# Cofra: Personal Expenses — Personal expense ledger

> Personal expense ledger (iPhone/iPad app by Hai Nguyen.)

- Source: https://appshunter.io/ios/app/cofra-personal-expenses/id6797771016 (this page in markdown: same URL + `.md`)
- Developer: [Hai Nguyen](https://appshunter.io/developer/1896214144)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 26.0 · 14 MB
- Languages: American English, Vietnamese
- Released: 2026-08-28
- Data updated: 2026-10-08

## What is Cofra?

Cofra is a private personal expense manager for everyday spending in ISO currencies.

Built for people who want a clear ledger—not a bloated finance suite. Add an expense in seconds, pick a currency from a searchable catalog, organize it with one category, optionally assign it to a monthly fund, and see where your money goes by day, week, month, year, or a custom range.

WHAT YOU CAN DO
• Record positive amounts in validated ISO 4217 currencies with an optional note, one category, and a date/time
• Choose currency from a searchable picker with suggestions and A–Z browsing
• Set a default entry currency for new expenses; changing it never rewrites stored history
• Search locally by note, category name, or fund name
• Filter Expenses by amount, currency, category, fund, and date range
• Browse a newest-first expense list grouped by day
• Review Dashboard totals, spending trends, and category breakdowns
• See native totals in each stored currency; mixed periods stack separate amounts instead of a converted grand total
• Filter Dashboard and Expenses independently
• Create monthly spending funds and track category defaults
• Create, rename, re-icon, archive, restore, and manage your categories
• Export your ledger—or only the visible Expenses search and filter results—to a local UTF-8 CSV file through the system share sheet
• Add an expense from Home Screen widgets, Control Center, or Shortcuts
• Lock the app with Face ID or passcode
• Choose System, Light, or Dark appearance on each device
• Use the app in English or Vietnamese

PRIVATE BY DESIGN
Expenses, categories, and funds sync through your private iCloud (CloudKit) database. Appearance, language, and default entry currency preferences stay local to each device. Search runs on this device. CSV export is written locally and shared through the system share sheet. There are no Cofra accounts and no shared ledgers.

DESIGNED FOR iPHONE AND iPAD
A modern SwiftUI experience with adaptive layouts for compact and regular widths. Home Screen widgets include Small, Medium, Large, and Extra Large on iPad.

REQUIREMENTS
Requires iOS / iPadOS 26.0 or later. Entry currencies follow a validated ISO 4217 catalog. When a period includes more than one currency, Cofra shows separate native totals rather than a converted combined sum.

Cofra keeps the scope intentionally small so the core loop stays fast and trustworthy.

## Is Cofra safe?

Not enough ratings yet to assess Cofra.

## Is Cofra legit?

Cofra: Personal Expenses has limited verification signals. The AppsHunter Legitimacy Score for Cofra is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.4.0 — 2026-09-24

This update makes the Dashboard answer the current period before you scroll.

• See what you spent, how many expenses that is, and how this period compares. Categories come next, so you can see where the money went.
• The trend chart stays hidden on a single day, and whenever there is not enough spending to draw a trend.
• Mixed currencies still appear as separate totals in the currency you saved. Cofra does not convert them.
• Choose Day, Week, Month, Year, or a custom range from the top bar on Dashboard and Expenses. Each screen keeps its own range.
• The Dashboard title greets you by the time of day. Cofra does not read your name from iCloud.
• On iPhone, the tab bar tucks away while you scroll. On iPad, the sidebar stays as it is.

### 1.3.0 — 2026-09-03

This update expands how you record and review money across currencies.

• Choose from a validated ISO 4217 currency catalog—not just VND, USD, and EUR
• Search and browse currencies with a new picker that includes suggestions and A–Z sections
• Set a default entry currency for new expenses from Settings
• Review totals in each stored currency; mixed periods stack native amounts instead of a converted grand total
• Dashboard, Expenses, Funds, widgets, and charts follow the same native-total behavior
• Removed the display-currency setting and approximate offline conversion for product totals

Your stored amounts and currency codes are preserved. CSV export from the previous release remains free.

### 1.2.0 — 2026-08-31

This update is about data ownership: you can take your ledger with you.

• Export every expense from Settings as a UTF-8 CSV
• On Expenses, export only the search and filter results you can see—not the hidden rows
• The file is written on your device, then shared with the system share sheet (Files, Mail, and so on)
• Cofra does not upload the export to a Cofra-controlled server

CSV export is free. Import is not included in this version.

### 1.1.0 — 2026-08-29

Find past expenses without scrolling the whole ledger.

• Search locally by note, category name, or fund name
• Filter by amount, currency, category, fund, and date range
• See active-filter and result counts, then clear them in one step
• Search stays on this device — no Spotlight or Siri indexing in this update

Widgets
• Large widgets on iPhone and Extra Large widgets on iPad, with a seven-day spending view
• Add Expense on a widget opens the Add Expense editor again
• Widget privacy redaction and accessibility labels are restored

This update is free. Existing expenses, categories, funds, and private iCloud sync are unchanged.

### 1.0.0 — 2026-08-29

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*
