# Cogni Multi-Chain Wallet — Secure Web3 wallet

> Secure multi-chain Web3 wallet for managing crypto assets and dApps. (iPhone/iPad app by COGNI, INCORPORATED.)

- Source: https://appshunter.io/ios/app/cogni-multi-chain-wallet/id1483957512 (this page in markdown: same URL + `.md`)
- Developer: [COGNI, INCORPORATED](https://appshunter.io/developer/1396816588)
- Category: Finance
- Price: Free
- Rating: 4.73/5 from 1,421 App Store ratings · 94 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 229 MB
- Languages: English
- Released: 2020-03-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cogni-multi-chain-wallet/id1483957512/reviews.md

## What is Cogni Multi?

Cogni is a powerful Web3 wallet designed for simplicity and security, giving you access to verified dApps and multiple blockchain networks all in one place. Whether you're a beginner or an experienced user, Cogni makes it easy to manage, store, and transfer your crypto assets across different chains without the hassle.
- Access and interact with verified decentralized apps (dApps)
- Manage your crypto assets across multiple blockchain networks
- Enjoy a secure and intuitive experience designed for easy navigation
- Stay in control of your digital assets, all in one simple app

## Key features

- Access verified dApps
- Manage multi-chain crypto assets
- Secure and intuitive interface
- Easy crypto transfers
- Single app for all chains

## What do users think of Cogni Multi?

Overall sentiment: negative

**Pros**

- 🚀 Smooth onboarding
- 👍 User-friendly app
- 🔒 Secure features like single-use cards
- 💡 Innovative banking services
- 🤩 Great customer service

**Cons**

- 🐛 Buggy app and login issues
- ⏱️ Slow deposit and transfer times
- 🤔 Limited functionality compared to traditional banks
- 🤯 Unreliable account access and funds availability
- 🙄 Poor communication and unresponsive support

**Commonly reported bugs**

- Accounts being closed without explanation
- Inability to access funds or make transactions
- Persistent login and onboarding issues
- Delayed or missing direct deposit payments

**Most requested features**

- Savings account option
- Faster deposit and transfer processing
- Improved customer support and communication
- Expanded feature set to match traditional banks

## Recent user reviews (10 of 94)

All indexed reviews: https://appshunter.io/ios/app/cogni-multi-chain-wallet/id1483957512/reviews.md

### 1/5 — Broken

*2025-06-16, version 3.6.5*

App “can’t find the Internet” pretty sure this whole business is shut down…

### 3/5 — BUY/SELL

*2024-11-30, version 3.6.5*

My question is very rare 
When is the Cogni multi-chain wallet giving its users option to link cards to buy crypto currency in the Cogni app ? 

Since the banking is no more working and now it’s been tuned into a Chain wallet

### 1/5 — Worthless and defunct

*2024-11-30, version 3.6.5*

Open the app to find…nothing. No way to transfer in or out. Zendesk has closed their account. Beware.

### 1/5 — WHERE IS MY MONEY?!

*2024-09-24*

I DO NOT, I REPEAT I DO NOT RECOMMEND THINK SO CALL BANKING APP. I made a deposit into this COGNI bank account and the next day it updated and now my money is gone! VANISHED. I called the customer support and check my balance it states that my money is still there but every time I swipe my card it declines and it shows $0 in my account on the app. I have sent 10 emails so far no one has reached out me about this problem. DO NOT get this app. I HAVE 4 more stories like this. I have reported this to police and made a scam report. People do not work hard everyday for there money to be stolen.

### 1/5 — Just trash

*2024-09-23, version 3.6.1*

Trash

### 1/5 — There isn't even an option to create an account

*2024-09-06, version 3.5.8*

Can't create an account. What a joke

### 1/5 — Not good to have

*2024-09-06, version 3.5.8*

You can never get in touch with no one. They customer service skills are horrible, they don’t support they customer also did I say you can never reach an agent by phone only email and it take hours sometimes days for a response I wouldn’t recommend this company to my dog if he needed an account

### 1/5 — Scam / Stole my money

*2024-07-24, version 3.5.4*

Deposited 6k into my account, account closed for “suspicious activity”. Was told a check was on its way , waited 30 business days only to not receive anything. Was told a 2nd check has been issued and nothing ever came. They stopped replying to my emails and are useless over the phone with their endless lies, been 6 months now and I have yet to receive my money back from Cogni, i’ll be filing a BBB claim soon here. Worst bank to exist with the poorest customer service. Total scam.

### 2/5 — Disappointed

*2024-06-27*

The app feels simplistic and boring. I feel like the app was created 10 years ago. I’m giving 2 stars because Cogni ran a referral bonus promotion, and they haven’t delivered on what the promotion offered. I was supposed to receive $5 for opening the account and $5 per referral. After weeks of waiting, many phone calls to support and unanswered emails, I still haven’t received the promotional funds. Support says “there is an IT ticket” with my name on a very long list of others, who also haven’t received the promo funds. Do better Cogni, I’m embarrassed I referred anyone at all.

### 5/5 — i like this bank

*2024-06-27, version 3.5.3*

good bank

## Frequently asked questions about Cogni Multi

### What is this app?

This application is a powerful Web3 wallet designed for simplicity and security. It allows you to manage, store, and transfer your crypto assets across multiple blockchain networks and access verified decentralized applications (dApps) all from one place.

### What are the key features?

Key features include the ability to access and interact with verified dApps, manage crypto assets across multiple blockchain networks, and enjoy a secure and intuitive experience designed for easy navigation. It aims to provide a simple app for controlling all your digital assets.

### Is this app free to use?

Based on the provided information, the application is offered for free. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a completely free user experience.

### Who is this app for?

This app is designed for both beginners and experienced users in the Web3 space. It's ideal for anyone who wants an easy and secure way to manage their cryptocurrency assets and interact with decentralized applications across various blockchain networks.

### What blockchains does it support?

The application supports multiple blockchain networks, allowing you to manage your crypto assets across different chains. While specific chains are not listed, the core functionality is to provide seamless cross-chain management.

## Version history (last 5 releases)

### 3.6.5 — 2024-10-18

General improvements and enhancements for a smoother, more reliable app experience.

### 3.6.4 — 2024-10-10

General improvements and enhancements for a smoother, more reliable app experience.

### 3.6.3 — 2024-10-04

General improvements and enhancements for a smoother, more reliable app experience.

### 3.6.2 — 2024-09-27

General improvements and enhancements for a smoother, more reliable app experience.

### 3.6.1 — 2024-09-21

General improvements and enhancements for a smoother, more reliable app experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
