant that accepts Visa. The app facilitates seamless transactions, allowing you to use your digital assets for everyday purchases. ### What are the fees associated with using COCA? The app states there are no maintenance fees. You can also enjoy free ATM withdrawals up to $250 per month. Specific fees for crypto swaps or other advanced features are not detailed but the app emphasizes no hidden fees for yield earnings. ### Is my cryptocurrency secure in this wallet? Yes, the app features a non-custodial wallet built with MPC security, meaning you control your crypto without needing to manage private keys or seed phrases. It also offers anonymous biometric recovery and has a zero-hack record. ### How can I earn rewards and grow my assets? You can earn up to 8% cashback on purchases, with specific high cashback rates on services like Netflix and Amazon Prime. Additionally, you can earn up to 6% yield on your digital assets with no lock-ups, and collect rewards through card usage, referrals, and promotions. ## Version history (last 5 releases) ### 3.6.0 — 2026-08-25 Bug fixes. ### 3.5.2 — 2026-08-15 Bug fixes. ### 3.5.1 — 2026-08-03 Minor bug fixes. ### 3.5.0 — 2026-07-28 We've made everyday banking even smoother: • Unlock loyalty rewards faster with an easier path to join our loyalty program. • Top up with crypto more easily thanks to support for additional blockchain networks. • Enjoy simpler card funding with an improved card-to-card top-up experience. • Download account and currency-specific statements whenever you need them. • Higher-tier members can now request increased card spending limits for greater flexibility. ### 3.4.0 — 2026-06-19 Minor bug fixes. ## Apps similar to COCA | App | Rating | Price | Category | | --- | --- | --- | --- | | [XPlace: Crypto Credit Card](https://appshunter.io/ios/app/xplace-crypto-credit-card/id6747043956) | 4.8 (39) | Free | Finance | | [Ready: Crypto & Card](https://appshunter.io/ios/app/ready-crypto-and-card/id1358741926) | 4.5 (2,316) | Free | Finance | | [Wirex: All-In-One Trading App](https://appshunter.io/ios/app/wirex-all-in-one-trading-app/id1090004654) | 3.8 (847) | Free | Finance | | [Zeal: Digital Wallet & Card](https://appshunter.io/ios/app/zeal-digital-wallet-and-card/id6474893137) | 4.9 (8) | Free | Finance | | [Neverless: Stocks & Crypto](https://appshunter.io/ios/app/neverless-stocks-and-crypto/id1659648196) | 4.8 (175) | Free | Finance | | [Oobit: Global Payments](https://appshunter.io/ios/app/oobit-global-payments/id1598882898) | 4.5 (119) | Free | Finance | ## Related topics [coca](https://appshunter.io/ios/topics/coca) · [wirex](https://appshunter.io/ios/topics/wirex) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*