# Coinka: Budget & Expenses — Expenses, Income, Analytics > Smart finance companion for expense tracking, income management, and budgeting. (iPhone/iPad app by Nikolai Kuzmenko.) - Source: https://appshunter.io/ios/app/coinka-budget-and-expenses/id6761323444 (this page in markdown: same URL + `.md`) - Developer: [Nikolai Kuzmenko](https://appshunter.io/developer/1887669186) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 7 MB - Languages: American English, Russian - Released: 2026-04-15 - Data updated: 2026-09-02 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/coinka-budget-and-expenses/id6761323444/reviews.md ## What is Coinka? Coinka is a smart finance companion that helps you track expenses, income and budget — without the clutter. KEY FEATURES: • Add expenses and income in seconds — by hand, by voice or by photo • Real-time voice input: say "spent 350 on coffee" and the amount, category and account fill in live • Receipt scanner: one photo — all line items recognized. Save as one total or split them • Smart category hints based on location — the app learns your habits • 3 taps to any action: long-press the center button and drag for voice or receipt BUDGET & ANALYTICS: • Month-end forecast with chart and insights • Streak days: build a daily-logging habit • Stats by category, trends and days — with transfers excluded from expenses • "By day" bar chart highlighting your most expensive days ACCOUNTS, DEBTS, GOALS: • Unlimited accounts in multiple currencies • One-tap transfers between accounts • Debts and loans with payment schedule and interest rate • Saving goals with progress and reminders RECURRING: • Subscriptions and regular payments in a dedicated tab • Automatic transactions on schedule MULTI-LANGUAGE: • Interface: English and Russian • Voice input recognizes 9 languages: English, Russian, German, Spanish, French, Portuguese, Italian, Turkish, Ukrainian SYNC & WIDGETS: • Cloud sync across devices • Home and Lock Screen widgets • Siri and Control Center: add expense, income or transfer by voice • Back Tap on iPhone for instant entry SECURITY: • Face ID / Touch ID • CSV and PDF export • Bank statement import (Tinkoff, Sber, generic CSV) PREMIUM: • Budget forecast, AI advisor, weekly AI reports, unlimited voice entries and receipt scans Works offline. All data is encrypted. Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Add expenses and income by hand, voice, or photo - Real-time voice input for transactions - Receipt scanner with line item recognition - Smart category suggestions based on location - Month-end budget forecast and insights - Unlimited accounts in multiple currencies - Cloud sync across devices ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $4.99 | per month | | Yearly | $39.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime | $99.99 | one-time | ## Frequently asked questions about Coinka ### Does Coinka have ads? Coinka is ad-free, allowing for an uninterrupted financial tracking experience. The app focuses on providing a clean interface without advertisements. ### What are the premium features of Coinka? The premium version of Coinka offers advanced features such as budget forecasts, an AI advisor, weekly AI reports, unlimited voice entries, and unlimited receipt scans. These features enhance the analytical and predictive capabilities of the app. ### How secure is Coinka? Coinka prioritizes security with Face ID/Touch ID support and encrypts all user data. It also offers bank statement import from Tinkoff, Sber, and generic CSV files for added convenience and security. ### What languages does Coinka support? The interface for Coinka is available in English and Russian. Voice input recognizes 9 languages, including English, Russian, German, Spanish, French, Portuguese, Italian, Turkish, and Ukrainian. ### Can I use Coinka offline? Yes, Coinka works offline, ensuring you can track your expenses and income even without an internet connection. All data is encrypted and synced when connectivity is restored. ### How often is Coinka updated? The latest version of Coinka is 4.1.9, and it was last updated on July 12, 2026. This indicates a commitment to ongoing development and improvements. ### What devices does Coinka support? Coinka is currently supported on iPhones. Future updates may expand compatibility to other devices. ### How does Coinka handle bank statement imports? Coinka allows for bank statement imports from Tinkoff, Sber, and generic CSV files. This feature helps in consolidating financial data for easier tracking and analysis. ## Version history (last 5 releases) ### 4.2.0 — 2026-08-30 Voice input in one press • New "Voice Input" control for Control Center, the Action Button and the Lock Screen: press it and Coinka is already listening. Say "coffee 4.50", confirm — done. • A dedicated "Voice Input" action in the Shortcuts app, ready for your own automations. • Fixed: quick add from Control Center and widgets didn't open the form when the app was closed. Sharper location suggestions • Coinka suggests the category, account and note from this exact place, not the whole block: the radius is now 5 meters. • Suggestions now work even after reinstalling the app or switching phones. Offline • Transactions added without a connection keep their original time instead of the sync time. • Fixed: identical offline transactions no longer get stuck in the upload queue. Small things • In Shortcuts, the "Add Income" field is now called "Income Source" so it isn't mistaken for an expense. ### 4.1.9 — 2026-07-12 * Widgets fix ### 4.1.8 — 2026-07-05 * Fixed bug with transactions * Fixed bug with loans * New haptics here ### 4.1.7 — 2026-06-29 • Now you can exclude account from balance ### 4.1.6 — 2026-05-19 • Add ability to edit debts in smart way, including recalculate percents ## Apps similar to Coinka | App | Rating | Price | Category | | --- | --- | --- | --- | | [yen-yen – Expense Tracker](https://appshunter.io/ios/app/yen-yen-expense-tracker/id6764548441) | — | Free | Finance | | [OnlyPurse: Wallet Management](https://appshunter.io/ios/app/onlypurse-wallet-management/id6758352259) | — | Free | Finance | | [FamilyJar](https://appshunter.io/ios/app/familyjar/id6759341986) | — | Free | Finance | | [Kubysh: Budget, Savings, Goals](https://appshunter.io/ios/app/kubysh-budget-savings-goals/id6778792103) | 5.0 (1) | Free | Finance | | [Manilo: AI Expense Tracker](https://appshunter.io/ios/app/manilo-ai-expense-tracker/id6761738170) | 5.0 (1) | Free | Finance | | [Qaizo — AI Personal Finance](https://appshunter.io/ios/app/qaizo-ai-personal-finance/id6764638553) | — | Free | Finance | ## More apps by Nikolai Kuzmenko - [Ephemera — Junk Journal](https://appshunter.io/ios/app/ephemera-junk-journal/id6792321606) All apps by Nikolai Kuzmenko: https://appshunter.io/developer/1887669186 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*