# Coconut: Tax for self-employed — Track your invoices & expenses > Tax and finance management app for self-employed individuals. (iPhone/iPad app by @Coconut Platform Ltd.) - Source: https://appshunter.io/ios/app/coconut-tax-for-self-employed/id1318768066 (this page in markdown: same URL + `.md`) - Developer: [@Coconut Platform Ltd](https://appshunter.io/developer/1220867819) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 63 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 82 MB - Languages: American English - Released: 2018-01-31 - Data updated: 2026-09-02 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/coconut-tax-for-self-employed/id1318768066/reviews.md ## What is Coconut? Description: Freelancers, sole traders and landlords - automate your finances and stay compliant with Making Tax Digital for Income Tax (MTD). Coconut is the simple tax app that helps you keep digital records, track your money, and send quarterly updates to HMRC, all in one place. With Coconut, you can: Keep accurate digital records for MTD Submit your quarterly updates directly to HMRC See exactly how much tax to set aside Capture receipts in seconds with your phone Create and send invoices on the go Track your cash flow in real time Keep business and personal finances organised Speed up your Self Assessment Never miss allowable expenses Spend less time on bookkeeping and feel confident your tax is under control. Work with your accountant or bookkeeper in real time — give them access to review, adjust and support your submissions. Everything you need for MTD — from digital records to HMRC submission — in one simple app. Get on top of your tax and finances today. Start your 14-day free trial. Get started in minutes: Download the app Connect your bank accounts securely (FCA regulated*, 30+ providers) Start managing your finances *Coconut is regulated by the FCA as an Account Information Service Provider, registration number 931194. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Automated financial record-keeping - MTD compliant HMRC submissions - Real-time cash flow tracking - Receipt capture via phone - Invoice creation and sending - Bank account integration ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | MTD Filing Monthly | $12.99 | per month | | Bookkeeping Annual | $99.99 | per year | | Bookkeeping Monthly | $17.99 | per month | | MTD Filing Annual | $129.99 | per year | | SA Annual | $129.99 | per year | | Full Annual | $149.99 | per year | ## Recent user reviews (10 of 63) All indexed reviews: https://appshunter.io/ios/app/coconut-tax-for-self-employed/id1318768066/reviews.md ### 2/5 — Inappropriate name, what has a coconut to do with tax? *2026-07-15, version 1.71.05* The app does work on a regular basis. Supposed to make book keeping simpler for a sole trader but it ends up more stressful as the app doesn’t save receipts to transactions. You then have to repeat the attempt time and time again until it actually works. I bought something at B&Q so it wanted to save the other 17 B&Q transactions to the same wrong section instead of aligning the one to the other 17? Frustrating to say the least!! ### 1/5 — Unpredictable *2026-04-30, version 1.71.0* When it works, it’s easy and simple…until it glitches many times and then you can’t send invoices and nor can you look into the invoices historically. Very frustrating and I’m going to stop my DD. ### 2/5 — Price is ridiculous now… *2026-03-22, version 1.70.13* Just cancelled after using this for many years, when it was free and an actual bank account. It’s just a headache now. Just gone up yet another £2 a month and I STILL can’t get regular transactions in my linked personal account to auto-categorise when they’re the same ones every month. Still have to do them manually! Well I’ve had enough, the price doesn’t warrant the usage so I’m out… ### 1/5 — Unreliable cheap app. *2026-02-20* It’s just been a constant headache since sign up. Firstly, it says Starling bank is supported but there was no option to add a starling account for open banking - so I had to open a support ticket. Resolved after a couple of days. Then try to integrate PayPal for invoicing, repeatedly get an error message, raise a ticket and I’m told it’s my iOS version that’s out of date - but I’m using the most current version, so it’s now been escalated. The app feels cheap and unresponsive and the desktop site is worse. I deleted an invoice on the website but it continues to show in the app, and won’t allow you to delete it from the app. It’s nowhere near as good as xero etc and I will be asking my accountant if I can change products. ### 1/5 — Impossible to cancel subscription *2025-11-27, version 1.70.10* They make you jump through so many hoops and then you get a notification saying 'direct debit will be cancelled later today' but you still get charged. This is the first time I've ever felt compelled to take the time to review and app because it's such a total scam ### 5/5 — Dan *2025-09-27, version 1.70.7* Simple and easy to use. Can do all my invoicing easily on the go on my phone. ### 2/5 — Glitches soon as log in *2025-09-13, version 1.70.6* Very good and easy to use but soon as i log on i get error messages stating there been a problem with me request and to contact chat. You. Do this and go round in circles. Hopefully this can be sorted otherwise will be force to cancel my subscription Will change review if it gets sorted ### 5/5 — Ideal for Self Employed *2025-05-21, version 1.70.4* Great app for invoicing and snapping receipts - connected to my bank seamlessly for all other transactions. ### 2/5 — Multiple glitches in bank connections *2025-05-09, version 1.70.4* I really really wish this app didn’t have issues with bank connections. I’m trying to resolve them. Started with just one bank and now several banks will not reconnect. I do ask on the help but just feel it’s going round in circles. If I can get this sorted in next few weeks I will raise my review as if the connections worked for me then this would be the absolute perfect app. ### 1/5 — Insane marketing spam *2025-05-09, version 1.70.4* An incredible amount of marketing emails since creating an account. ## Frequently asked questions about Coconut ### Does Coconut have ads? Yes, Coconut contains advertisements. This is common for free finance apps that offer robust features. ### What are the subscription costs for Coconut? Coconut offers several subscription plans, including Bookkeeping Monthly for $17.99, MTD Filing Monthly for $22.99, Bookkeeping Annual for $99.99, MTD Filing Annual for $129.99, and SA Annual for $129.99. ### How secure is Coconut with bank connections? Coconut is regulated by the FCA as an Account Information Service Provider (registration number 931194), ensuring secure connections to over 30 bank providers. ### What devices does Coconut support? Coconut is available on iPhone and iPod devices. ### How often is Coconut updated? The latest version, 1.71.04, was released on June 9, 2026, indicating regular updates to maintain functionality and compliance. ### Can I try Coconut before subscribing? Yes, Coconut offers a 14-day free trial to get started and manage your finances. ### What is the user sentiment for Coconut? Based on the provided data, Coconut has a perfect 5.0-star rating from 1 review, suggesting a highly positive initial user experience. ### Is Coconut suitable for small businesses beyond sole traders? While primarily designed for freelancers and sole traders, landlords can also benefit. Its features for tracking income, expenses, and invoicing are broadly applicable to small business financial management. ## Version history (last 5 releases) ### 1.71.07 — 2026-08-17 This update focuses on Making Tax Digital (MTD). You can now connect your Coconut account to the new HMRC system to file your quarterly sole trader or landlord updates direct from within the mobile app. ### 1.71.06 — 2026-07-17 In this Version we had Resolved minor bugs and made performance improvements. ### 1.71.05 — 2026-07-15 In this Version we had * Introduced the new Bridging feature for an improved user experience. * Fixed app crashes to enhance stability and reliability. * Resolved minor bugs and made performance improvements. ### 1.71.04 — 2026-06-09 In this update we had Fixed crash issue and some minor bugs ### 1.71.03 — 2026-06-02 In this update we had Fixed login issues for a smoother sign-in experience ## Related topics [coconut](https://appshunter.io/ios/topics/coconut) · [self-employed tax](https://appshunter.io/ios/topics/self-employed-tax) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*