# Coin by Zerodha - Mutual funds — Mutual funds, NPS, and more

> Zero-commission direct mutual funds and NPS investment platform. (iPhone/iPad app by Zerodha Broking Limited.)

- Source: https://appshunter.io/ios/app/coin-by-zerodha-mutual-funds/id1392892554 (this page in markdown: same URL + `.md`)
- Developer: [Zerodha Broking Limited](https://appshunter.io/developer/908047534)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.30/5 from 6 App Store ratings · 74 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 51 MB
- Languages: American English
- Released: 2018-07-06
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/coin-by-zerodha-mutual-funds/id1392892554/reviews.md

## What is Coin by Zerodha?

Zerodha is trusted by over 1.3 crore customers who hold over ₹3.5 lakh crores worth of investments. Our mission is to help you do better with your money.

Zerodha Coin is India's largest zero-commission direct mutual funds platform that has helped Indians invest over Rs 70,000 crores.

Why Coin?

● Easy Systematic Investment Plans (SIPs) creation and automation.
● Direct mutual funds without 0 commissions.
● Invest in the National Pension Scheme (NPS).
● Invest in New Fund Offers (NFOs) of schemes.
● Free access to Zerodha’s ecosystem products like Sensibull, Tijori, Streak, Quicko, and more.
● Nudges to help you invest better.
● No gimmicks, spam, "gamification,"  or annoying push notifications.

Easy investing

● Create, modify, step up, and automate SIPs anytime you want to without any hassle.
● Purchase via all payment options, like UPI, NEFT, RTGS, and net banking.
● Place Systematic Withdrawal Plan (SWP) orders for timely withdrawal, setting up your retirement needs.
● Analyse your scheme-wise and portfolio XIRR for both.
● Comprehensive portfolio XIRR for your mutual funds.
● Check the detailed portfolio of a scheme.
● Automate SIPs using eNach.
● Easily invest in equity, debt, hybrid, solution-oriented, index, flexi cap funds, and more with a few clicks.


Detailed reporting and Console

● Visualise the growth of your investments with an account value curve.
● Track the combined portfolios of your family using the Family Portfolio view.
● Comprehensive tax-ready reports and statements.
● Detailed portfolio analytics.


Support

● Visit support.zerodha.com to learn everything you need to know about trading and investing at Zerodha.
● Visit zerodha.com/contact to get in touch with us.

## Key features

- Zero-commission direct mutual funds
- Systematic Investment Plans (SIPs)
- National Pension Scheme (NPS)
- New Fund Offers (NFOs)
- Portfolio analytics
- Family portfolio view
- Tax-ready reports

## Recent user reviews (10 of 74)

All indexed reviews: https://appshunter.io/ios/app/coin-by-zerodha-mutual-funds/id1392892554/reviews.md

### 3/5 — Very basic app

*2026-08-13*

It does the job but experience is not upto the mark. For instance xirr is not refreshing (it’s not 2013 where bad ux can be tolerated), nav updates are very slow and you have to rely on 3rd party aggregators like indmoney or PowerUp (they refresh directly from MF central).
For billion dollar organisations, it’s expected to at least have a better app.

**Developer response:** Hi, we’re really sorry for the inconvenience caused. This is due to a delay in reporting fund transactions from the payment aggregator to the Indian Clearing Corporation (ICCL) across all platforms. The NAV applicability is determined by the exchange based on the date ICCL receives the funds. We’ve explained this in detail here: https://support.zerodha.com/category/mutual-funds/coin-web/general-questions-coin-web/articles/cut-off-time-for-mutual-fund-transactions-on-coin

### 5/5 — One day change

*2026-06-23*

Hello using coin since long time now Still waiting for an update to show one day gain or loss which must be shown. Pls include this in future updates. Suppose i have 3-5 funds what is overall profit or gain on. A single day that is missing which is there on other platforms.
Pls indicated one day change for a fund.

**Developer response:** Hi Harun, we are continuously working on adding more features to our app to make your experience better. Thanks for your feedback.

### 1/5 — Can’t map a different mobile number for UPI

*2026-05-05, version 2.7.8*

I have dual sim and I accidentally mapped a wrong number when I tried to add funds using UPI. The app found no accounts linked to that number, which is fair, but I have no way to map a new number for UPI payment. It looks like a dead end so I’ll have to look for different platform for investments now.

### 5/5 — Account suspension issue

*2026-04-22*

I am extremely disappointed with Instagram’s automated moderation system. My account was permanently banned for no reason, despite zero suspicious activity on my part. I have gone through the appeal process more than 10-15 times, including multiple video verifications and uploading my original, valid government documents.

Even though my identity is verified and my documents are authentic, the system keeps suspending my account repeatedly. It feels like a technical glitch in their AI that no human is bothered to fix. It is unacceptable that a platform this large can lock a user out indefinitely without providing a specific reason or a way to talk to actual support.

I have done everything requested to prove I am a real person, yet the app continues to fail me. Highly unprofessional and terrible user experience.

### 2/5 — Errors never fixed

*2026-03-17*

Redirecting to bank page keep on loading always, not just happened once, but numerous times. Waste of time at every transaction,  wish you were as efficient as your Zerodha app.

**Developer response:** Hi, we’re sorry to hear about your experience. Please help us understand the issue in detail by creating a ticket at https://support.zerodha.com or calling us at 080 4718 1888. We’ll look into it on priority. If you’ve already raised a ticket, please share the ticket number so we can follow up.

### 2/5 — Improvements needed

*2026-02-09*

Hi, overall its a good app. But it is missing key features like mutual funds overlap, instant NAV updates, check rolling returns, standard deviation, up/down side capture and many more. I understand the philosophy to keep the product as minimalist but there are now plethora of funds to choose from and all above features help to make a good decision. They should be integral to this app as it’s a long term relationship. Thanks, i hope to see improvements in future. Regards.

**Developer response:** Hi Ashish, we are continuously working on adding more features to make your experience better. Thanks for your feedback.

### 1/5 — Worst User experience

*2026-01-06*

I wanted to use this app cause of its stp between multiple amc ,Devs cant handle option of choosing which bank account i want to pay from always choosing one for me which i dont want so i removed that account now whenever i want to pay its opening to set stupid upi pin of account which i dont even wanna use in first place and I dont know pin of my debit card so stuck now cant  pay ,Hire some good dev

**Developer response:** Hi, we’re sorry to hear about your experience. Please help us understand the issue you are facing in depth by creating a ticket at https://support.zerodha.com or contacting us at 080 4718 1888. We'll ensure to look into it with the utmost priority.

### 2/5 — App issues

*2025-11-26*

I’ve been facing several recurring issues on the Coin app — for example, mutual fund orders show as Completed but the updated investment amount takes 2–3 days to reflect in the Total Investments section. This has happened multiple times and makes it difficult to track my portfolio accurately.

It would be great if the Coin app received more frequent updates and fixes, similar to what you already do for Kite. I understand that mutual funds are long-term investments and short-term glitches may not affect returns, but they do impact user experience. More frequent releases addressing these issues would make the platform far more reliable and convenient.

**Developer response:** Hi Siva, we're sorry to hear about your experience. Please create a ticket at support.zerodha.com with details of the issue so we can check and resolve this at the earliest. If you have already created a ticket, please provide us with the ticket number so we can reach out.

### 3/5 — Simple app - lacks many functions

*2025-11-09, version 2.7.6*

Very simple and basic app. Lots of limitations compared to web page, which simple too yet extremely good.

### 3/5 — Notification os mutual fund order broken

*2025-11-05, version 2.7.6*

I used to get app notification when mutual fund orders were placed. Now I dont for last few months only an email which is easy to miss and causing pending payments

## Frequently asked questions about Coin by Zerodha

### What is Coin by Zerodha?

Coin by Zerodha is India's largest zero-commission direct mutual funds platform. It allows users to invest in direct mutual funds, National Pension Scheme (NPS), and New Fund Offers (NFOs) without any brokerage fees.

### What are the key features of this app?

Key features include easy creation and automation of Systematic Investment Plans (SIPs), investment in direct mutual funds and NPS without commissions, purchase via multiple payment options like UPI, and detailed portfolio analytics with tax-ready reports.

### Is there a cost to use Coin by Zerodha?

No, Coin by Zerodha is a free platform. It offers direct mutual funds and NPS investments without any commission or brokerage fees. There are no in-app purchases or subscription costs mentioned.

### Who is this app designed for?

This app is designed for individuals in India who want to invest in mutual funds and NPS directly, aiming to save on commissions and manage their investments efficiently. It's suitable for both new and experienced investors.

### How can I track my investments?

You can track your investments through detailed reporting and analytics. The app provides an account value curve to visualize growth, scheme-wise and portfolio XIRR analysis, and comprehensive tax-ready reports. You can also track combined family portfolios.

## Version history (last 5 releases)

### 2.7.9 — 2026-05-12

Bug fixes and enhancements

### 2.7.8 — 2026-03-23

- Invest in Fixed Deposits through Coin
- Bug fixes and enhancements

### 2.7.7 — 2025-12-08

Bug fixes and enhancements

### 2.7.6 — 2025-07-11

Bug fixes and enhancements

### 2.7.5 — 2025-04-17

Bug fixes and enhancements

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## More apps by Zerodha Broking Limited

- [Pulse by Zerodha](https://appshunter.io/ios/app/pulse-by-zerodha/id1142639476)
- [Zerodha Kite - Trade & Invest](https://appshunter.io/ios/app/zerodha-kite-trade-and-invest/id1449453802)
- [Zerodha Varsity](https://appshunter.io/ios/app/zerodha-varsity/id1474610753)

All apps by Zerodha Broking Limited: https://appshunter.io/developer/908047534

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*